Capitalism doesn’t love you. You might think it does if your income is high enough, but capitalism is an abusive system that will trap you and rob you of income security even at your high income.
Capitalism will always want you on the edge of insecurity, so pay attention to what it’s doing: does earning more make you more secure? Or does it just lead to increasing your consumer spending?
If it’s the latter, capitalism is clowning you. Try something else.
There is a very human tendency to use all available resources.

I have personally found this to be true with time, closet space, kitchen cabinets, and money: if it’s there, I use it.

Capitalism loves this tendency.
I cannot say this often enough: the old adage “pay yourself first” is the secret to not letting capitalism clown you.

Decide how much you want to save and remove it from your view.

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More from @courtneymilan

3 May
$550K a year is an objectively obscene amount of money, and the fact that other people have unethical accretions of cash doesn’t change a thing.
We absolutely need a wealth tax. We absolutely need a capital gains tax that makes sense for most people. We absolutely need stronger rules that prevent the accretion of capital into a small number of hands—this includes a substantially higher minimum wage.
But also, people with objectively high levels of income, as part of this plan, can pay 2-3% more on their marginal tax bracket.
Read 8 tweets
3 May
Re: this thread. I hate student loan debt as much as anyone, and think we should absolutely do something about it both in the short and the long term.

BUT.
If you and your partner are collectively making > $550K/year, you are the last person I am worried about.
It is...not hard for the vast majority of people to pay off six figures of loan debt in a very short space of time if you are making > $550,000 a year.
Read 17 tweets
3 May
I accept that there are people in high-tax blue states who don't think themselves wealthy earning in the 500,000s a year, but if you earn $550K as a couple, you will pay $1050 additional dollars in taxes under Biden's plan.
This amounts to $87.55 a month, and if you earn $550,000 a year and you aren't willing to spend $87.55 a month for free community college, childcare, and everything else in Biden's plan, you're not actually a Democrat.
$87.55 a month is a rounding error for people in that income bracket. It's "why even bother mentioning it to your spouse" kind of money.
Read 12 tweets
1 May
The problem with my brain is that when I see someone I’m not following who I swear I followed before, I never know if someone softblocked me, if I never followed them, or if it’s Twitter error.
Anyway, I really don’t mean to trample on a boundary anyone has set and I promise if you softblock me I won’t notice what’s happening for another eight months and then I’ll be like, “how am I not following ????? impossible.”
I might notice something is odd the ninth time it happens? But that’s like seven years from now and a problem for future us.
Read 5 tweets
30 Apr
This is something I am still thinking about a lot. Because I say things like, “ha ha it’s cool I can manage it, it’s no biggie!” but also I failed out of college twice.
I’ve had to do a lot of thinking to get myself to the point where I can say, “yes, this thing that derails me occasionally for years at a time is in fact a form of disability.”
And it feels weird saying that to myself because I’m fine! I’m happy! I’m successful by any reasonable metric (which means I struggle with feeling like a failure, thanks brain).
Read 5 tweets
29 Apr
Dear new followers, I hope none of you think that I am an anti-anti-racist account who hates foul language, because I am famous for getting ousted (temporarily) by my professional organization for calling a book with a half-Asian main character a “fucking racist mess.”
I write books, some of which have Asian main characters. Those main characters make sauce and/or launch events for smart watches and/or create telegraphic code for Chinese characters and/or study quantum computers and/or sell velocipedes.

They also bone.
TO BE FAIR Amelia not only creates telegraphic code for Chinese characters, she also invents internet for boats in 1870, a thing I insist must have been possible (for small subset of boats) based on actual literature.
Read 4 tweets

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