BREAKING: AI can now build financial models like Morgan Stanley analysts (for free).
Here are 12 Claude prompts that replace $200K+/year investment banking jobs
(bookmark this thread 🧵)
1/ DCF Valuation Model
You are a Senior Analyst at Goldman Sachs. I need a complete DCF (Discounted Cash Flow) valuation model for [COMPANY NAME].
Please provide:
- Free cash flow projections: Next 5 years with growth assumptions
- WACC calculation: Cost of equity + cost of debt breakdown
- Terminal value: Both perpetuity growth and exit multiple methods
- Sensitivity analysis: How value changes with different assumptions
- Discount rate justification: Why we chose this WACC
- Key drivers: What makes cash flow go up or down
- Comparable companies: How our assumptions compare to peers
- Valuation range: Bull case, base case, bear case scenarios
Format as investment banking pitch book valuation page with clear formulas.
Company: [DESCRIBE COMPANY, INDUSTRY, FINANCIALS]
2/ Three-Statement Financial Model
You are a VP at Morgan Stanley. I need a complete three-statement model for [COMPANY NAME].
Please provide:
- Income statement: Revenue, costs, EBITDA, net income (5 years)
- Balance sheet: Assets, liabilities, equity (5 years)
- Cash flow statement: Operating, investing, financing activities (5 years)
- Link formulas: How statements connect (net income → cash flow → balance sheet)
- Working capital: How AR, inventory, and AP change
- Debt schedule: Principal payments and interest expense
- Key assumptions: Revenue growth, margins, capex as % of sales
- Error checks: Balance sheet balancing and circular references
Format as Excel-style model with formulas explained in plain English.
Company: [DESCRIBE BUSINESS, CURRENT FINANCIALS, GROWTH STAGE]
Your phone isn’t personal. It’s a data sensor with a camera.
In 2026, privacy isn’t a feature. It’s a fight.
If you haven’t audited your device, you’re not the user. You’re the product.
Here’s the 18-step Ghost Protocol to take your phone back.
1. The "Invisible" Listener
Ever talked about "blue shoes" and seen an ad 5 minutes later? It’s not a coincidence, and they aren't "listening" to your voice. They’re tracking your ultrasonic cross-device pings. Your phone emits sounds you can't hear to talk to your smart TV and laptop. Let's kill that first.
2. Kill the "Significant Locations"
Your iPhone/Android keeps a hidden list of everywhere you go: your gym, your job, your "secret" spots.
- iOS: Settings → Privacy → Location Services → System Services → Significant Locations.
- Action: Clear History and turn it OFF. Stop giving them your routine on a silver platter.
If Google wants you to pay for Gmail storage, do this first before they lock you out of new emails.
I went from 14.9/15GB to 6GB in one afternoon.
I hope this helps you as it has helped me:
Rule #0: One account = one trap.
Multiple free accounts = infinite storage.
Most people know you can make extra Gmails…
Almost no one uses them correctly.
Method A – The "Archive Puppet" (easiest)
1. Create new free Gmail 2. On old account → Google Takeout → export everything (emails + Drive + Photos) 3. Import to new account via IMAP or manual upload 4. Delete originals from main account
→ Boom, fresh 15GB on main + old stuff safe on puppet
I LOST 27 KILOS WITH CHATGPT AS MY PERSONAL TRAINER.
No gym. No expensive apps. No BS.
Just daily discipline + prompts that actually gave me structure.
Here’s the 7 Prompts that can do the same for you:
1. Body Analysis & Goal Setting
Prompt:
“Here’s my current weight: [insert kg], height: [insert cm], age: [insert age], sex: [M/F], and my goal: lose fat, gain lean muscle. Act as a personal trainer and nutritionist. Create a realistic 12-week fitness and nutrition plan that works without gym access.”
2. Customized Weekly Meal Plan
Prompt:
“Design a 7-day meal plan based on 1800 calories per day, with 120g+ of protein, minimal processed carbs, and affordable, easy-to-cook ingredients. Include macros and a grocery list. I don’t eat [insert foods you avoid].”