A high maintenance, financially profligate and prodigal spouse will destroy your chances at a financially independent and free life, one without worries on finances. Choose your spouse carefully. That one person will decide the fate of your financial life.
You won't notice it at first. But your spouse will influence your spending habits a lot, at a subliminal level. It will be like getting fat. From one day to next, you won't notice much. A year later, you have totally changed appearance wise and you've gone from fit to fat.
It could be for keeping up with the joneses, it could be for keeping up face within family or in front of friends, or it could just be plain superficial materialistic desires. But it happens ever so subtly, initially you resist, but you will start relaxing and giving some leeway.
That leeway is the thread your spouse will pull, knowingly or unknowingly, and that leeway will expand. Before you know it, you're neck deep in debt, have no savings, having spent almost all your money on useless things and thankless people.
Worst part? The people you give money to, or spend lavishly on, usually don't show up to help you if you ever need it. Sooner or later, you realize that you should have saved first and spent what was left. This difference with your spouse will also lead to resentment.
That's why it is utmost important that both the spouses are on the same page regarding finances. If you're dating, look for signs that your potential spouse is a profligate/prodigal person. It's very evident and obvious in most cases. So, pick your spouse wisely.
• • •
Missing some Tweet in this thread? You can try to
force a refresh
One major thing I have come to realise over the last couple of years:
Those who promote a single asset-class or single instrument *fully* systematic trading are scamming you or misleading you into thinking it will work over the long term if you stick to the system.
This is more applicable to those breakout style systems that intend to do trend following.
By nature, trend following is a way to capture the right tail.
If you look at trend following CTA portfolio over last few decades, you'd see that equity isn't a major part.
They allocate to equity/indices only as a form of diversification.
The reason single asset/instrument trend following doesn't work for very long is a factor of efficiency.
Main purpose I bought is for use through optical cable from TV.
But now that I have seen and heard this speaker - I'd say the quality over bluetooth connection is mostly in-discernible to a normal listener from the optical output.
These were the settings I tested with. Full bass and treble, 55% volume roughly.