Few Neobanks from oldest to latest. 🏦💸

Razorpay 2013
OcareNeo 2015
Kotak811 2016
Open 2017
Finin 2019
ZikZuk 2020

But what's in their Business model?

Let's find out. ⤵
Neobanks generate revenue by providing the same features as traditional banks but on a digital platform.

#Banks #StockMarket
Some of the most common ways for neobanks to generate revenue are:

👉Lending
👉Prepaid Cards
👉Buy Now Pay Later
1️⃣Lending:

Few neobanks like RazorPayX and Mahila Money provide loans to the SME business category and female entrepreneurs, respectively.
2️⃣Prepaid Cards:

Prepaid cards are the equivalent of a traveller’s cheque in the way that it allows their user to carry a limited amount of money without having to carry any cash.
3️⃣Buy Now Pay Later:

BNPL system allows users to avail short-term, unsecured, personal loans.
Neobank, Jupiter provides 2.5% interest on its savings account.

▶ Find out where other banks stand on
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More from @finologyticker

Apr 22
The growth in stock price of BAJAJ FINANCE over the years. 💸

• 2002 5.75
• 2007 37.65
• 2012 90.76
• 2017 1376
• 2022 6075
• 52-wk high: 8050

What makes consistent compounding stocks like these?

Let's Find out. ⤵
Criteria 1️⃣: ROCE > CoE

ROCE: Return on Capital Employed
COE: Cost of Equity

✅10-15% ROCE every year for decades is ideal.
Criteria 2️⃣: High Revenue Growth

Revenue growth is an essential consideration for long-term investment decision-making.

✅ > 9-10% every year for the past decade is ideal.
Read 6 tweets
Apr 20
Three key things to check before you start Investing!

• Annual Report
• Investors Presentation
• Concalls

Let's see how ⤵️
1. Annual Report

➡ What is it?

A company’s yearly report for all the stakeholders documenting its past performances, future expectations, and financial statements.

#Investment
2. Investor Presentation

➡ What is it?

A company's quarterly business update presentation and growth charts to let us know what happened in the quarter. It gives information in pictorial summarised form.

#StockMarket
Read 9 tweets
Apr 6
Few revenue sources of CDSL

• Annual issuer charges
• Transaction Charges
• Online data charges
• IPO & corporate action charges

but what makes CDSL unique?

Let's find out. ⤵
1️⃣Operates in a duopoly market

Depository business in India operates under a duopoly structure with 2 leading players NSDL and CDSL.
2️⃣Asset Light business model

The company has an asset-light business model with minimal fixed cost requirements.
Read 7 tweets
Apr 5
Few Microcap companies in India🏨

• Alufluoride Ltd.
• DHP India Ltd.
• Apollo Finvest (India) Ltd.
• Frontier Springs Ltd.
• Tyche Industries Ltd.

But how to analyse Microcap companies?

Let's Find out. ⤵
Market Cap: ✅ <500
Net Sales: ✅3-year CAGR > 10
Read 7 tweets
Apr 4
Top 5 most expensive stocks in India. 💸

• MRF Ltd.
• Honeywell Automation India Ltd.
• Page Industries Ltd.
• Shree Cement Ltd.
• 3M India Ltd.

But what makes these stocks so expensive.

Let’s find out. ⤵
➡The market price of a stock is determined by the forces of demand & supply.

Increasing the price of a stock would limit the number of potential shareholders.
➡To combat that, most companies carry out corporate actions such as Stock Split.

But these expensive stocks do not carry out stock splits and that makes the stock look expensive.
Read 4 tweets
Apr 1
Major Producers of Lithium 🔋

🇦🇺 Australia 55000
🇨🇱 Chile 26000
🇨🇳 China 14000
🇦🇷 Argentina 6200
🇧🇷 Brazil 1500
🇿🇼 Zimbabwe 1200
🇵🇹 Portugal 900

(in metric tonnes)

India needs Lithium for the adoption of EVs.⤵️
What is the use of Lithium?

• Lithium is a key component of lithium-ion batteries used in Electric Vehicles (EV)
Lithium-ion batteries are bringing a whole new reality to the world of energy.

And in this need of the hour, India doesn't have enough lithium reserves for lithium-ion batteries 😟
Read 11 tweets

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