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Dr Tony Goldstone Profile picture
@goldstone_tony
Sep 3, 2022 β€’ 40 tweets β€’ 15 min read β€’ Read on X
1/ Some useful 🧡s /tools on NHS pension scheme, pension taxation, & why its *still* a car crash for NHS (retention). #TaperTweakDidntWork

For me this has always been about two simple themes- patient safety & survival of the NHS

HOW IT STARTED ('19) HOW ITS GOING ('22) ImageImage
2/ I've redone this 🧡 as a compendium of some of the more important /educative/impactful tweets/threads🧡& tools I've done over the last 18 months or so they are all in 1 place. For some, they are done annually each tax year. Here goes- enjoy I hope you find it useful
3/ Useful tools pension/tax πŸ§΅πŸ‘‡

1️⃣ bit.ly/McCloudCalc
πŸ†“McCloudπŸ› οΈ(most NHS staff)

2️⃣ bma.org.uk/doesntpaytostay
πŸ†“Peri-retirementπŸ› οΈ(hosπŸ‘¨β€βš•οΈ) #DoesntPayToStay

3️⃣ bma.org.uk/pay-and-contra…
πŸ†“AAπŸ› οΈ(GP) 22/23 #CPIdisconnect

4️⃣ modelyourpension.com
Full pension/AA/LTAπŸ› οΈ(hosπŸ‘¨β€βš•οΈ)
4/ WHEN: Saturday, October 10 2020

WHATS IT ABOUT: 19/20 AA and tools

Length (tweets): 17

Initial Reach (impressions): 209000 πŸ‘‡

5/ WHEN: Saturday, October 24 2020

WHATS IT ABOUT: Errors on AA statements - common causes

Length (tweets): 25

Initial Reach (impressions): 123000 πŸ‘‡

6/ WHEN: Monday, December 7 2020

WHATS IT ABOUT: AA compensation scheme

Length (tweets): 22

Initial Reach (impressions): 208000 πŸ‘‡

7/ WHEN: Saturday, January 2 2021

WHATS IT ABOUT: Sal sacrifice, AA & free tool

Length (tweets): 18

Initial Reach (impressions): 336000 πŸ‘‡
8/ WHEN: Saturday, February 13 2021

WHATS IT ABOUT: McCloud, pension taxation, Hutton

Length (tweets): 37

Initial Reach (impressions): 352000 πŸ‘‡
9/ WHEN: Sunday, February 28 2021

WHATS IT ABOUT: LTA freeze

Length (tweets): 1

Initial Reach (impressions): 569000 πŸ‘‡
10/ WHEN: Thursday, April 1 2021

WHATS IT ABOUT: Chancellor april fool

Length (tweets): 2

Initial Reach (impressions): 471000 πŸ‘‡
11/ WHEN: Sunday, September 26 2021

WHATS IT ABOUT: 20/21 PSS errors

Length (tweets): 8

Initial Reach (impressions): 52414 πŸ‘‡

12/ WHEN: Sunday, October 10 2021

WHATS IT ABOUT: 20/21 AA, letter templates, youtubes etc to navigate AA in 20/21 tax year

Length (tweets): 21

Initial Reach (impressions): 286000 πŸ‘‡

13/ WHEN: Saturday, November 27 2021

WHATS IT ABOUT: NHSEI Late retirement vs BMA calcs

Length (tweets): 33

Initial Reach (impressions): 265000 πŸ‘‡

14/ WHEN: Saturday, April 9 2022

WHATS IT ABOUT: BMA Late retirement launch tool

Length (tweets): 38

Initial Reach (impressions): 222000 πŸ‘‡

15/ WHEN: Thursday, May 5 2022

WHATS IT ABOUT: Late retirement NHSEI complaint

Length (tweets): 19

Initial Reach (impressions): 188000 πŸ‘‡

16/ WHEN: Wednesday, May 18 2022

WHATS IT ABOUT: CPI announcement, tool teaser

Length (tweets): 7

Initial Reach (impressions): 202000 πŸ‘‡

17/ WHEN: Saturday, May 21 2022

WHATS IT ABOUT: GP, CPI, AA, Tool

Length (tweets): 46

Initial Reach (impressions): 397000 πŸ‘‡
18/ WHEN: Wednesday, May 25 2022

WHATS IT ABOUT: Recycling

Length (tweets): 17

Initial Reach (impressions): 137000 πŸ‘‡
19/ WHEN: Saturday, May 28 2022

WHATS IT ABOUT: CPI, AA, Solutions

Length (tweets): 46

Initial Reach (impressions): 167000 πŸ‘‡

20/ WHEN: Saturday, June 18 2022

WHATS IT ABOUT: Health Select Committee, Taper, AA, Tiering, Recycling, Solutions

Length (tweets): 44

Initial Reach (impressions): 165000 πŸ‘‡

21/ WHEN: Tuesday, June 21 2022

WHATS IT ABOUT: West Streeting on GPs retention and pension taxation caps

Length (tweets): 4

Initial Reach (impressions): 112000 πŸ‘‡

22/ WHEN: Sunday, June 26 2022

WHATS IT ABOUT: ST article on GP calculator

Length (tweets): 16

Initial Reach (impressions): 72900 πŸ‘‡

23/ WHEN: Monday, June 27 2022

WHATS IT ABOUT: Feryal Clark MP question regarding CPI disconnect

Length (tweets): 21

Initial Reach (impressions): 41600 πŸ‘‡

24/ WHEN: Monday, June 27 2022

WHATS IT ABOUT: Waiting list report

Length (tweets): 18

Initial Reach (impressions): 69400 πŸ‘‡

25/ WHEN: Saturday, July 2 2022

WHATS IT ABOUT: GP numbers, Health Foundation report, Roundtable invite

Length (tweets): 32

Initial Reach (impressions): 103000 πŸ‘‡

26/ WHEN: Saturday, July 2 2022

WHATS IT ABOUT: Case study of GP - AA charge from CPI disconnect pushed them to below min. wage, retire at 55

Length (tweets): 1

Initial Reach (impressions): 334000 πŸ‘‡

27/ WHEN: Tuesday, July 5 2022

WHATS IT ABOUT: HMT response to AISMA on CPI disconnect

Length (tweets): 23

Initial Reach (impressions): 65000

28/ WHEN: Monday, July 11 2022

WHATS IT ABOUT: Arguments commonly used not to fix pension taxation, and why they are wrong

Length (tweets): 23

Initial Reach (impressions): 57k πŸ‘‡

29/ WHEN: Tuesday, July 12 2022

WHATS IT ABOUT: Luke Evans in Health Select Commitee. Mandation of recycling / compensation scheme.

Length (tweets): 6

Initial Reach (impressions): 62000 πŸ‘‡

30/ WHEN: Wednesday, July 13 2022

WHATS IT ABOUT: Royal College of Physicians call for AA compensation scheme (like 19/20) to be extended for 2-3 years

Length (tweets): 8

Initial Reach (impressions): 40000 πŸ‘‡

31/ WHEN: Sunday, July 17 2022

WHATS IT ABOUT: Thread on Dr Poulter debate in HOC - Part 1 of 2 and TG analysis

Length (tweets): 26

Initial Reach (impressions): 79000 πŸ‘‡

32/ WHEN: Wednesday, July 20 2022

WHATS IT ABOUT: Subinflationary pay awards, defects in the Finance Act & the destruction of LTA = destroy retention in the NHS. Calculator update

Length (tweets): 7

Initial Reach (impressions): 59000 πŸ‘‡

33/ WHEN: Sunday, July 24 2022

WHATS IT ABOUT: Thread on Rishi's plans to make waiting list reduction his geatest priority (& what needs to be done with pension tax)

Length (tweets): 14

Initial Reach (impressions): >80k πŸ‘‡

34/ WHEN: Monday, July 25 2022

WHATS IT ABOUT: Crucially important thread on cross party select committe on retention. Advocates govmnt mandating recycling, fixing pension taxation

Length (tweets): 30

Initial Reach (impressions): 293k

35/ WHEN: Saturday, July 30 2022

WHATS IT ABOUT: Thread on free mini McCloud calculator allowing any officer members (non GP) to understand benefits accrued to date with both McCloud options

Length (tweets): 22

Initial Reach (impressions): 110k πŸ‘‡

36/ WHEN: Sunday, July 31 2022

WHATS IT ABOUT: Rant thread covering right wing media on public sector pensions

Length (tweets): 11

Initial Reach (impressions): 35k πŸ‘‡

37/ WHEN: Tuesday, August 2 2022

WHATS IT ABOUT: Thread on why TRS statements are useless, and need updating in view of McCloud, and free tool

Length (tweets): 18

Initial Reach (impressions): 53k πŸ‘‡

38/ WHEN: Wednesday, August 3 2022

WHATS IT ABOUT: FT article covering NHS confed ask to sort out CPI disconnect issues and combine scheme grwoth, and why HMT response is nonsense

Length (tweets): 23

Initial Reach (impressions): 119k πŸ‘‡

39/ WHEN: Wednesday, August 11 2022

WHATS IT ABOUT: Thread on the governments response to a NHS doctors petition to bring in a tax unregistered scheme (like judges) & why gov response is so wrong

Length (tweets): 17

Initial Reach (impressions): 69k πŸ‘‡

40/ WHEN: Wednesday, August 21 2022

WHATS IT ABOUT: Personal letter to @trussliz @RishiSunak explaining problems, & solutions to end this crisis #FixTheFinanceAct #TaxUnregistered

Length (tweets): 6

Initial Reach (impressions): 383k πŸ‘‡

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More from @goldstone_tony

Dr Tony Goldstone Profile picture
Jun 29
1/ NEW & IMPORTANT: Quarterly NHS pay data updated 27/6/24 πŸ‘‡ In BREAKING NEWS NEW charts now show ALL SECTORS have reached #FullPayRestoration (though NOT, of course, the NHS)

We MUST fix pay/retention to fix #WaitingLists

Please read whole [long bumper] 🧡 & share widely/RT

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2/ You'll notice when ministers are in the media, they often talk about how hard "your viewers/listeners" have been hit by inflation. But what we need to do is separate fact from fiction (aka LIES), it was πŸ‘‡excellent @jburnmurdoch @FT chart that really showed this well last year Image
@jburnmurdoch @FT 3/ But its not just government ministers gaslighting NHS workers that they have no right for their pay to keep up (like everyone else's), it was also so-called "independent" DDRBπŸ‘‡

Apparently doctors & dentists should not be protected when "its not taking place in other groups" Image
Read 33 tweets
Dr Tony Goldstone Profile picture
Mar 29
1/ NEW & IMPORTANT: LOTS of new data this week incl new pay data 28/3/24 πŸ‘‡ NEW charts incl NHS satisfaction (SPOILER: Its grim #MindTheGap)

MUST fix pay/retention to fix #WaitingLists- next GE WILL be won/lost on NHS.

Please read whole [long bumper] πŸ‡πŸ§΅ & share widely/RT

Image
Image
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2/ You'll notice when ministers are in the media, they often talk about how hard "your viewers/listeners" have been hit by inflation. But what we need to do is separate fact from fiction (aka LIES), it was πŸ‘‡excellent @jburnmurdoch @FT chart that really showed this well last year Image
@jburnmurdoch @FT 3/ But its not just government ministers gaslighting NHS workers that they have no right for their pay to keep up (like everyone else's), it was also so-called "independent" DDRBπŸ‘‡

Apparently doctors & dentists should not be protected when "its not taking place in other groups" Image
Read 35 tweets
Dr Tony Goldstone Profile picture
Feb 24
1/ *VERY* concerned about the quality & type of information coming to @BMA_Pensions members to allow them to make choices in regards to McCloud.

For members who chose to move to 2008 (so called "choice 2", we saw the first of this information last week - deep dive 🧡
Pls RT

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2/ OK first of all, lets rewind. Pre 2008 we were all in the 1995 section. For most members that had a fixed retirement age of 60, and gave us "80ths" of final salary. Work 40 years, get 40/80ths or 1/2 of your final salary. Simple. Back in the day contributions were 5% or 6%
3/ As we all started to live longer, government felt this was unnafordable as we were spending longer in retirement. So they introduced the 2008 scheme
- 1/60th not 1/80ths
- Retire at 65 not 60
- So called "Reckonable" pay - based on best of 3yr in last 10, inflation adjusted
Read 30 tweets
Dr Tony Goldstone Profile picture
Feb 22
1/ NEW: Consultation response out & confirmaiton of rates 1st April '24 , dropping the 13.5% tier.

Grateful government listened to concerns about feezing the top tier so tiers WILL uplift with CPI, not creating (another) "fiscal drag" for higher earners

gov.uk/government/con…
Image
2/ This repesents a change from previously announced where tiers were to be uplifts of AFC awards (largest employee group). I had suggested a "double lock" of greater of CPI or announced awards, which was supported by the scheme board, but sadly rejected by government Image
3/ @BMA_Pensions again raised concerns that the @nhs_pensions has a higher contribution rate than many public sector schemes, and has the steepest structure.
We continue believe it should be much flatter, or flat, in a CARE scheme will all paying the same for the same Β£1 pension Image
Read 6 tweets
Dr Tony Goldstone Profile picture
Jan 15
1/ NEW & BREAKING: @instituteforgov supported in analysis by @CIPFA issue an UPDATED pay erosion chart for NHS workers including @TheBMA doctors & @theRCN nursesπŸ‘‡

WHY is this so relevant: This now includes pay data released in '24 to Sept '23 INCLUDING 6/12 of 23/24 pay awads
2/ This crucially important πŸ“‰shows

- pay erosion in NHS from austerity
- uses CPI preferred by gvmnt & some economists
- crucially shows 6/12 effect of DDRB 23/24- starting basis for all pay deals (i.e. not a lot) Image
@RobLaurensonD4P @_VivekTrivedi @TheBMA @BMA_Consultants @BMA_JuniorDocs @Doctors_Vote 3/ So this chart uses the latest available data (released in 2024) includes the latest pay deals

Despite this @BMA_JuniorDocs down a STAGGERING 25.0% in real terms

REMEMBER: This is using CPI, not RPI, which would produce a higher figure (RPI includes mortgage interest etc) Image
Read 11 tweets
Dr Tony Goldstone Profile picture
Jan 7
1/ *Deeply* worrying from @RishiSunak @10DowningStreet on @bbclaurak

Watch the clip in full πŸ‘‡and pick out the blatant untruths - its so unbelievable they went unchallenged Laura K?

Apparently "The government has now reached resolution with every other part of the NHS. ....
2/ "Nurses, midwives, paramedics, consultant doctors, specialty doctors most recently. "
"So EVERY other part of the NHS workforce, and I'm grateful to them for everything they're doing, has reached a resolution with the government on a reasonable, fair pay settlement. "
3/ According to our PM

"The only people that haven't are the junior doctors."

How can this go unchallanged?

To be clear @BMA_Consultants (nor @BMA_SAS) have *NOT* "reached a resolution with government on a "reasonable, fair pay settlement"

This is simply NOT true
Read 15 tweets

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