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Nov 16 • 6 tweets • 3 min read
Our 6th annual #RippleSwell is underway! I took the stage this morning with @cnbcKaren to discuss all things Ripple, crypto utility, macroeconomic factors affecting crypto, and much more. A thread…
With all that’s happening in the past few weeks (and over the course of this year’s ups and downs), it feels even more imperative that we’ve gathered together in person to have honest conversations about solving real world problems with crypto and blockchain.
As I said on stage – I firmly believe that crypto will be stronger because of this if we keep focusing on transparency and trust. Ripple has and will continue to lead in this regard.
On a very positive note, we made some major announcements this week! (part 1)
- We’ve processed $30B in payments on RippleNet (both fiat and crypto)
- We’re partnering with @MFS_Africa to bring ODL to Africa - our 6th continent!
ripple.com/ripple-press/r…
Announcements (part 2) with more to come
- Nearly 40 payout markets are live for ODL, representing 90% of FX markets
- 19+ new and upgraded from fiat ODL customers across the globe
- @realsupermojo is live using Liquidity Hub to source ETH
ripple.com/ripple-press/r…
Despite some headwinds, I’m immensely proud of the @Ripple team who day in and day out focus on helping our customers move value around the world - whether remittances, individual payments, bulk funding, treasury management and more. #CryptoMeansBusiness

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More from @bgarlinghouse

Brad Garlinghouse Profile picture
Jun 13
Days like today are never what you hope to see, esp. in an industry w/ as much incredible talent as crypto. If you recently joined the industry and haven’t seen a downturn like this, know that this too shall pass (advice from someone who’s seen a few downturns over the years).
It’s never easy, but there are a few key reasons why Ripple has weathered the cyclical bear markets, as we will do here and continue growing. 1/ having an experienced exec team that has been through the dot com bubble, 2008 financial crisis, 2018 crypto winter and more.
2/ Focusing on the long term - Ripple has been building enterprise products with long-term utility NOT speculation. These are products that solve problems today, not ones in search of a problem. FYI - Q2 ODL volume (well over $1B) already surpassed its target 3 weeks before EOQ.
Read 6 tweets
Brad Garlinghouse Profile picture
Mar 9
Like many of you, I thought the Biden Admin’s EO would acknowledge crypto, but not detail specifics on next steps for regulation. However, I was pleasantly surprised & inspired by the EO acknowledging the *need* for evolution and alignment of the govt’s approach to crypto.
First and foremost, this is an affirmation that crypto is here to stay. Thoughtful policy involves timely input from players (and there’s a lot!) across the federal govt. I don't want to mistake activity for progress, but this does feel like it could be a turning point.
The White House finally says what we and the industry have been saying for years - if the US wants to maintain its status as a responsible tech leader, it needs to provide a clear regulatory framework for an industry that’s exploding in growth (40M Americans and counting!).
Read 4 tweets
Brad Garlinghouse Profile picture
Mar 2
I continue to see asinine arguments from uninformed pundits of how crypto works. I want to reiterate what @ashgoblue said yesterday – there are factual reasons why crypto can’t be used on the broad scale for Russia to evade sanctions.
In order to convert crypto to fiat, exchanges/etc rely on banking partners who could lose their licenses if someone on the OFAC list is able to slip through. Extremely stringent KYC/AML policies are in place to avoid precisely this.
RippleNet, for example, has always been - and remains today - committed to NOT working with sanctioned banks or countries that are restricted counterparties. Ripple and our customers support and enforce OFAC laws and KYC/AML.
Read 4 tweets
Brad Garlinghouse Profile picture
Jan 26
Excited to announce @Ripple bought back our Series C (Dec 2019) shares at a $15B valuation! 1/4
2022 – “slow down” is not in our vocabulary. Even with 2021’s headwinds, it was our best year on record, and Ripple’s financial position ($1B in the bank) is the strongest we’ve ever been. 2/4
RippleNet is much more than cross-border payments – it’s bringing crypto-native services such as liquidity to enterprises. Today, the network has a volume run rate >$10B. Huge props to the team for continuously upping their game & leaning into new capabilities every year. 3/4
Read 4 tweets
Brad Garlinghouse Profile picture
Dec 22, 2021
One year ago today, the @SECgov filed a lawsuit against @Ripple, @chrislarsenSF and me, alleging that XRP – a public crypto that has been trading on the open market since 2013 – should have been registered as a security. 1/10
Of all the shitty things in 2020, this was certainly one to cap the year 🤣. But what I said then remains (painfully) true today: this is an attack on crypto in the US, not just Ripple. Some took the SEC’s allegations at face value/ thought this was a one off, but no longer. 2/10
2021 has been a watershed year for crypto. Acceptance and awareness of the opportunity to bring billions of people into the global financial community has never been so clear. It’s been incredible to see a lot less ‘maximalism’, and many more builders joining the industry. 3/10
Read 10 tweets
Brad Garlinghouse Profile picture
Jan 7, 2021
I’m not going to litigate the SEC’s unproven allegations on Twitter, and as you can imagine, there are new considerations to what can / should be said publicly after the litigation process starts. However, I would like to address 5 key questions I’ve seen. 1/10
Q: Why didn’t Ripple settle with the SEC?

Can’t get into specifics, but know we tried - and will continue to try w/ the new administration - to resolve this in a way so the XRP community can continue innovating, consumers are protected and orderly markets are preserved. 2/10
Q: Did you pay exchanges to list XRP? When will it be relisted?

XRP is one of the most liquid (top 3-5) digital assets globally, and 95% is traded outside the US. Ripple has no control over where XRP is listed, who owns it, etc. It’s open-source and decentralized. 3/10
Read 10 tweets

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