You can understand why the US political system refuses to bring Americans out of debt and impoverishment by imagining what would happen if it didn't. Ordinary people would use their new financial influence to create a system that serves them rather than a globe-spanning empire.
In a system where money equals power, people would begin using their new economic power to change political and economic realities for their benefit. They'd begin working to divert wasteful war machine spending to themselves. The oligarchs who control US politics can't have that.
Money is power and power is relative, so those with lots of money are incentivised to keep as much money as possible for themselves to maximize their power. If everyone a is king then nobody is a king.
People who didn't need to work long hours trying to make ends meet would also experience a massive influx of free time to learn about what's going on in the world. This knowledge plus the ability to co-fund grassroots political campaigns etc would be devastating to the status quo
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