Learn Something Profile picture
Feb 6 1 tweets 1 min read Read on X
Core elements of strategic success Image

• • •

Missing some Tweet in this thread? You can try to force a refresh
 

Keep Current with Learn Something

Learn Something Profile picture

Stay in touch and get notified when new unrolls are available from this author!

Read all threads

This Thread may be Removed Anytime!

PDF

Twitter may remove this content at anytime! Save it as PDF for later use!

Try unrolling a thread yourself!

how to unroll video
  1. Follow @ThreadReaderApp to mention us!

  2. From a Twitter thread mention us with a keyword "unroll"
@threadreaderapp unroll

Practice here first or read more on our help page!

More from @cooltechtipz

Dec 24, 2024
🧵1/ What’s your Financial Independence (FI) Number?
Your FI Number = The amount of money you need to live off investments without running out of money.
Two common approaches to find out the FI number:
1️⃣ The Risk-Free Rate Method (conservative)
2️⃣ The 4% Rule (market-based)Image
2/ Let’s compare! 👇
The Risk-Free Rate Method:
1️⃣ Calculate your annual expenses (e.g., $50k/year).
2️⃣ Use the 10-yr Treasury yield as a "risk-free" return (e.g., 4.5%).
3️⃣ Subtract inflation (2.5%) to get the real return (e.g., 2%).
4️⃣ FI Number = $2.5mn ($50k ÷ 2%) Image
3/ The 4% Rule* Method:
1️⃣ Multiply your annual expenses by 25.
2️⃣ This assumes a 4% withdrawal rate from a diversified stock/bond portfolio.
3️⃣ FI Number = $1.25mn ($50k x 25)
*based on research by William Bengen Image
Read 4 tweets
Dec 7, 2024
Thread: refreshing some interesting facts about #physics #earth #universe #humanity

1: All of humanity could fit in a very small space (theoretically, a sugar cube) because atoms are 99.99%+ empty space

(Ernest Rutherford, 1911)
2: Yelling at our soup could warm it up. However, since sound waves carry minimal energy, the effect would be unnoticeable

(Derived from the principles of thermodynamics developed by Lord Kelvin & acoustics developed by Hermann von Helmholtz)
3: Everything we can see either produces light or reflects it

(Principles of optics, traces back to Alhazen in the 10th century, with further contributions by Issac Newton & James clerk Maxwell)
Read 10 tweets

Did Thread Reader help you today?

Support us! We are indie developers!


This site is made by just two indie developers on a laptop doing marketing, support and development! Read more about the story.

Become a Premium Member ($3/month or $30/year) and get exclusive features!

Become Premium

Don't want to be a Premium member but still want to support us?

Make a small donation by buying us coffee ($5) or help with server cost ($10)

Donate via Paypal

Or Donate anonymously using crypto!

Ethereum

0xfe58350B80634f60Fa6Dc149a72b4DFbc17D341E copy

Bitcoin

3ATGMxNzCUFzxpMCHL5sWSt4DVtS8UqXpi copy

Thank you for your support!

Follow Us!

:(