I think part of the reason why Gen-z is so quick to crowdfund or beg online is that they truly have no idea what people their age should have & should have achieved. Social media creates a false equality with people who are several years older that doesnt translate offline.
A 21 year old can easily find themselves kiki’ing with a 35 year old who’s already put in 10 years of work & sacrifice to get where they are, & somehow become convinced that all they need to get where this person is, is the right equipment or the right look/social markers.
I see this especially with queer youth, who see moving out of their family homes as ‘independence’ cos the older queers they fraternize with have that, not realising that true economic independence, emotional growth & a support network all have to be in place before moving out.
So they take a shortcut by crowdfunding, and only when it is too late do they realize that their solution was only cosmetic & the real problems remain unsolved. Seeing as many irreparably damage familial ties in the process, they find themselves at the mercy of strangers.
Goodwill is in short supply & people get resentful of people who beg to ahead, even if the reason why they are doing it is noble because they assume by the time you beg or crowdfund for a need, it is of the utmost importance & all other secondary needs have been take care of.
So crowdfunding rent, and 3 months later coming to crowdfund school fees will not be met with the same level of enthusiasm.

Many times, a lot of the material privileges we take for granted comes as a result of someone else sacrificing or denying themselves some comfort.
An average 21 year old in Nigeria cannot afford to handle rent, school fees, the occasional restaurant meal, data & an iPhone X 256 gig. That’s a level of self actualization most 30 year olds struggle to pull off with serious planning. Free yourself of the pressure to belong.
To people just discovering this thread, it is largely inspired by this essay I read in 2016 by Gaytari Jarayaman about a similar problem in India. She coined the term, ‘urban poor’.

It is not a Nigerian or even a queer problem, its a global one.

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