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Aug 24 12 tweets 5 min read Read on X
🧵 The Hidden Power of $XRP: How It’s Used Even When You Don’t See It

You may think XRP is only used when you explicitly send it…

But behind the scenes, XRP is quietly routing liquidity across the XRPL and targeting a Trillions of Dollars Industry.

Let’s break it down 🧵👇 Image
1/ What Is Auto-Bridging on XRPL?

The XRP Ledger (XRPL) is one of the fastest, most efficient blockchains for moving value, not just XRP, but any asset tokenized on it (stablecoins, fiat IOUs, even CBDCs).

To enable this, XRPL uses a unique feature called Auto-Bridging. Image
2/ Auto-bridging allows XRPL to route payments between two assets even if there’s no direct market between them, by using $XRP as an invisible bridge.

$XRP is used as a bridge asset to facilitate faster, cheaper, and more efficient cross-border payments through Ripple's payment network, RippleNet.Image
3/ Here’s a Simple Example 🧠

Anita wants to trade $GBP for $BRL, but the direct market lacks enough liquidity.

Since both $GBP and $BRL have active markets with XRP, the XRP Ledger auto-bridging kicks in.

First swapping $GBP to $XRP, then $XRP to $BRL, giving Anita the best possible rate by combining offers across multiple markets.Image
4/ Why XRP Is Perfect for This

Auto-bridging only works if there’s a liquid, fast, and neutral asset that:
•Exists natively on the XRPL
•Can be traded with many other tokens
•Has low fees and fast settlement

That’s exactly what XRP is.

It’s the default bridge asset on the XRP Ledger.Image
5/ Auto-Bridging: Trillion Dollars Industry?

Brad Garlinghouse has numerous times mentioned that through XRP and XRPL, they are solving a key issue that banks and institutions face worldwide while transferring money — Prefunding.

And this industry is worth Trillions of Dollars.
6/ Why It Matters: Utility Without Visibility.

Most people measure utility by “how often XRP is sent.”

But auto-bridging means XRP can be used thousands of times per day without being seen directly.

Imagine doing what SWIFT does, but not just in the U.S. — it’s worldwide and at scale.Image
7/ What Does It Mean for $XRP?

Every transaction on the XRP Ledger whether it’s sending stablecoins, swapping CBDCs, or trading tokenized assets, routes through XRP when needed

This means:

✅ More volume
✅ More liquidity demand
✅ More usage of XRP in decentralized markets
✅ All happening passively, beneath user interfacesImage
8/ RLUSD, CBDCs, and XRP’s Core Role.

Ripple has built RLUSD, a U.S. dollar stablecoin.

It’s also piloting CBDCs for countries like Palau, Bhutan, and Colombia.

When these fiat tokens move across the XRPL, auto-bridging kicks in and $XRP is the engine that connects them.

Even if users are transacting in digital dollars or local stablecoins, XRP is often the asset doing the work under the hood.Image
9/ So what’s the takeaway?

$XRP doesn’t have to be sent, traded, or hyped to be valuable.

It’s the default liquidity layer in a growing ecosystem of:

• Stablecoins
• CBDCs
• Tokenized assets
• Financial institutions
• DeFi use cases

As these grow, so does XRP’s demand, invisibly, automatically, continuously.Image
10/ To Conclude:

Auto-bridging is one of XRPL’s most underrated features.

It shows that XRP is not just a token, it’s a utility layer, silently connecting global assets across borders, 24/7.

The future of finance might run through XRP… even if you never see it.
[11/11] 🔁 Retweet this to help others understand XRP’s real-world role.

📌 Follow @RippleXity and turn on notifications for real-time verified updates about Ripple, XRP, and blockchain infrastructure.

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More from @RippleXity

Aug 15
🚨 XRPL’s On-Chain RWA Value Just Exploded Past $1B.

@Ripple’s Senior VP Markus Infanger recently said that XRPL is built for $10T asset tokenization shift.

Here’s How Ripple is Targeting a $100T+ Market Capture🧵👇 Image
1/ Ripple isn’t “just a payments company.”

It’s quietly positioning to sit at the center of every major flow of money in the world.

XRPL’s On-Chain RWA Value Just Exploded Past $1B.

Here’s the breakdown and the numbers are mind-blowing👇 Image
2/ SWIFT Liquidity Volume.

SWIFT handles an estimated $150 trillion per year in cross‑border transaction volume.

Brad Garlinghouse says XRPL could capture 14% of that in five years.

That’s $21 trillion annually flowing through XRPL.
Read 12 tweets
Aug 9
🧵 The Mystery of $XRP Escrow 🔒

Most people in crypto think they know what Ripple’s escrow is.

Few actually understand it.

Let’s break down what it is, why it exists, how it works, and why it’s one of the most misunderstood parts of XRP’s story.
🧵👇 Image
1/ 2017 - The Backstory

Ripple held more than 60% of all XRP
The FUD? “They’ll dump it on the market!”

So in December 2017, Ripple did something no other top project had done:

They locked 55 billion XRP into a public, cryptographically enforced escrow on the XRP Ledger itself. Image
2/ How It Works (The Simple Version)
•Escrow unlocks a pre-determined XRP on the 1st of every month.

•Whatever Ripple doesn’t use → goes straight back into new escrows, dated further out.

•It’s code-enforced. Not even Brad Garlinghouse can touch it early. Image
Read 12 tweets
Aug 5
🧵 Ripple v. SEC: The Final Chapter Approaches

After nearly 4 years of legal warfare, the #Ripple-SEC lawsuit is heading toward a possible resolution by August 15, 2025.

Let’s unpack what’s happened, what’s next, and why this moment matters for $XRP and crypto regulation. 🧵👇 Image
1/🏛️ Where We Stand

On June 27, #Ripple:
• Withdrew its appeal against Judge Torres’ ruling on institutional sales
• Paid the full $125M civil penalty into escrow

This signals Ripple is prepared to end the case—but cannot do so unilaterally. Image
2/⚖️ The Ball is in the #SEC’s Court

The SEC must now vote internally and formally file its withdrawal of the remaining appeal.

Only once the SEC files can Ripple submit its own final dismissal paperwork.

Until then, the case remains technically open. Image
Read 12 tweets
Jul 28
🧵 What if $XRP Was Always the Missing Layer?

How the journey from PayPal to X and the rise of Ripple…. may finally converge into one financial system.

Let’s trace the evolution of this financial transformation👇 Image
1/ In the early 2000s, Elon Musk and Peter Thiel created PayPal with one goal:

Build the internet’s native financial layer.

But due to banking limitations, regulations, and fiat dependencies the original vision of borderless, instant, programmable payments fell short. Image
2/ Fast forward to 2012, when Ripple launched with a different strategy:

Don’t disrupt banks. Integrate with them, and take the approach with the regulators and law enforcement.

Peter Thiel, the PayPal founder was also an investor in Ripple, to build a “better bitcoin.”

Ripple focused on building:
•The XRP Ledger
•A neutral, decentralized bridge asset (XRP)
•A liquidity network for financial institutions, not just usersImage
Read 11 tweets
Jul 27
🧵 Why August 15, 2025 Could Be a Turning Point for Ripple, XRP, and the Future of Finance

From the SEC lawsuit to global monetary resets, too many timelines converge on this one date.

Let’s break down what might be coming… and what Ripple could be preparing for 👇 Image
1/ 🚨 First, Why August 15?

It’s not just a random date.

🔹 August 15, 1971: U.S. exits the gold standard (Nixon shock)

🔹 August 15, 2025: BRICS summit Road Rally in Russia, focused on de-dollarization & digital currencies

🔹Ripple v/s SEC appeal window deadline for Ripple lawsuit resolution

🔹 Expected timeframe for RLUSD
banking integration

It marks a potential monetary inflection point…. 54 years after gold was decoupled from USD.Image
2/ ⚖️ The SEC Lawsuit, A Deliberate Delay?

Ripple vs SEC began in December 2020.

• July 2023: Judge Torres rules XRP is not a security in programmatic sales

• 2024–25: SEC delays full resolution via appeals and procedural stalling

• Ripple pushes ahead with RLUSD, banking charter, Fed access

Many believe the lawsuit has served to stall Ripple while institutions prepared behind the scenes.

Could August 2025 be the point when regulatory clarity finally lands?Image
Read 11 tweets
Jul 22
OCC Charter + Fed Access + RLUSD = The Ultimate Institutional Stablecoin?

With an OCC charter, Fed Master Account, RLUSD stablecoin, and XRP infrastructure, Ripple is building something far bigger than payments.

Let’s break it all down…. simply and factually 👇🧵 Image
1/ 🚨 The Big Announcement

Brad Garlinghouse (CEO of Ripple) had confirmed:

✅ Ripple has applied for a National Bank Charter from the OCC (Office of the Comptroller of the Currency).

✅ Its affiliate, Standard Custody, has applied for a Federal Reserve Master Account.

✅ Ripple aims to custody RLUSD stablecoin reserves directly with the Fed.

This is not just a license, it’s a transformation.Image
2/ 🏛️ What Is the OCC National Bank Charter?

The OCC (Office of the Comptroller of the Currency) is the top U.S. regulator of national banks.

A national bank charter gives Ripple the legal status of a federally regulated bank. Image
Read 12 tweets

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