🧵 10 Brutal Money Truths People Don’t Want to Hear 👇🏻
1️⃣ Nobody is coming to save you
Stop waiting for salary hikes, government schemes, or luck.
Your income, investments, and financial habits are your responsibility.
Stop waiting for salary hikes, government schemes, or luck.
Your income, investments, and financial habits are your responsibility.
2️⃣ Salary alone won’t make you rich
A ₹20L package with zero investments = middle class forever.
Wealth comes from assets, not paychecks.
A ₹20L package with zero investments = middle class forever.
Wealth comes from assets, not paychecks.
3️⃣ Inflation silently robs you
Your ₹10 lakh today won’t buy the same tomorrow.
If your money is not growing faster than inflation, you are getting poorer.
Your ₹10 lakh today won’t buy the same tomorrow.
If your money is not growing faster than inflation, you are getting poorer.
4️⃣ Debt is a wealth killer
Credit cards, EMIs, and personal loans make the bank rich, not you.
Pay them off ASAP and avoid lifestyle debt like the plague.
Credit cards, EMIs, and personal loans make the bank rich, not you.
Pay them off ASAP and avoid lifestyle debt like the plague.
5️⃣ Time in the market beats timing the market
Jumping in and out of stocks kills compounding.
The earlier you start, the less you need to invest to get rich.
Jumping in and out of stocks kills compounding.
The earlier you start, the less you need to invest to get rich.
6️⃣ Lifestyle inflation is a trap
Your expenses should not rise every time your salary does.
If your cost of living doubles, your wealth stays at zero.
Your expenses should not rise every time your salary does.
If your cost of living doubles, your wealth stays at zero.
7️⃣ Not all friends want you to be rich
Some will mock your frugality or investing habits.
Ignore them they will be the same ones asking for money later.
Some will mock your frugality or investing habits.
Ignore them they will be the same ones asking for money later.
8️⃣ Most people are broke because they want to look rich
New phones, expensive cars, and branded clothes drain wealth.
Rich people buy assets first, luxuries later.
New phones, expensive cars, and branded clothes drain wealth.
Rich people buy assets first, luxuries later.
9️⃣ Your health is your biggest financial asset
Medical bills can wipe out decades of savings.
Eat well, exercise, and stay insured.
Medical bills can wipe out decades of savings.
Eat well, exercise, and stay insured.
🔟 The first ₹1 crore is the hardest
Once you hit it, compounding takes over.
But you will never reach it if you keep making excuses today.
Once you hit it, compounding takes over.
But you will never reach it if you keep making excuses today.
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