Thread by @heygurisingh

I turned Claude into my personal finance assistant.

Now it takes care of my budgeting, investing, and planning my income in just minutes instead of hours.

Here are 10 prompts to make your money work for you ↓

1/ Personal Budget Planner

Prompt:
You are a personal finance coach.
Create a monthly budget plan for an individual earning [INSERT INCOME].


1. Allocate income to essentials, savings, discretionary.
2. Suggest a savings percentage.
3. Highlight areas to cut unnecessary expenses.

2/ Debt Repayment Advisor
Prompt:

You are a financial advisor specializing in debt management.
Design a debt repayment plan for someone with [INSERT DEBT AMOUNT].

1. Suggest repayment strategies: snowball vs avalanche.
2. Calculate monthly payments.
3. Recommend steps to avoid new debt.

3/ Financial Goal Setter
Prompt:

You are a financial planner.
Help create a financial plan to achieve [INSERT GOAL].

1. Define the goal (house, retirement, etc).
2. Estimate the amount needed.
3. Suggest monthly contributions to hit it.

4/ Investment Portfolio Builder
Prompt:

You are an investment advisor.
Design an investment portfolio for a risk level of [INSERT RISK LEVEL].

1. Allocate % to stocks, bonds, cash.
2. Suggest 3 investment options per category.
3. Provide diversification tips.

5/ Passive Income Generator
Prompt:

You are a wealth strategist.
Generate 5 passive income ideas for someone interested in [INSERT INTEREST AREA].

1. List relevant income streams.
2. Estimate startup cost or time investment.
3. Highlight long-term earning potential.

6/ Retirement Savings Planner
Prompt:

You are a retirement planning expert.
Create a retirement plan for someone aged [INSERT AGE] aiming to retire by [INSERT RETIREMENT AGE].

1. Estimate total needed for retirement.
2. Suggest monthly savings/investments.
3. Recommend tax-efficient accounts.

7/ Emergency Fund Calculator
Prompt:

You are a personal finance advisor.
Help calculate the ideal emergency fund for someone with [INSERT MONTHLY EXPENSES].

1. Multiply monthly expenses by 3, 6, 12.
2. Suggest strategies to build it.
3. Recommend safe accounts to store it.

8/ Financial Literacy Educator
Prompt:

You are a financial educator.
Design a beginner’s guide to personal finance.

1. Define key terms: budgeting, interest, investments.
2. Share good money habits.
3. Suggest 3 learning resources.

9/ Side Hustle Strategist
Prompt:

You are an income generation expert.
Suggest 5 side hustles for someone with skills in [INSERT SKILL].

1. Match skill to income opportunities.
2. Estimate earning potential.
3. Provide tips to start.

10/ Savings Growth Advisor
Prompt:

You are a financial growth strategist.
Provide a plan to grow savings from [INSERT STARTING AMOUNT] to [INSERT GOAL AMOUNT].

1. Suggest saving strategies + accounts.
2. Recommend low-risk investments.
3. Estimate time to reach goal.

💡 AI can’t replace financial discipline.
But it can make your money decisions 10x faster.

If you found this helpful:

Follow me (@heygurisingh) for more AI + money hacks.

RT to help others level up their finances.