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To be clear, the Affordable Care Act requires insurers to cover pre-existing conditions. President Trump is arguing before the Supreme Court that the ACA be overturned.
If you want to protect people with pre-existing condition, you need to ensure:
1. No denial based on health.
2. Community rating.
3. Benefit requirements.
4. No pre-existing condition exclusions.
5. No annual or lifetime limits.
6. Subsidies to encourage healthy people enroll.
I can't imagine what authority President Trump has to protect people with pre-existing conditions if the Supreme Court overturns the ACA, as he is advocating. There is no magic wand you can waive to just make it so.
One of President Trump’s major health care initiatives has been to expand short-term insurance plans, which are not required to cover pre-existing conditions.
We’re going to hear a lot of candidates say they will protect people with pre-existing conditions. The question is whether they will regulate insurers sufficiently to make it a reality and provide subsidies to make coverage affordable and prevent premiums from skyrocketing
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