Most card programs rent their stack—licensing, issuing, and settlement are all outsourced. At Rain, we own it.
One example of our constant innovation? The fact that we settle directly with Visa in USDC, 7 days a week. No delays. Just fast, onchain settlement that introduced a new level of efficiency.
That’s the power of building end-to-end.
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Set exactly where, when, and how much AI agents can spend.
Scoped cards for approved merchants.
Money movement to approved recipients.
Infrastructure-level controls for agentic payments.
AI agents are already using Rain to handle real payments with stablecoins: booking travel, subscribing to software, managing vendor payments, and paying for tools or data as they work.
But for agentic payments to scale, businesses need to be able to define the rules up front.
For card-based purchases, agents can be issued scoped cards for specific tasks.
For example, a travel agent can book with approved airlines or hotels, up to a set amount, within a defined time window.
If the transaction falls outside those rules, it does not go through.