GC Cooke Profile picture
Aug 7 15 tweets 4 min read Read on X
The US government just created a $150 billion loophole for crypto.

Wall Street thinks it killed retail investing.

But hidden in the 178-page bill is a provision that lets ordinary investors access institutional-level returns.

Here's the strategy only 1% know about: Image
The GENIUS Act doesn't ban stablecoin yield.

It bans direct interest payments from issuers to holders.

One word changes everything: "direct."

That single word created a massive opportunity:
Picture this: Banks lobbied hard to block stablecoin yields.

They feared competition with their 0.1% checking accounts.

So lawmakers crafted specific language.

But that language opened unexpected doors:
The act only restricts payment stablecoin issuers.

Not the platforms using those stablecoins.

Not the lending protocols built on top.

Not the yield aggregators.

See where this is going?
While issuers can't pay you interest, lending markets thrive.

You lend your stablecoins on Aave or Compound.

That's not interest from holding.

That's returns from active lending.

Completely different legal framework:
The distinction matters enormously.

Issuers maintain strict 1:1 reserves.

No risky investments or yield chasing.

But your stablecoins?

You decide how to deploy them for returns:
Smart money already sees the opportunity.

Institutions build compliant yield structures.

DeFi protocols prepare new products.

Everyone works within the framework.

The result transforms digital dollar productivity: Image
Consider what just happened:

Regulators protected the system from bank-like risks.

But preserved innovation pathways.

Stablecoins remain stable.

Yield opportunities remain accessible.
Traditional finance fought to limit competition.

Instead, they accidentally enabled a parallel system.

One where yields come from lending, not deposits.

Where risk and reward align transparently.

The implications ripple across finance:
Lawmakers created deliberate boundaries.

They separated issuance from yield generation.

Digital dollars become productive through new pathways.

The future of institutional finance just shifted:
This framework changes everything for institutional capital.

Compliant stablecoin infrastructure meets yield generation.

Not through regulatory loopholes.

Through intentionally designed pathways. Image
Understanding these nuances unlocks opportunity.

At Brava, we've built the infrastructure institutions need.

Compliant yield generation within the GENIUS framework.

Digital dollars earning returns through proper channels.
The GENIUS Act drew the lines.

We built inside them.

Institutional-grade stablecoin yield is here.

Not despite regulation, but because of it.
Ready to put your digital dollars to work?

Join institutions already earning compliant yields.

See how regulatory clarity becomes real returns.

Learn more at @bravaxyz
Video/Image Credits:
- CBS News: youtube.com/watch?v=PWMiF5…
- Firstpost: youtube.com/watch?v=0jl4lu…

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More from @GCcookeHQ

Aug 1
Gas station coffee destroys $7 hipster brews in blind taste tests.

Costs $1. Takes 30 seconds.

Yet we spend $74B on inferior coffee.

The psychology behind this paradox predicts AI's adoption crisis: Image
Image
Advanced coffee machines now exist that beat any barista.

Engineers spent years perfecting them.

Zero wait time. Perfect consistency. A fraction of the cost.

So why does Starbucks still employ 346,000 humans?
Because we don't buy coffee.

We buy the morning ritual. The barista who knows our name.

The handwritten cup that makes us feel seen.

Even when machines make objectively better coffee, we choose humans:
Read 14 tweets
Jul 11
Starbucks accidentally created a $3.5 billion banking system.

34 million Americans use it. Zero government oversight.

It's the only "bank" that can legally steal your money after 2 years.

Inside the $200B+ gift card economy that broke banking laws: Image
Think you've never used crypto? Think again.

Every time you load money onto your Starbucks app, those numbers aren't dollars anymore.

You're converting dollars into private digital currency.

But that's just the beginning:
Here's what most people miss:

Starbucks holds over $1 billion in customer prepaid balances.

That's more than many community banks manage.

When you reload, you're giving them an interest-free loan.

But the real genius is how they use it: Image
Read 17 tweets
May 21
Marc Andreessen's latest prediction is insane:

"AI will make everything so cheap, it'll break the economy."

Those who understand this will build generational wealth.

Time is running out. Here's how to prepare yourself: Image
First, why this matters now.

Andreessen isn't just another tech pundit. He created the first popular web browser and built a billion-dollar VC firm.

When he predicts economic shifts, his track record demands attention.

But what makes this prediction different?
His thesis?

AI will drive costs toward zero across industries - not just digital goods, but physical products too.

This creates a paradox: as prices plummet, traditional economic models break down.

The implications are staggering. Here's why:
Read 15 tweets
May 19
You won't be able to invest in the next Apple or Google.

Public companies have dropped from 8,000 to 4,266.

Private markets now control $11.87T in wealth.

Here's how smart money is getting in before everyone else: Image
In 1996, there were 8,000+ public companies in the US.

Today? Barely 4,000.

That's not just a statistic – it's a fundamental shift in how wealth is created.

While you're waiting for the next great IPO, something entirely different is happening behind closed doors... Image
Private markets now control $11.87 trillion in wealth.

This isn't just "private equity" anymore.

It's an entire parallel financial system growing 162% faster than public markets.

And the most valuable companies are staying private longer for one simple reason:
Read 14 tweets
May 16
Alex Mashinsky built a $25B empire attacking banks.

"Banks are thieves," he told millions of customers.

Now he's in prison for 12 years for fraud.

Here's how one man's lies destroyed crypto's biggest empire: Image
In 2017, Mashinsky launched Celsius Network with a bold pitch:

"Banks take 80% of yield and give you 20%. We do the opposite."

His platform promised up to 18% interest on crypto deposits.

But beneath this revolutionary promise lurked something far more sinister...
His most effective marketing tool? A carefully crafted persona.

Wearing "Banks are not your friends" t-shirts, Mashinsky hosted weekly AMA's.

He built a cult-like following of "Celsians" who trusted him.

The secret behind this trust would shock even his biggest supporters:
Read 15 tweets
May 12
Mark Zuckerberg just revealed Meta's solution to loneliness:

AI companions to replace human relationships.

21% of Americans feel completely alone.

But doctors warn his "cure" could make everything worse: Image
The data paints a disturbing picture:

• 65% feel "fundamentally disconnected"
• 21% of U.S. adults report feeling lonely
• 10% experience loneliness daily

This isn't just uncomfortable – it's a health crisis.

The consequences go deeper than you think: Image
The U.S. Surgeon General declared loneliness an epidemic in 2023.

It increases risks of heart disease, stroke, dementia, depression.

Health impacts rival major risk factors like obesity.

The generational divide reveals something unexpected though:
Read 20 tweets

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