Samahan si @ruthcabal15 sa #NewsroomNgayon — balita at serbisyo para sa Pilipino.

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Credit Card Association of the Philippines (CCAP) Executive Director Alex Ilagan on the increase of credit card fraud by 21% since the start of the pandemic: 'Yung credit card fraud dati ng problema, pero lalo pang tumaas nung may pandemya. Nag-migrate ang fraud sa online. Image
CCAP: Ang madalas ay phishing, pagkuha ng impormasyon tungkol sa credit card mo. Nakukuha 'yan sa pamamagitan ng phishing email, text.
CCAP: May control mechanism naman ang mga bangko, may pinapadala na OTP. Pero nagagawan 'yan ng paraan ng fraudsters.
CCAP: Vhising naman ay by voice, tatawagan ka na magpapanggap na taga-bangko.
CCAP: 'Wag kayong maniniwala na kailangan niyong i-surrender ang lumang credit card mo para protektado ka. May fraudster na nagpapanggap na i-upgrade ang card mo.
CCAP: Kahit hindi ikaw ang gumamit, itawag mo agad sa bangko para ma-block ang account mo.
CCAP says borrowers can negotiate for loan restructuring: Ang mga bangko may mga repayment scheme na ini-offer, pwede sila mag-offer na i-restructure ang utang mo. Maraming paraan ang bangko para makabayad ka.

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