Recent well liked threads
Alright, mf’ers. Let's talk about underwriting.
At its core, we want to understand what the real Net Operating Income (NOI) is today and how that number changes over time due to things we can and cannot control.
At its core, we want to understand what the real Net Operating Income (NOI) is today and how that number changes over time due to things we can and cannot control.
A few ground rules
First, this is “a” way to look at deals, not “the only way.” If you’re a reply-guy looking to flex, understand two things. 1.) real estate is complex and nuanced; lots of ways to value property; I know this, and 2.) I do not know, or give a shit about you.
First, this is “a” way to look at deals, not “the only way.” If you’re a reply-guy looking to flex, understand two things. 1.) real estate is complex and nuanced; lots of ways to value property; I know this, and 2.) I do not know, or give a shit about you.
Second, this is only part of a complex process. You can’t just mirror these and be done.
We look at a NOI as a story with 4 parts: buying, building, trending, and selling. How it moves through these phases matters. A lot.
We look at a NOI as a story with 4 parts: buying, building, trending, and selling. How it moves through these phases matters. A lot.
Chronic heart failure. On a transplant pathway. Still the unpaid carer. Ask for help to protect your health and stay alive for your child — and you’re ignored or blamed. Who cares for the carer? 🪡 
At the start of this year I was in hospital for five weeks caring. From the first week, I repeatedly asked for support for the complex care I normally provide alone. It didn’t arrive until week 3— by then hospital safeguarding failures meant I couldn’t safely leave anyway 🪡
Simply asking for help so you can have a life-saving tests & procedures turns into months of exhausting justification. You try to plan, you try to protect your child. There’s zero compassion “don’t look breathless”, “don’t look ill to me”
“Ok, cardiac expert, drs must be wrong”🪡
“Ok, cardiac expert, drs must be wrong”🪡
Theres a very long list of US products that cannot be sold in the EU thanks to EU regulations. Since the favorite pastime of the Trump regime and every US oligarch is now to demonize EU regulations, I thought it would be very much worth going through some of those products.🧵
US Instant Mashed Potatoes
Stuffed with enough BHA and BHT preservatives to give the product an expiration date of absolutely never, the EU decided to outright ban the product, depriving Europeans from what is otherwise a cheap and convenient way to encourage hairloss.
Stuffed with enough BHA and BHT preservatives to give the product an expiration date of absolutely never, the EU decided to outright ban the product, depriving Europeans from what is otherwise a cheap and convenient way to encourage hairloss.
US Pork
Because American pigs are often fed large amounts of ractopamine, a drug that does wonders in increasing muscle growth in pigs and cancer in humans, the EU has deemed the product unsafe and banned it, seemingly without much concern for the profits of US oligarchs.
Because American pigs are often fed large amounts of ractopamine, a drug that does wonders in increasing muscle growth in pigs and cancer in humans, the EU has deemed the product unsafe and banned it, seemingly without much concern for the profits of US oligarchs.
皆様にお知らせがあります。雑誌『選択』による私に対する名誉毀損に対する民事訴訟で、勝訴が確定しました。判決で、被告（『選択』）は、原告（私）に対し、金55万円及びこれに対する令和5年12月1日から支払済みまで年３分の割合による金員を支払え、と命じられました。
『選択』は名誉毀損を認定して賠償金を貸した判決に論駁して控訴することなく判決を認めましたので、記事が誤りか虚偽であったことを認めたことになります。
『選択』の私に対する虚偽の風説を利用して膨大な虚偽の発言が行われました。そのいずれも私に対する人権侵害であり、是正と補償を求めるべきものです。直接的にこの記事を根拠に虚偽の風説を流布して名誉毀損をおこなった顕著な例としては、島田氏
President Trump’s National Security Strategy is a clear and powerful articulation of his common-sense, America First, Peace Through Strength agenda.
This Strategy lays out his realistic approach to advancing our nation’s interests, above all by ensuring we are always operating from a position of strength. 1/
This Strategy lays out his realistic approach to advancing our nation’s interests, above all by ensuring we are always operating from a position of strength. 1/
President Trump is keenly focused on the U.S. national interest—how U.S. policy will benefit Americans, first. The NSS clearly states that “to focus on everything is to focus on nothing. America’s core national security interests shall be our focus.” 2/
Peace Through Strength is likewise core to President Trump’s vision.
The NSS lays out that “Strength is the best deterrent. Countries or other actors sufficiently deterred from threatening American interests will not do so…Therefore, the United States must maintain the strongest economy, develop the most advanced technologies, bolster our society’s cultural health, and field the world’s most capable military.” 3/
The NSS lays out that “Strength is the best deterrent. Countries or other actors sufficiently deterred from threatening American interests will not do so…Therefore, the United States must maintain the strongest economy, develop the most advanced technologies, bolster our society’s cultural health, and field the world’s most capable military.” 3/
Quan una colònia s’independitza, un dels reptes és garantir la sobirania real i evitar que estructures heretades del limitin l’autodeterminació. Això implica identificar i depurar elements que mantenen influència colonial.
S’hi sol treballar en diversos nivells:
👇👇
S’hi sol treballar en diversos nivells:
👇👇
1. Institucions polítiques i administratives
•Funcionaris subordinats al poder colonial: Molts càrrecs administratius eren ocupats per persones lleials a l’ocupant.
•Funcionaris subordinats al poder colonial: Molts càrrecs administratius eren ocupats per persones lleials a l’ocupant.
•Departaments estratègics: Justícia, seguretat, policia, exèrcit, duanes, banca central i finances. Aquestes estructures han d’estar sota control del nou Estat
Right now, Instacart is quietly running experiments on millions of us while we shop for groceries online. They are trying to figure out exactly how much they can get away with charging you for breakfast cereal, lunch meat, pasta, and everything in between. How do I know? 1/9
The @Groundwork team, @KatieJWells, and I teamed up with @ConsumerReports & @MorePerfectUS to recruit more than 400 secret shoppers. We asked them to buy the exact same basket of groceries, from the exact same store, at the exact same time. You won’t believe what we found. 2/9
@Groundwork @KatieJWells @ConsumerReports @MorePerfectUS Instacart charged shoppers different prices for about 75% of the items in the basket–sometimes they charged as much as 23% more for the exact same item. Using Instacart’s own estimates, we find that the Instacart tax could cost households as much as $1200 a year. 3/9
Google just turned PRICING into a local seo ranking factor.
Here’s how to make sure Google chooses YOU - not the guy listing fake $49 specials to steal your customers: 👇
Here’s how to make sure Google chooses YOU - not the guy listing fake $49 specials to steal your customers: 👇
Your customer used to call you first.
Now they’ll click a button and Google calls businesses for them.
Google asks:
“How much for this job?”
“Who can do it fastest?”
And the AI decides who gets the call back.
You don’t even know you were in the race.
Now they’ll click a button and Google calls businesses for them.
Google asks:
“How much for this job?”
“Who can do it fastest?”
And the AI decides who gets the call back.
You don’t even know you were in the race.
While you’re actually doing the work the right way…
Some big-budget company rolls out a “$49 special”
just to get a foot inside the door and jack up the bill later.
Google doesn’t see the scam.
It only sees the number and goes:
“Yep, that’s the one people want.”
And suddenly the better business isn’t even getting a chance to answer the phone.
Some big-budget company rolls out a “$49 special”
just to get a foot inside the door and jack up the bill later.
Google doesn’t see the scam.
It only sees the number and goes:
“Yep, that’s the one people want.”
And suddenly the better business isn’t even getting a chance to answer the phone.
This should’ve NEVER happened in a rational real estate market:
A piece of Aspen land bought for $10M flipped for $76.25M.
In less than a year.
Raw land that fooled every broker, investor, and elected official in town.
A piece of Aspen land bought for $10M flipped for $76.25M.
In less than a year.
Raw land that fooled every broker, investor, and elected official in town.
When the buyer paid $10M, everyone said the same thing:
“We’ve peaked.”
Then the resale hit at $76.25M…
Suddenly the entire valley realized they’d been dead wrong.
“We’ve peaked.”
Then the resale hit at $76.25M…
Suddenly the entire valley realized they’d been dead wrong.
This wasn’t a redevelopment.
It was raw land at the base of Aspen Mountain.
Traded like a blue-chip financial asset in a global capital market.
It was raw land at the base of Aspen Mountain.
Traded like a blue-chip financial asset in a global capital market.
Salut les gars j’ai pas l’habitude de faire ça mais là j’vais parler d’un sujet extrêmement grave d’un catcheur français qui pour beaucoup d’entre nous a une très bonne image (A Buck) qui est ouvertement islamophobe j’ai découvert ça aujourd’hui j’ai toutes les preuves en dessous
Bon première republi c est la moins pire mais ça affirme que l’Islam est un problème (y’a aucun vice de couper au bon moment le propos de cette fille reste le même du début à la fin)
On enchaîne sur un islam = fachisme + menace idéologique
It’s been 10 years since I took a million dollar pay cut to pay all staff at Gravity Payments a $70,000 minimum wage. People have wondered: How did it go?
We conducted a comprehensive study of everything that has happened since our 2015 announcement.
We are proof that paying living wages is good for both employees and businesses.
Since raising wages, our revenue and profits have soared, employees have started families while continuing to provide excellent customer service, and clients have become happier and stayed longer.
It worked so well that we raised the minimum to $80,000 and added an employee profit-sharing program.
Yet outside our company, it made no impact: no businesses followed suit, and the pay gap between workers and CEOs remains massive.
We conducted a comprehensive study of everything that has happened since our 2015 announcement.
We are proof that paying living wages is good for both employees and businesses.
Since raising wages, our revenue and profits have soared, employees have started families while continuing to provide excellent customer service, and clients have become happier and stayed longer.
It worked so well that we raised the minimum to $80,000 and added an employee profit-sharing program.
Yet outside our company, it made no impact: no businesses followed suit, and the pay gap between workers and CEOs remains massive.
Our Business Grew
•Revenue soared 650% since the minimum wage was enacted.
•Headcount roughly doubled, to over 200 full-time employees.
•We have been profitable every year and have $0 debt.
•Revenue soared 650% since the minimum wage was enacted.
•Headcount roughly doubled, to over 200 full-time employees.
•We have been profitable every year and have $0 debt.
There are many reasons Gravity has grown, but there is no doubt the minimum wage played a huge part.
It created a virtuous cycle: we attracted more clients (businesses using our credit card processing services), which allowed us to hire more people, increasing our capacity to grow further.
It created a virtuous cycle: we attracted more clients (businesses using our credit card processing services), which allowed us to hire more people, increasing our capacity to grow further.
Subsidiarity Is a Spiritual Armor
We’ve explored how subsidiarity is a moral and social architecture that protects the soul's natural environment—especially family and local community—so that grace can act freely. But subsidiarity is not merely passive protection. It is active participation in the spiritual combat.
The enemy of our soul—who uses the world, the flesh, and his own demonic cunning—seeks to isolate us, scatter us, and dissolve the natural bonds that teach duty and virtue. A life rooted in subsidiarity is not simply more human. It is a kind of armor for the interior life. It places us where sanctity begins: the home, the altar, the field, the workshop, the woodshed, the barn.
Subsidiarity allows for the building of a life that focused on the real—not in the abstract, but in daily life.
We’ve explored how subsidiarity is a moral and social architecture that protects the soul's natural environment—especially family and local community—so that grace can act freely. But subsidiarity is not merely passive protection. It is active participation in the spiritual combat.
The enemy of our soul—who uses the world, the flesh, and his own demonic cunning—seeks to isolate us, scatter us, and dissolve the natural bonds that teach duty and virtue. A life rooted in subsidiarity is not simply more human. It is a kind of armor for the interior life. It places us where sanctity begins: the home, the altar, the field, the workshop, the woodshed, the barn.
Subsidiarity allows for the building of a life that focused on the real—not in the abstract, but in daily life.
St. Paul urges: “Walk in the Spirit, and you will not fulfill the desires of the flesh” (Gal 5:16). The flesh—understood in Scripture as disordered passions, appetites, and laziness—thrives in isolation, passivity, and indulgence. Modern life is designed to feed the flesh: entertainment, convenience, comfort without labor.
Subsidiarity, by contrast, demands presence, effort, and interdependence.
A father must labor for his family. A mother gives herself in love. Children are trained through rhythm, discipline, and joy in daily tasks. In this way:
-> The home becomes a monastery of moderation.
-> Work becomes a school of the body and the will.
-> Leisure becomes contemplation, not consumption.
Fr. Tanquerey teaches that mortification of the flesh is essential for the growth of virtue: “A soul that seeks perfection must impose some restraint upon the body and lower faculties.” Local life demands this restraint naturally—it costs something. But the cost earns grace.
Subsidiarity, by contrast, demands presence, effort, and interdependence.
A father must labor for his family. A mother gives herself in love. Children are trained through rhythm, discipline, and joy in daily tasks. In this way:
-> The home becomes a monastery of moderation.
-> Work becomes a school of the body and the will.
-> Leisure becomes contemplation, not consumption.
Fr. Tanquerey teaches that mortification of the flesh is essential for the growth of virtue: “A soul that seeks perfection must impose some restraint upon the body and lower faculties.” Local life demands this restraint naturally—it costs something. But the cost earns grace.
The world, in Scripture, refers not to creation but to the system of sin opposed to God—“the lust of the eyes, the lust of the flesh, and the pride of life” (1 Jn 2:16). Today’s world is globalized, fast-moving, placeless, and self-centered. It teaches man that he is a god, that efficiency is truth, and that tradition is a prison.
Subsidiarity re-roots man in what is slow, true, and hard to fake. A man accountable to his parish, his neighbors, and his extended family cannot easily hide his sin or lose himself in abstraction. Local life brings friction—but also grace.
The world isolates. Subsidiarity binds. It teaches that freedom is not license, but belonging with responsibility.
Subsidiarity re-roots man in what is slow, true, and hard to fake. A man accountable to his parish, his neighbors, and his extended family cannot easily hide his sin or lose himself in abstraction. Local life brings friction—but also grace.
The world isolates. Subsidiarity binds. It teaches that freedom is not license, but belonging with responsibility.
🧵🚨 THREAD: Every Major U.S. Profession Is Being Forced to Align to the UN Sustainable Development Goals (SDGs) 🌐📋
Doctors. Nurses. Lawyers. Engineers. Teachers. Accountants. Architects.
Their codes of ethics, practice standards, certification rules, and policy priorities now embed SDG language: without public debate or member votes.
Here are the receipts. 👇
And as always, patience as I pull this thread together:
Doctors. Nurses. Lawyers. Engineers. Teachers. Accountants. Architects.
Their codes of ethics, practice standards, certification rules, and policy priorities now embed SDG language: without public debate or member votes.
Here are the receipts. 👇
And as always, patience as I pull this thread together:
American Nursing Association (ANA) -- representing over 4 million members, states in their 2025 Code of Ethics that "Nurses and nursing organizations work toward the realization of the Sustainable Development Goals (SDGs) of the United Nations (UN)"
The UN SDGs are a comprehensive political framework which endorses unfettered migration. American Medial Association policy H-65.938 endorses the UN SDG in that.
AMA represents almost 300,000 health care professionals.
AMA represents almost 300,000 health care professionals.
