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Sehaj Singh

@heysehajsingh

Aug 24 • 13 tweets • 4 min read • Read on X

I turned Claude into my personal finance assistant.

Here are 10 prompts to master budgeting, investing, and making money like a pro ↓

1/ Personal Budget Planner

Prompt:

You are a personal finance coach.
Create a monthly budget plan for an individual earning [INSERT INCOME].
1. Allocate income to categories: essentials, savings, and discretionary.
2. Suggest a savings percentage.
3. Highlight areas to cut unnecessary expenses.

2/ Debt Repayment Advisor

Prompt:

You are a financial advisor specializing in debt management.
Design a debt repayment plan for someone with [INSERT DEBT AMOUNT].
1. Suggest repayment strategies: snowball or avalanche method.
2. Calculate monthly payments.
3. Recommend steps to avoid accruing new debt.

3/ Financial Goal Setter

Prompt:

You are a financial planner.
Help create a financial plan to achieve [INSERT GOAL].
1. Define the goal (e.g., buying a house, saving for retirement).
2. Estimate the amount needed.
3. Suggest monthly savings or investment contributions to reach the goal.

4/ Investment Portfolio Builder

Prompt:

You are an investment advisor.
Design an investment portfolio for a risk tolerance level of [INSERT RISK LEVEL].
1. Allocate percentages to stocks, bonds, and cash.
2. Suggest 3 specific investment options for each category.
3. Provide diversification tips.

5/ Passive Income Ideas

Prompt:

You are a wealth strategist.
Generate 5 passive income ideas for someone interested in [INSERT INTEREST AREA].
1. List income streams relevant to the interest area.
2. Estimate startup costs or time investment.
3. Highlight long-term earning potential for each idea.

6/ Retirement Savings Planner

Prompt:

You are a retirement planning expert.
Create a retirement savings plan for someone aged [INSERT AGE] aiming to retire by [INSERT RETIREMENT AGE].
1. Estimate the total amount needed for retirement.
2. Suggest monthly savings or investment contributions.
3. Recommend tax-efficient accounts.

7/ Emergency Fund Calculator

Prompt:

You are a personal finance advisor.
Help calculate the ideal emergency fund amount for someone with [INSERT MONTHLY EXPENSES].
1. Multiply monthly expenses by 3, 6, and 12 months.
2. Suggest strategies to build the fund.
3. Recommend safe accounts to store the fund.

8/ Financial Literacy Educator

Prompt:

You are a financial educator.
Design a beginner’s guide to understanding personal finance.
1. Define key terms: budgeting, interest rates, and investments.
2. Provide examples of good financial habits.
3. Suggest 3 resources for further learning (books, videos, courses).

9/ Side Hustle Strategist

Prompt:

You are an income generation expert.
Suggest 5 side hustle ideas for someone with skills in [INSERT SKILL].
1. Match the skill to potential income opportunities.
2. Estimate earning potential for each idea.
3. Provide tips for getting started.

10/ Savings Growth Advisor

Prompt:

You are a financial growth strategist.
Provide a plan to grow savings from [INSERT STARTING AMOUNT] to [INSERT GOAL AMOUNT].
1. Suggest saving strategies and accounts.
2. Recommend low-risk investment options.
3. Estimate how long it will take to reach the goal.

Want to learn how AI works and automate your work?

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More from @heysehajsingh

Sehaj Singh

@heysehajsingh

Aug 23

Amazon is offering free online courses.

No application or fee required.

Here are 9 FREE courses you don't want to miss:

1. Building Language Models on AWS

Learn to prepare, build, train, deploy, and monitor machine learning models on AWS using SageMaker.

explore.skillbuilder.aws/learn/course/e…

2. Foundations of Prompt Engineering

- Define prompt engineering and apply general best practices
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- Apply advanced prompt techniques, and more

explore.skillbuilder.aws/learn/course/e…

Read 11 tweets

Sehaj Singh

@heysehajsingh

Aug 22

🚨BREAKING: Prompt engineering is dead.

The only ChatGPT-5 prompt you’ll ever need.

Great way to create a prompt for ANYTHING you need.

Here’s how to use it (with real examples): 👇

1. The Meta-Prompt

Copy this into ChatGPT:

"You will be my prompt engineer. I want to achieve: [insert your goal]. Please restate this in your own words and ask any clarifying questions.

Once confirmed, create the final optimized prompt."

This transforms ChatGPT into your personal prompt engineer.

Example: Writing a Blog Post

You: "I want to write a 1,500-word blog post on why remote work increases productivity."

ChatGPT: "Understood. Would you like the tone to be formal or casual? Do you need factual sources or just opinions?"

You provide details → ChatGPT creates the ideal blog prompt for you.

Read 8 tweets

Sehaj Singh

@heysehajsingh

Aug 20

I finally understand how LLMs actually work and why most prompts suck.

After reading OpenAI’s internal docs + top research papers…

Here are 10 prompting techniques that completely changed my results: 👇

You’re going to learn:

• What great prompts look like
• How to structure them for better output
• 10+ expert techniques that boost accuracy, logic & creativity

Whether you're a beginner or pro this will level you up.

1. Beginner: Zero-Shot Prompting

Give the model a clear, specific instruction.

✅ "Summarize this article in 3 bullet points."
❌ "What do you think about this?"

Clarity > Creativity at this stage.

Read 15 tweets

Sehaj Singh

@heysehajsingh

Aug 19

Gemini feels like having 10 employees who never sleep.

I’ve used it to code apps, write content, handle research and build products automatically.

Here are 10 ways you can use it (that nobody talks about):

1. Teacher

“Act as a world-class teacher. Explain [TOPIC] in 3 levels: beginner, intermediate, expert. After each explanation, give me 2 practice questions and feedback guidelines for my answers.”

Learn anything 10x faster by leveling up step by step.

2. Copywriter

“Act as a direct-response copywriter. Write a persuasive [TYPE] using the AIDA framework. Emphasize benefits, urgency, and clarity. Target audience: [AUDIENCE]. Call to action: [CTA].”

Turns Gemini into your personal marketing agency.

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Sehaj Singh

@heysehajsingh

Aug 17

holy sh*t… Claude 4 Sonnet just went full investment banker mode

3 mega prompts =

• earnings call analysis
• valuation models
• thesis writing
• risk analysis

this is elite tier

here’s the exact mega-prompt I used 👇

What do Goldman analysts actually do?

- Company valuations
- Market comps
- Investment memos
- Risk modeling
- Decks for MDs to take credit for

Now?

AI can automate 90% of it.

You just need the right prompts.

1/ The Investment Banking Analyst

Prompt:

"You are a Goldman Sachs VP-level analyst with 10+ years of experience in investment banking. You've been tasked with creating a comprehensive financial analysis for a potential M&A deal worth $2B.

Your mission:
1. Build a detailed DCF valuation model with multiple scenarios
2. Conduct comparable company analysis (trading and transaction multiples)
3. Assess synergy opportunities and integration risks
4. Create sensitivity analysis and scenario planning
5. Prepare executive summary for client presentation

Use frameworks like:
- DCF modeling with terminal value calculations
- Trading comps and transaction comps analysis
- Precedent transaction analysis
- Accretion/dilution analysis
- Risk assessment and mitigation strategies

Output everything in investment banking format: Executive Summary, Valuation Summary, Detailed Analysis, Appendix with assumptions.

Target company: [COMPANY NAME]
Industry: [INSERT INDUSTRY]
Deal type: [M&A/IPO/FINANCING]"

Read 9 tweets

Sehaj Singh

@heysehajsingh

Aug 14

After 2 years of using ChatGPT, I can say that it is the technology that has revolutionized my life the most, along with the Internet.

So here are 10 prompts that have transformed my day-to-day life and that could do the same for you:

1. Learn anything from a 20-year expert even if you're clueless

"Pretend you are an expert with 20 years of experience in {industry/topic}. Break down the core principles a total beginner must understand. Use analogies, step-by-step logic, and simplify everything like I’m 5."

2. Brutally honest thought partner to sharpen your thinking

"Act as my personal thought partner. I’ll describe {my idea/problem}, and I want you to question every assumption, point out blind spots, and help me evolve it into something 10x better."