Thread by @winniesun

Lost your home to a wildfire or been evacuated?
Financial recovery can feel overwhelming, but there are steps to help you regain control. Here’s your guide to rebuilding stability. #winniesun

A Thread🧵:

🧵 Step 1: Ensure safety first!⛑️
Contact organizations like @RedCross or @fema for shelter, aid, and emotional support. Apply for FEMA assistance here: . #winniesun disasterassistance.gov

🧵Step 2: Assess your financial situation.
👉 Identify resources: savings, emergency funds, credit cards.
👉 Contact creditors for deferrals or hardship plans.
👉 Document losses for insurance/FEMA claims with photos & receipts. #winniesun

🧵 Step 3: Focus on housing.
If your home is uninhabitable:
✔️ Apply for @fema housing grants.
✔️ Check Airbnb’s Disaster Response Program for discounted stays.
✔️ Discuss rent/mortgage deferrals with lenders. #winniesun

🧵 Step 4: Adjust your budget.
🔹 Prioritize essentials: food, housing, medication.
🔹 Use budgeting tools to track expenses.
🔹 Pause non-essential spending & subscriptions to preserve cash flow. #winniesun

🧵 Step 5: Protect your credit.
📞 Notify lenders of hardship. Many offer disaster forbearance programs.
🛡️ Freeze credit if documents are stolen (visit Experian).
📱 Set up notifications on credit card apps to monitor charges. #winniesun

🧵 Step 6: File insurance claims promptly.
✅ Provide receipts, photos, and detailed damage lists.
✅ Stay persistent—it may take weeks or months for processing.
✅ Consider hiring a public adjuster if your claim is undervalued. #winniesun

🧵 Step 7: Apply for additional disaster aid.
💡 Explore local/state grants, FEMA’s Individuals and Households Program, and SBA disaster loans for personal or business recovery: . #winniesun sba.gov

🧵 Step 8: Rebuild financial stability.
✔️ Rebuild emergency savings as soon as possible.
✔️ Consider free or low-cost financial counseling to create a recovery plan.
✔️ Regularly review your insurance to ensure future preparedness. #winniesun

🧵 Step 9: Watch for scams!
🔹 Verify FEMA inspectors: they’ll never ask for payment or personal info.
🔹 Hire only licensed contractors for repairs.
🔹 Use caution when crowdfunding—FEMA may reduce aid if overlapping claims exist. #winniesun

🧵 Preparing for the future:
💡 Build a Financial First Aid Kit with copies of important documents in cloud storage.
💡 Secure insurance with disaster-specific coverage.
💡 Create an emergency fund covering 3–6 months of expenses. #winniesunfinfirstaidkit.com

🧵 Recovery after a disaster is a journey, but you don’t have to face it alone. Having a financial plan will help you regain stability and prepare for future challenges. #winniesun

🧵 Need help navigating your financial recovery?
Speak to a financial advisor today. Visit to set up a complimentary consultation and take the first step toward rebuilding. #winniesunmytelewealth.com