But @bgarlinghouse's entire life - from high school to Harvard - has built him for one thing:
💥 Leading crypto into the Internet of Value.
Here’s the proof:
👇👇👇
1/ High School Brad was already a leader
🏫 Topeka High School
• Student Council President
• Editor of the school paper
• Homecoming King nominee
He wasn’t just smart - he was strategic. Even back then, Brad knew how to communicate, lead, and win people over.
2/ College? Same story. Bigger stage.
🎓 University of Kansas
• Degree in Economics
• Elected Student Body President
While others were partying, Brad was building the skillset to manage budgets, negotiate with university officials, and represent thousands of students.
That's CEO energy.
3/ The Harvard Years 📚
Yes, Brad went Ivy.
He earned his MBA from Harvard Business School, graduating in the late 1990s - just as the internet boom was taking off.
This is where he started connecting finance, tech, and leadership.
Perfect timing.
4/ His early career? Dot-com gold 🖥️💡
Brad dove straight into tech innovation:
• Worked at @Home Network and @Ventures
• Became CEO of Dialpad (early cloud voice startup)
He saw the internet revolution from the front lines - long before crypto existed.
5/ The Yahoo! Era 💥
From 2003–2008, Brad ran Yahoo Mail, Messenger, and Flickr as SVP of Communications & Communities.
He even authored the legendary “Peanut Butter Manifesto” - an internal call for focus and innovation.
That memo is still studied today.
6/ AOL & Hightail 🚀
📱 President of Consumer Apps at AOL (2009–2011)
☁️ CEO of Hightail (formerly YouSendIt), a file-sharing platform
Brad kept refining his ability to scale products, manage teams, and drive user adoption.
Sound familiar?
7/ Investing and advising 🧠
Brad joined Silver Lake Partners as a tech advisor and sat on boards like:
•
• Tonic Health
• Animoto
He wasn’t just a builder - he became a trusted advisor to startups shaping the future of data, identity, and infrastructure.Ancestry.com
8/ Then came @Ripple... 💧
• Joined as COO in 2015
• Became CEO in 2016
• Led Ripple’s $200M Series C raise
• Took on the SEC - and won (at least in retail ruling)
• Advocates globally for crypto regulation clarity
The man is built for this role.
9/ Brad didn’t stumble into Ripple
Every stage of his life -
Leadership roles
Communication mastery
Tech innovation
Financial insight
Strategic grit
...prepared him to lead $XRP and Ripple into the Internet of Value. 🌍💸
10/ Final Thought 🔁
Brad Garlinghouse is not just another tech CEO.
He’s been preparing for the moment where finance and technology converge...
And now he’s leading the charge to make $XRP the bridge asset of a new financial era.
Bookmark this thread 🧠
Follow @589CTO for more.
#XRP #Ripple #InternetOfValue
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🚨 Did Ripple Co-Founder Chris Larsen just crash the $XRP price by 15%?
50 million XRP.
$175 million.
All moved while price was at local highs.
Let’s break down what really happened 🧵👇
#XRP #Ripple #XRPCommunity
1/ Whale alert 🐳
Between July 17–24, wallets linked to Chris Larsen (Ripple co-founder) moved:
👉 50M XRP (~$175M)
👉 Over $140M of it ended up on centralized exchanges
That’s a massive on-chain flag… and the price dropped over 15% right after 📉
2/ Is it confirmed he sold? 🤔
✅ Tokens were sent to exchange addresses
✅ Timing aligned with the $XRP drop from $3.64 → $2.95
❌ No official confirmation from @chrislarsensf or @Ripple
But let’s be honest… you don’t move $140M worth of #XRP to Binance to let it sit there 😅
🚨 The Anti-CBDC Surveillance Act just stalled in the House… but what does it actually do? And how is Ripple issuing CBDCs any different than government overreach?
Let’s break it down 🧵👇
#XRP #Ripple #CBDC #CryptoWeek
It’s a bill that:
• Bans the Fed from issuing a retail CBDC
• Blocks CBDCs from being used in monetary policy
• Requires Congressional approval for any future CBDC
• Protects private digital money (like XRP)
Why? 👇
2/ Because a Fed-controlled CBDC is a surveillance nightmare. 😱
If the Fed launches a CBDC and lets citizens hold accounts directly:
• They become your bank
• Every transaction is visible
• They can freeze, limit, or expire your funds
That’s the dystopia the Act is trying to prevent. 👀
Let's dive into these, one at a time, starting with the Genius Act.
What it means for crypto clarity and adoption - and more specifically $XRP👇 🧵
#XRP #Ripple #RLUSD
1/ Congress is voting on the GENIUS Act 🤓
A game-changing bill that gives legal clarity for U.S. stablecoins.
And while everyone’s focused on stablecoins…
they’re missing the bigger picture.
This is setting the stage for $XRP to run the show
2/ What is the GENIUS Act? 🇺🇸
It’s the first federal framework for USD stablecoins:
✅ Must be backed 1:1 with cash or Treasuries
✅ Monthly audits required
✅ Anti-money laundering rules enforced
✅ Only licensed institutions can issue them
Translation: Wall Street can finally play in the stablecoin game.