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Sep 30 5 tweets 2 min read
Have you just started investing and wondering how much returns you can expect from various asset classes?

Well on Day 5 of #navratri2022, let’s talk about the 10-5-3 Rule 📏
This is a pretty simple one, it simply gives you an idea of how much you’ll make from your investments and splits it up like this:

Long-Term Equity - 10%
Debt Options - 5%
Savings Account - 3%
Long-Term Equity options consist of stocks, ETFs, and equity mutual funds 🕐

Debt Options are fixed deposits, debt mutual funds, and national savings certificates 🏦

Savings account returns are the interest rate banks offer you on your liquid money 💵
This rule is applicable if you want to combat volatility by diversifying your asset classes and keeping these average percentages in mind 🥷

This gives you an idea of what your income can look like and help you plan your finances accordingly 🫰
If you want to take a deep dive into these asset classes and find an option for your goals, head over to our website and explore 🔍

And if you want, you can always become a Pro Member and get access to even more useful insights 👇

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More from @TickertapeIN

Sep 29
Navratri is four days old and you’re also four days older since the start of these threads 🧵

So, how should you be allocating your stocks, and why are we talking about your age? 🤔

Because of the 100 Minus Age Rule 😎
The 100 minus age rule is a general rule of thumb that says that 100 minus your age should be invested in equity and the rest into relatively safe assets 🔒

So, suppose you’re 25, according to the rule, 75% of your portfolio should be equity 🌱
This rule aims to reduce your risk appetite as you grow older 🧓

You can also segregate your equity into different categories that match your risk tolerance such as blue chip stocks, high-risk equity mutual funds, etc 🥧
Read 6 tweets
Sep 27
Back with Day 2 of Navratri and another rule of investing for you 😎

You might not be getting pyaaj served, but today you’ll get the Rule of 72/114/144 🧅
Rule of 72

This rule essentially determines how long your money will take to double, be it ‘25 din’ or 25 years, it’ll tell you 📣

Just divide 72 by your rate of return. For e.g., 72/12 = 6 years

If you invest ₹1000 at 12% it’ll take 6 years to become ₹2000 📈
Rule of 114

This is similar to the Rule of 72 but instead, it shows you how long it will take for your investment amount to triple!

Just divide 114 by your rate of return. For e.g, 114/12 = 9.5 years

So if you invest ₹1000 at 12%, it’ll take 9.5 years to become ₹3000 🙈
Read 6 tweets
Sep 26
This Navratri, we’re bringing to you the nine golden rules of investing!

One per day, so stay tuned 👂

Today’s rule is: Understanding Market Cycles
Financial markets tend to move in cycles and its essential to understand the stages of the market 📊

There are four stages: accumulation, mark-up, distribution, and mark-down 🔢
The accumulation phase is pretty much the ‘buy the dip’ phase and investors are buying stocks at relatively attractive rates 🤑

The mark-up phase is the bullish phase when prices are soaring from the dip and everybody’s portfolios are green 🟢
Read 6 tweets
Sep 1
From millionaire to billionaire, The Adani Story!

A thread 🧵
Gautam Adani recently joined the ranks of the world’s centibillionaires, with only eight other business titans with fortunes of more than $100 bn!

He’s amassed a net worth of $143 Bn 📈

Let’s dig deeper into how he made that happen ⛏️
No, it’s not a four-step process; instead, it’s a journey!

He cracked the code to become a billionaire by disrupting multiple industries, including cement, power, energy, and infrastructure, all under one roof 🏢
Read 6 tweets
Aug 22
House of the Dragon just dropped and so did our brand new Mutual Fund feature! 🐲

You can now track the top mutual funds holding your favorite stocks 😎

More on this new feature in this thread 👇
Top 5 5⃣

You can track the heavy drivers, which tell you the mutual funds that have the most exposure to the stock 🛞

But, if you want to know all the mutual funds holding this stock, just click the download button, and voila ✨

Have a look at some more features 😮
3M Holding Changes ☁️

With this metric, you can track whether a fund has increased or decreased its holding in a particular stock 👇
Read 6 tweets
Jul 18
The #Rupee falling doesn't just make your shopping more expensive when you travel abroad but impacts the entire Indian economy 🇮🇳

Here are some sectors it impacts 👇
Positive Impact ➕

IT 💻
Garments 🧥
Tea 🫖
Steel 🏗️

Companies in these sectors can expect to see profits rise as they are heavy exporters 📈
Negative Impact ➖

Renewable Energy ☀️
Automobile 🚗
FMCG 🛍️
Aviation ✈️
Telecom 📶
Cement 🧱

Companies in these sectors can see a significant rise in their costs as they depend a lot on imports which are crucial for their business models leading to a decrease in profits 📉
Read 4 tweets

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