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I want to drop a major 💎 right now. I know there are a few people up right now lol 👀
I’ll pop it up then take it down.

Coming in about 5.

Topic: Circulating Utilization to show 0% 👀
I do want to advise that this information is discussed in DETAIL with my #VIP mentees. It pays to have direct access ☝🏾

If you have a card with credit card debt, you can use another card to circulate 0% utilization to show on your credit report.
Follow me, here:

👉🏾 For this to work, you must make sure that the statement days are at least 14 days away from each other - this is KEY❗️

You have the ability to adjust if needed.
For example, if you have a $2k debt on one card, use another card with a $2k line to “circulate” it.

This is where Manufactured Spending comes in to play (Don’t advise MS unless your well trained and equipped)
Using the Retail MS method,

👉🏾 purchase something worth $2k on your card
👉🏾 Return Protection: return the $2k worth of products to your debit card (within 7 days)
👉🏾 Pay off first card of $2k debt and repeat every week for the other card

Not only will you circulate debt to show 0%, which will help your credit score TREMENDOUSLY, depending on the credit cards, you’ll obtain cash back points and rewards - which are granted at time of payment, which is also 🔑
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