The 2026 money crash is predicted to be 12 months away.
There are three big forces that are about to hit at once. This could create the biggest wealth shift since 2008.
Most people have no idea what's coming—here's your early warning:
Force #1: The job market is breaking down.
Jobless rates jumped from 3.6% to 4.3% in just 2 years. New job creation dropped by half.
August: Only 20,000 jobs created for the whole US. September: Zero net job growth.
Force #2: AI is taking jobs faster than expected.
35% of big companies are using AI to replace workers right now.
The World Economic Forum says AI will kill 8% of current jobs.
You won't lose your job to AI. You'll lose it to someone who uses AI better than you.
Force #3: The government is trapped in a money-printing cycle.
They spend $7.1 trillion but only collect $5.3 trillion in taxes.
They print $1.8 trillion to cover the gap.
They can't stop printing without causing an economic crash.
Here's what this means for your wallet:
Every printed dollar makes your money worth less. Your paycheck loses buying power every month.
Real wages peaked in 1973. You've been getting poorer for 50 years without knowing it.
Meanwhile, business owners get richer from this system.
When companies blame "rising costs" for price hikes, their profits actually go up. Pepsi raised prices 17% after COVID while their real costs barely moved.
The top 25% own assets. The bottom 75% pay for it.
The old retirement plan is officially dead.
Your job won't save you. Bank savings get destroyed by rising prices. Pensions are underfunded. Social Security won't cover basic costs.
The old money rules don't work anymore.
There's only one way out:
Stop trading time for money. Start owning assets that make income without your work.
The system moves wealth from workers to investors. You must pick which side you're on.
Your action plan before 2026:
1. Figure out how much in assets you need to replace your income 2. Learn to analyze good investments 3. Start building your portfolio now 4. Get ready for rising prices
Time is running out.
We've made a 15-page "Long Term Investing for Beginners" guide covering:
• How to spot quality companies
• How much to invest for your situation
• How to track your investments
Like and comment “INVESTING” and I’ll DM it to you immediately:
Bottom line: 2026 will create a massive wealth transfer.
Money will flow from workers to asset owners, from the unprepared to those who got ready in time.
12 months left to prepare. Which side will you be on?
• • •
Missing some Tweet in this thread? You can try to
force a refresh
Most traders spend hours managing 15+ positions every week.
I spent years as a banker and learned this is one way the wealthy build their portfolio: 3 ETFs, 15 minutes quarterly, better returns than full-time traders.
Here's the modernized approach to getting rich 🧵
PART 1: Why the Traditional 3-Fund Portfolio is Broken
The classic approach was: US stocks, international stocks, and bonds.
But the financial landscape has changed dramatically.
Big Tech reshaped indices and bond yields hit historic lows.
The old system has three major flaws:
• Traditional US funds miss high-growth sectors
• Low bond yields provide little income or stability
• US/international separation creates overlap, reducing diversification benefits
Goldman Sachs sent a secret warning to their big clients about September.
Regular investors didn't get this information.
Here's what they said (and the 3 stocks that they’re looking at):
The bank is worried about AI stocks:
Research shows most AI projects are losing money.
Big tech companies stopped hiring new people.
ChatGPT's new version wasn't impressive.
Even the OpenAI CEO thinks we might be in a bubble.
The big problem with AI spending:
Companies spent billions on super computers.
If they figure out they don't need all that hardware, they'll stop buying.