$589 Profile picture
Jul 28 11 tweets 3 min read Read on X
🧵 Brad Garlinghouse: The Perfect CEO for Ripple?

Most people know him as the face of Ripple...

But @bgarlinghouse's entire life - from high school to Harvard - has built him for one thing:

💥 Leading crypto into the Internet of Value.

Here’s the proof:
👇👇👇 Image
1/ High School Brad was already a leader

🏫 Topeka High School
• Student Council President
• Editor of the school paper
• Homecoming King nominee

He wasn’t just smart - he was strategic. Even back then, Brad knew how to communicate, lead, and win people over.
2/ College? Same story. Bigger stage.

🎓 University of Kansas
• Degree in Economics
• Elected Student Body President

While others were partying, Brad was building the skillset to manage budgets, negotiate with university officials, and represent thousands of students.

That's CEO energy.
3/ The Harvard Years 📚

Yes, Brad went Ivy.

He earned his MBA from Harvard Business School, graduating in the late 1990s - just as the internet boom was taking off.

This is where he started connecting finance, tech, and leadership.

Perfect timing.
4/ His early career? Dot-com gold 🖥️💡

Brad dove straight into tech innovation:
• Worked at @Home Network and @Ventures
• Became CEO of Dialpad (early cloud voice startup)

He saw the internet revolution from the front lines - long before crypto existed.
5/ The Yahoo! Era 💥

From 2003–2008, Brad ran Yahoo Mail, Messenger, and Flickr as SVP of Communications & Communities.

He even authored the legendary “Peanut Butter Manifesto” - an internal call for focus and innovation.

That memo is still studied today.
6/ AOL & Hightail 🚀

📱 President of Consumer Apps at AOL (2009–2011)
☁️ CEO of Hightail (formerly YouSendIt), a file-sharing platform

Brad kept refining his ability to scale products, manage teams, and drive user adoption.

Sound familiar?
7/ Investing and advising 🧠

Brad joined Silver Lake Partners as a tech advisor and sat on boards like:

• Tonic Health
• Animoto

He wasn’t just a builder - he became a trusted advisor to startups shaping the future of data, identity, and infrastructure.Ancestry.com
8/ Then came @Ripple... 💧

• Joined as COO in 2015
• Became CEO in 2016
• Led Ripple’s $200M Series C raise
• Took on the SEC - and won (at least in retail ruling)
• Advocates globally for crypto regulation clarity

The man is built for this role.
9/ Brad didn’t stumble into Ripple

Every stage of his life -
Leadership roles
Communication mastery
Tech innovation
Financial insight
Strategic grit

...prepared him to lead $XRP and Ripple into the Internet of Value. 🌍💸
10/ Final Thought 🔁

Brad Garlinghouse is not just another tech CEO.

He’s been preparing for the moment where finance and technology converge...

And now he’s leading the charge to make $XRP the bridge asset of a new financial era.

Bookmark this thread 🧠
Follow @589CTO for more.

#XRP #Ripple #InternetOfValue

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More from @589CTO

Jul 29
🧵 How David Schwartz quietly built the future of global finance

He didn’t just stumble into crypto.
He engineered distributed systems before Satoshi.

@JoelKatz patented scalable workload tech before “blockchain” was a word.

And now he’s CTO of @Ripple, helping shape a new financial system.

Let’s break it down 👇
#XRP #XRPArmy #XRPCommunityImage
1. 🧠 Early engineer, early vision

David Schwartz earned his degree in electrical engineering from the University of Houston in the early '90s.

But he didn’t wait to graduate to start building...

By 1988, he founded his own software company and filed a patent that foreshadowed Web3.
2. 📜 The forgotten “pre-blockchain” patent

In 1988, Schwartz invented a "multi-level distributed computer workload system" - U.S. Patent 5025369A.

🔹 Distributed processing
🔹 Fault tolerance
🔹 Redundant nodes
🔹 Workload delegation

Sound familiar? It should.

This was 15 years before the #Bitcoin whitepaper.
Read 9 tweets
Jul 28
🚨 Did Ripple Co-Founder Chris Larsen just crash the $XRP price by 15%?

50 million XRP.
$175 million.

All moved while price was at local highs.

Let’s break down what really happened 🧵👇

#XRP #Ripple #XRPCommunity Image
1/ Whale alert 🐳

Between July 17–24, wallets linked to Chris Larsen (Ripple co-founder) moved:

👉 50M XRP (~$175M)
👉 Over $140M of it ended up on centralized exchanges

That’s a massive on-chain flag… and the price dropped over 15% right after 📉
2/ Is it confirmed he sold? 🤔

✅ Tokens were sent to exchange addresses
✅ Timing aligned with the $XRP drop from $3.64 → $2.95
❌ No official confirmation from @chrislarsensf or @Ripple

But let’s be honest… you don’t move $140M worth of #XRP to Binance to let it sit there 😅
Read 10 tweets
Jul 17
🚨 ALL THREE crypto bills just passed the House:

✅ CLARITY Act
✅ Anti-CBDC Surveillance Act
✅ GENIUS Act

This is a monumental moment - and it’s insanely bullish for XRP 🧵👇

#XRP #Ripple #CryptoWeek #XRPArmy Image
1/ Let’s break it down...

Each of these bills changes the U.S. crypto landscape - and XRP is perfectly positioned to benefit from all three:

📜 CLARITY Act
🛑 Anti-CBDC Surveillance Act
💡 GENIUS Act

Here’s what they do and how they unlock XRP’s full potential 👇
2/ The CLARITY Act = The regulatory unlock 🔓

This bill defines when a token transitions from a security to a commodity.

💥 XRP has already been ruled not a security in the secondary market.
Now Congress is giving that clarity teeth.

✅ Exchanges can relist XRP without SEC fear
✅ Institutional adoption becomes easier
✅ Ripple gains confidence in U.S. operations

Regulatory FUD? Dead.
SEC lawsuit? Dead.
Read 10 tweets
Jul 16
🚨 The Anti-CBDC Surveillance Act just stalled in the House… but what does it actually do? And how is Ripple issuing CBDCs any different than government overreach?

Let’s break it down 🧵👇
#XRP #Ripple #CBDC #CryptoWeek Image
1/ What is the Anti-CBDC Surveillance Act? 🤔

It’s a bill that:
• Bans the Fed from issuing a retail CBDC
• Blocks CBDCs from being used in monetary policy
• Requires Congressional approval for any future CBDC
• Protects private digital money (like XRP)

Why? 👇
2/ Because a Fed-controlled CBDC is a surveillance nightmare. 😱

If the Fed launches a CBDC and lets citizens hold accounts directly:
• They become your bank
• Every transaction is visible
• They can freeze, limit, or expire your funds

That’s the dystopia the Act is trying to prevent. 👀
Read 10 tweets
Jul 15
🚨 The CLARITY Act is heading to the House floor this week.

This bill could officially classify $XRP as a commodity - and end the regulatory chaos once and for all.

Here’s what’s on the table 👇🧵
#XRP #Ripple #CryptoWeek Image
1/ What is the CLARITY Act? 🏛️

The Digital Asset Market Structure Clarity Act (H.R. 3633) is a bipartisan bill that:

✅ Defines when a digital asset is a commodity
✅ Restricts the SEC’s ability to overreach
✅ Empowers the CFTC as the main regulator for crypto
2/ Why does this matter for #XRP? 💥

If this bill passes, $XRP will be codified in law as a digital commodity - not a security.

This aligns with Judge Torres’ ruling…
But this time it’s federal legislation, not just a court case.

Big difference.
Read 10 tweets
Jul 14
🚨 "Crypto Week" kicks off with 3 major pieces of legislation up for debate in the House of Representatives 🚨

🔹Genius Act
🔹Digital Asset Market Clarity Act
🔹Anti-CBDC Surveillance State Act

Let's dive into these, one at a time, starting with the Genius Act.

What it means for crypto clarity and adoption - and more specifically $XRP👇 🧵

#XRP #Ripple #RLUSDImage
1/ Congress is voting on the GENIUS Act 🤓

A game-changing bill that gives legal clarity for U.S. stablecoins.

And while everyone’s focused on stablecoins…
they’re missing the bigger picture.

This is setting the stage for $XRP to run the show
2/ What is the GENIUS Act? 🇺🇸

It’s the first federal framework for USD stablecoins:

✅ Must be backed 1:1 with cash or Treasuries
✅ Monthly audits required
✅ Anti-money laundering rules enforced
✅ Only licensed institutions can issue them

Translation: Wall Street can finally play in the stablecoin game.
Read 10 tweets

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