Mark Tilbury Profile picture
Nov 13 13 tweets 4 min read Read on X
I'm a millionaire.

If I invested my first $1000 again, I'd do this: 🧵
88% of millionaires are self-made entrepreneurs.

But they all started with something small.

Even $1,000 can change your life if you know where to put it. Image
Investment #1: Index Funds (30% - $300)

This is your safety net.

If you invested $5 daily into the S&P 500 for 45 years at 8% returns, you'd have $791,000.

That's every $5 turning into $48. Image
92% of top hedge funds can't beat the S&P 500 over 15 years.

These are meant to be the experts, yet they're getting destroyed by a hands-off investment.

So start here. It might be boring, but it works. Image
Investment #2: Your Own Side Hustle (25% - $250)

This is where you can get the best returns.

It might be a bit riskier than index funds, but you're in control of your side hustle, and your potential returns is unlimited! Image
Investment #3: Individual Stocks (15% - $150)

People can lose money picking stocks.

But if you focus on recession proof companies, you'll have a greater chance of success.

Think of Apple. People finance their phones through contracts regardless of their bank balance. Image
Investment #4: Cryptocurrency (10% - $100)

I'm giving this an 8.5/10 on the risk scale.

But here's the thing. Once I made it 5% of my portfolio, it changed everything for me.

I keep a small amount, so $50 in Bitcoin, $50 in Ethereum. The blue-chip cryptos. Image
Investment #5: Fine Art (10% - $100)

Contemporary art averaged 14% returns over 25 years.

The S&P 500? Only 9.5%.

There's now platforms that let you buy fractional shares of fine art without having to buy the whole thing. Image
During the 2008 crash, art only dipped slightly.

While stocks took until 2013 to recover, art bounced back in 2011.

The ultra-wealthy have always known this secret.
Investment #6: Yourself (Education) (5% - $50)

The best ROI I ever got was in books and courses.

$50 in the right knowledge can turn into $50,000 in income. Image
Investment #7: Emergency Cash (5% - $50)

This isn't sexy, but it's crucial.

Keep $50 for opportunities and emergencies.

When everyone's panicking and selling, you'll have cash to buy the dip, or you can use it in an emergency. Image
Here's how I'd invest $1,000:

$300 index funds (safety net)
$250 your side hustle (highest ROI)
$150 recession-proof stocks
$100 crypto (calculated risk)
$100 fine art (inflation hedge)
$50 education (skill building)
$50 emergency cash
How would you invest $1000?

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More from @marktilbury

Sep 17
10 movies on money you should watch this weekend:

1. Margin Call Image
2. The Founder Image
3. The Wolf of Wall Street Image
Read 11 tweets
Sep 13
I'm a millionaire.

If I wanted to invest as a beginner, I'd do this: 🧵

(Starting with $100)
Most people think you need thousands to start investing.

But that's wrong.

I started investing with less than $100. Here's how:
Level 1: High-Interest Savings (Risk: 1/10)

It might be boring, but it's absolutely essential.

This is where you build your emergency fund in case anything goes wrong.

My emergency fund saved me $200 when my apartment's water heater exploded. No payday loans and no debt. Image
Read 12 tweets
Aug 23
In 10 years, boring remote jobs will be the best careers.

Why?

Because they’re paying $84k+ and begging for applicants.

Here are 7 boring roles that quietly beat your dream job: 🧵 Image
These jobs aren't glamorous.

But while everyone's fighting for the same 10 trendy jobs...

You could be banking $80k from your couch.
1. SHORT-FORM STRATEGIST

Your late-night TikTok binges can earn you $48k-172k/year

You have to spot viral moments in long videos and tell editors what to cut.

You don't need any editing skills, just understand what makes people stop scrolling. Image
Read 11 tweets
Aug 17
I'm 57.

I wish someone told me this in earlier:

Don’t chase millions.

Instead, focus relentlessly on your first $100,000.

After that, my net worth went crazy. Here’s why: Image
Two brutal truths about why the first $100k is so hard:

1. Your earning power is trash when you're young. Compound interest is basically useless under $100k.

2. Gen Z has 86% less buying power than Boomers did. Image
Let me show you the compound interest problem:

$10k invested at 7% for 5 years = $14,176
That's only $4,176 profit... in five years.

Your snowball isn't big enough to pick up any real snow, so you're grinding for pennies. Image
Read 14 tweets
Jul 26
I'm a millionaire.

Making your first $10,000 is 10x harder than your first $100K.

But once you master $10k, you can scale it into $100k or even millions.

So if I had to start again from zero, this is exactly how I'd make and scale my first $10k: Image
Most people can't make money online because they chase the latest trend.

They try crypto or day trading because a guru promised them millions.

You need something that puts cash in your pocket today.

Here are the only 4 real options to make $10k: Image
OPTION 1: In-Person Services

Personal training, delivery driving, dog walking, barbering, videography.

• Immediate cash flow
• Low startup costs
• Direct payment

I washed cars in rich neighborhoods and made decent money. Image
Read 12 tweets
Jul 23
Would you rather have $1M or a penny that doubles daily for 30 days?

On day 10, the penny is only $5.12...

But the amount on day 30 will blow your mind.

The answer to this brain teaser unlocks the secret behind financial freedom: Image
On day 30 the penny is worth over $5,000,000!

This is the power of compound interest.

But how can compound interest make me rich? Image
You’ve probably been told some myths about investing:

• Investing is too risky
• Investing is for the rich
• Investing is too complicated

They’re all false!
Read 10 tweets

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