Thread by @marktilbury

I'm a millionaire.

If I invested my first $1000 again, I'd do this: 🧵

88% of millionaires are self-made entrepreneurs.

But they all started with something small.

Even $1,000 can change your life if you know where to put it.

Investment #1: Index Funds (30% - $300)

This is your safety net.

If you invested $5 daily into the S&P 500 for 45 years at 8% returns, you'd have $791,000.

That's every $5 turning into $48.

92% of top hedge funds can't beat the S&P 500 over 15 years.

These are meant to be the experts, yet they're getting destroyed by a hands-off investment.

So start here. It might be boring, but it works.

Investment #2: Your Own Side Hustle (25% - $250)

This is where you can get the best returns.

It might be a bit riskier than index funds, but you're in control of your side hustle, and your potential returns is unlimited!

Investment #3: Individual Stocks (15% - $150)

People can lose money picking stocks.

But if you focus on recession proof companies, you'll have a greater chance of success.

Think of Apple. People finance their phones through contracts regardless of their bank balance.

Investment #4: Cryptocurrency (10% - $100)

I'm giving this an 8.5/10 on the risk scale.

But here's the thing. Once I made it 5% of my portfolio, it changed everything for me.

I keep a small amount, so $50 in Bitcoin, $50 in Ethereum. The blue-chip cryptos.

Investment #5: Fine Art (10% - $100)

Contemporary art averaged 14% returns over 25 years.

The S&P 500? Only 9.5%.

There's now platforms that let you buy fractional shares of fine art without having to buy the whole thing.

During the 2008 crash, art only dipped slightly.

While stocks took until 2013 to recover, art bounced back in 2011.

The ultra-wealthy have always known this secret.

Investment #6: Yourself (Education) (5% - $50)

The best ROI I ever got was in books and courses.

$50 in the right knowledge can turn into $50,000 in income.

Investment #7: Emergency Cash (5% - $50)

This isn't sexy, but it's crucial.

Keep $50 for opportunities and emergencies.

When everyone's panicking and selling, you'll have cash to buy the dip, or you can use it in an emergency.

Here's how I'd invest $1,000:

$300 index funds (safety net)
$250 your side hustle (highest ROI)
$150 recession-proof stocks
$100 crypto (calculated risk)
$100 fine art (inflation hedge)
$50 education (skill building)
$50 emergency cash

How would you invest $1000?

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