What has Modi done to Middle Class?
Pradhanmantri Awas Yojna
People who buy houses between 10-40 lakhs are the one who should be considered as a middle class, above 40 they should be in upper middle class.
So in this yojana people who bought houses got 2,50,000, subsidy.
Those who bought houses got 2,50,000, subsidy. They got that money as a cashback on buying houses, can be used them on getting furniture done in their houses.
Pradhanmantri MUDRA yojna has benefitted those who had a dream of starting up own business.
Because of MUDRA loan nearly 12 Crore got the benefits of this yojana and they are doing really well in MSME sector.
Pradhanmantri FASAL Bima yojana
To provide insurance coverage & financial support to the farmers in the event of failure of any of the notified crop as a result of natural calamities, pests & diseases....
Pradhanmantri FASAL Bima yojana
To stabilise the income of farmers to ensure their continuance in encourage farmers to adopt innovative & modern agricultural ensure flow of credit to the agriculture sector..
Pradhanmantri gram Sadak Yojana
This Yojana started in time of ABYji's tenure. And that was the time when our colleges saw roads & development. Congress screw this yojana badly.. Modi Govt started again for the better road connectivity in rural areas
Pradhanmantri JAN DHAN yojana:
Opening of no-frills accounts: The Bank account open under PMJDY does not require minimum balance. And facility up-to ₹.10000 is also available after six months. Interest is on deposit. Free debit card for account.
Relaxation on know-your-customer (KYC) norms:
Person don't have valid identification document can also open bank account. This type of account call "Small Account" , can regularised within one year.
Engaging business correspondents (BCs): Account opening and bank translations are through business correspondent. Usually business corespondent appointed in remote rural area where bank branches not present.
Bio-metric based account opening & transaction are available through business correspondent. This helps illiterate people also do banking.
The Govt subsidies are directly transfer to beneficiary. This is reduce delay,leakage to get service.
Accidental insurance cover of ₹.2.00 lac. provide life cover of ₹. 30,000/- payable on death of the beneficiary.
Still we feel AADHAR is unsafe & why because opposition's say so? And now we have around 48 Crore people account holders.
Ayushman Bharat-National Health Protection Scheme, which will cover over 10 crore poor & vulnerable families (approximately 50 crore beneficiaries) providing coverage up to 5 lakh rupees/family/year for secondary & tertiary care hospitalization.
Benefits of the Ayushman Bharat scheme are portable across the country & a beneficiary covered under the scheme will be allowed to take cashless benefits from any public or private impaneled hospitals across the country.
Ayushman Bharat will be an entitlement based scheme with entitlement decided on the basis of deprivation criteria in the SECC will target about 10.74 crore poor, deprived rural families & identified occupational category of urban workers' families
One of the core principles of Ayushman Bharat - National Health Protection Mission is to co-operative federalism and flexibility to states.
For giving policy directions & fostering coordination between Centre & States, it is proposed to set up Ayushman Bharat National Health Protection Mission Council (AB-NHPMC) at apex level Chaired by Union Health & Family Welfare Minister.
States would need to have State Health Agency (SHA) to implement the scheme.
Covering almost all secondary & many tertiary hospitalizations.
Rs 1200 cr allocated for 1.5 lakh health & wellness centres.
1.5 lakh centres setup to provide comprehensive health care, including for non-communicable diseases & maternal & child health services, apart from free essential drugs & diagnostic services.
The Govt will upgrade existing Public Health Centres to Wellness Centres.
The welfare scheme has been rolled out on Aug 15, 2018.
Further, Contribution of private sector through CSR & philanthropic institutions in adopting these centres is also envisaged
Geriatric care Emergency medicine
This relatively new section is dedicated to improving the care provided to the elderly patient.
These are the main yojana we have where we have benefitted the most.