1. Track your expenses.
Evaluate your expenses and know if there are ways you can cut back on spending.
Evaluate your expenses and know if there are ways you can cut back on spending.
2. Align spending with values.
Align your spending with what's important to you. That way, you'd get clarity on priorities and irrelevant expenses to avoid.
Align your spending with what's important to you. That way, you'd get clarity on priorities and irrelevant expenses to avoid.
3. Embrace frugality.
Frugality isn’t denying yourself pleasures, it’s understanding you can survive on “enough”, and still have a rich life.
Frugality isn’t denying yourself pleasures, it’s understanding you can survive on “enough”, and still have a rich life.
4. Have a plan and stick to it.
Create a budget that aligns with your financial goals and stick to it.
Create a budget that aligns with your financial goals and stick to it.
Effective money management encompasses the balance between your earning, spending, saving and investing pattern.
Learn more here:
blog.overwood.ng/index.php/2020…
Learn more here:
blog.overwood.ng/index.php/2020…
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