An exploration of the future impact of Reaping Debts using the previous Reaping and most recent reaping price as an example...
*Not Financial Advice
(⏬🧵)
#Reaper $RPR $XRP #Passiveincome #DRIP
At Reaper's current price 0.04 cents as per @xpmarket and a Reaping sale matching the previous 14,137.75 $XRP generated for Reaping with a total of 27,026,492 Votes...
(*it stands to reason that if there are more active voters, the price will likely reflect)
With this as our basis points we can calculate that $40,000 is equal to 1,000,000 $RPR
(We understand this is not in everyone's budget, this is still a relative calculation using a round number)
This means that the $40,000 investment for 1,000,000 $RPR could net 3.7% of the total Vote and therefore 3.7% of the Reaping funds.
3.7% of the Total 14,137.75 $XRP comes to 523.09 $XRP...
Assuming no change in the $RPR price, this repeats twice per month for the Bi-Weekly Reaping, giving the $40,000 investment an impact of 1,046.19 $XRP per month...
Again, with no price change at all, that comes to 12,554.32 $XRP worth of your debts eliminated per year. Assuming you purchased your 1,000,000 $RPR with cash, that means a full return on investment in 4 years.
Now imagine you didn't invest your money at all. What if instead you took a personal loan for $40,000 to buy $RPR? A $40,000 loan paid over 48 (40,000 / 48 = 833) months at 20% interest comes to $999.60
Presume you use the $RPR you purchased to then Reap the loan you took out. You would be putting 1,046.19 $XRP towards a $999.60 payment. That may be more or less than the monthly payment depending on market prices. But wait, it's better... #DRIP
The last #DRIP payment at current $RPR price came to 0.00007194 $XRP per $RPR. For the $40,000 investment, you are paid 71.94 $XRP per Reaping or 143.88 $XRP per month. With no change in price, that would be 1,726.56 $XRP per month. But it can be better...
Suppose you reinvest every #DRIP into $RPR. The first 71.94 $XRP gets you 1,114.29 $RPR at $0.04. That's an increase of 0.1137% which over 4 years equals an additional 115,262 $RPR, increasing your Reaping and #DRIP percentage as you go. But it can still be better...
Now imagine instead of a loan, you use a Line of Credit (LOC). Now, as The Reaper Reaps your debt and pays you a #DRIP you are immediately able to turn around and purchase more Reaper using the same LOC after every Reaping. The Growth of your Reaping holdings becomes exponential.
Here's the most important part. The price isn't fixed; The demand for Reaper will 'likely' out-pace 1% per month. The permanent #DRIP fund will continue to grow. Your ability to eliminate debt will grow. This has nothing to do with the price of BTC or Bull/Bear Cycles.
*Should be 1,726.56 $XRP per year...
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