1) Handling bear markets finally boils down to psychology
2) Having a pre-defined what if things go wrong plan (when to invest + how much to invest + where to invest) creates the much needed 'feeling of control'
4) This is illogical as your remaining amount is down but works!
6) As things get bad and after each fall, the lure to predict exponentially increases - you utter the most dangerous words "the markets will fall further let me wait for clarity"
8) Pessimism will sound more intellectual and convincing
9) Experts + Confidence + Extrapolation of current scenario --> might lead you to forget that 'no one knows'
11) Keep emergency savings to cover 12 month spending
12) 5 year goals in debt/FD
14) Initial bear market recovery is usually very sharp in magnitude and extremely fast
16) Even the recovery has a lot of false declines
17) Best to focus on valuations - better to use a combination rather than a single one
19) My bear market approach: 'I dont know what will happen but I have a plan for different outcomes'