40% chance you get 5 more then offered a big discount
20% chance you go to war
I've done this for 10 years.
I've had 4 kids, in a hospital, C sections, multiple day stays and only paid what her OB required upfront
Someone DMd me, their bill went from $3300k to $750 in 6 months from following this
Here's our 4th kids bill, born in Oct 2021
Last bill received was June 2022.
Never heard from them again.
Not on our credit
Likely written off
People will respond "I did this + it went to collections" or "I got a court summons"
Chill
Call them, offer 75% off and then play hard from there.
P.S. this worked for me for 10 years w wife + 4 kids. Play hard at your own risk. My credit is stellar. Don't blame me for yours.
"What about my credit?"
You're worried a small chance about your credit dropping 75 points vs being forced to pay a 1000% markup on Tylenol or $thousands$ to a doctor who did nothing but say hi & tell you to cough
Read % of OP tweet again
Caveats:
1. Blood draw places will never let up. labcorp/quest diagnostics. They will find you.
2. Can't do this for basic doctors like a pediatrician. It's for specialty and one off bills (like having a kid hospital bill)
"Oh,you're a dead beat cheapskate."
I'm not. I tip well, pay all my vendors on time and usually add extra.
Healthcare is messed up in America. The more you succumb and pay whatever BS they send you, the more you solidify it to never change.
Disclaimer: Don't DM me crying about a bill that went to collections etc
Just negotiate & pay it off and try again
Throwing out the bill is the first step of negotiation.
In capitalism, you agree upfront "I pay $ X for Y services" If you don't like it, you negotiate or find someone else
That's not how healthcare works
It's facilities doing what they want & charging whatever
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All you need is 5 years to go from struggling to successful
Stop getting overwhelmed looking decades ahead
5 years of focus can turn anyone making $40k/yr to $250k/yr+
You'll find these people all over Twitter & your rich neighbor
The problem is those who want to start the clock do dumb $*@#
They join an MLM, try drop shipping on Amazon
All you need is
1. One niche skill 2. Has customers willing to spend but few GOOD, RELIABLE providers
Just do that for 5 years
My old neighbor wanted to play music with his band. He had a family too. Needing a flex schedule, he started building barn doors in his garage ($600+ each) we bought two
He's no millionaire, but he gets his time & music gigs. (Also did shiplap for us...dang Chip and Jo)