Do Baniye| Credit Cards, Travel & Lifestyle Profile picture
Feb 21 26 tweets 19 min read Read on X
Want to go to Europe but without Schengen Visa hassle?
We got you covered! ✨

We spent 23 days in 2 postcard-perfect, budget-friendly nations.

Snow-covered mountains.
Stunning beaches.
Historic towns.

And Djokovic got married on an island here!

Our detailed itinerary 🧵👇 Image
Image
Tirana - The Beginning (Day 1 & 2)

We landed in Tirana on a cold December afternoon, collected our rental car at the airport, and drove into a city that felt both unfamiliar and strangely welcoming. It was much more metropolitan than we had expected it to be - a sweet surprise to begin with!

Dinner that night was at a small Turkish diner. The adana kebabs were so authentic that they transported us back to Turkiye. So authentic!Image
Image
The next day, we wandered without hurry. Tirana is colourful, expressive. Its buildings are weirdly shaped and painted in bright hues, its strrets and cafés bustling with Paris-like vibes!

We had reserved a table at a well-known Italian restaurant. The pizza was perfect, the raki homemade and strong, and the tiramisu… rightly said to be the best! The kind you wish would never end.Image
Image
Image
That evening we found ourselves at the Christmas market. Lights shimmered. Children laughed. Music floated through the crisp air.

And then - Nouvelle Vague, ranked No. 28 in the World’s 50 Best Bars!!

We were lucky to arrive on time and get a table. The cocktails were crafted with utmost perfection and creativity, the atmosphere intimate yet electric. We even tried their mocktails and they were equally phenomenal!Image
Image
Image
Image
Korçë - Christmas Capital Of Albania (Day 3,4 & 5)

A three-hour drive took us to Korçë.

The road there was unforgettable. We drove along Lake Ohrid - one of the oldest and deepest lakes in Europe. Still water. Wide skies filled with sunset hues. Silence that felt sacred.

Korçë is a valley town of cobblestone streets and quiet charm. Its Orthodox Cathedral rises proudly. Ancient churches stand as witnesses to centuries.Image
Image
Image
Image
We spent Christmas village-hopping: tasting local honey, fresh fruit jams, meeting warm-hearted people.

Here, we saw European autumn in its full glory for the first time. The colours were breathtaking. We were already mesmerised by the beauty of the landscapes and then all of a sudden, it started to snow. It couldn't get more magical!!Image
Image
Image
Image
We visited the National Museum of Medieval Art - thousands of Byzantine and post-Byzantine works preserved with care. Walking through those halls felt like stepping into another century. Image
It was here that we discovered the true spirit of Christmas. We found it within the ruins of a small, ancient church, where the stones seemed to hold a thousand years of prayer. We did not expect to find such profound warmth and love. The people embraced us as though we had belonged to their community since the beginning. We left that place feeling changed - more grateful, and perhaps, a little better than we were before.Image
Image
Image
Image
Përmet - Hot Springs (Day 6)

We drove 3 hours to experience the hot springs of Përmet on a freezing winter morning. Image
Image
Image
Image
However, we couldn't really get inside the hot springs because of some construction work being out carried there.

Yet even standing 25 feet above, we could feel the warmth rising through the cold air. Steam brushing gently against the mountains. Image
Image
Image
Image
Gjirokastër - A UNESCO World Heritage Site (Day 7)

Gjirokastër is a rare and beautifully preserved Ottoman town built into the mountainside.

We stayed in the heart of Old Bazaar, inside a heritage building. The streets were steep and alive with artisan shops and small cafés. Image
Image
Image
Image
The fortress above the town is one of the largest in the Balkans - immense, powerful, and meticulously preserved. Image
Image
Image
Image
Inside were exhibits of weapons, prison cells, and even a captured American spy plane. Walking through it, we felt the weight of history and Albania’s past told with sincerity. It was definitely the best museums we had ever been to. Image
Image
Image
Image
Later in the evening, we visited a famous diner and tried the local specialities of the region and the best was Oshaf - a local dessert made with sheep’s milk. Unexpected, delicate, and surprisingly comforting.

Already impressed by Albania's bar scenes in Tirana, we decided to visit a Cocktail Bar for late night drinks and it turned out to be a wonderful decision! Totally blown away!!Image
Image
Image
Image
Berat - The City of a Thousand Windows (Day 8 & 9)

After another 3 hours drive from Gjirokastërr, we reached Berat.

White Ottoman houses climb the hills like a painting. The castle, over 2,000 years old and still inhabited, watches over the city.

And we stayed inside the castle!Image
Image
Image
It felt like living inside a museum - stone pathways and walls, well-preserved ancient artifacts, quiet courtyards, views stretching endlessly into the valley. Image
Image
Image
We spent our days walking slowly, sometimes hiking, absorbing the stillness, watching sunsets from ancient walls. Immensely peaceful. Image
Image
Image
Image
Just down the hill was the new town of Berat, which gave us a big city vibe with lot of cafes and restaurants. It also had a small but cute X'mas market and the city was decorated beautifully for the holiday season. Such contrast! Image
Image
Image
Krujë - Shopping from a 400-year-old market (Day 10)

Krujë sits high in the mountains, once the capital of Albania in medieval times.

We stayed in a cosy Airbnb that had stunning views of the castle, the valley and the Old Bazaar.

We hiked to Krujë Castle, explored the Skanderbeg Museum, and stood looking out over vast countryside views.Image
Image
Image
Image
Lunch at the top with a gorgeous sunset view over the Adriatic sea was the highlight of our day! Image
Image
Image
On the way down, we walked through the 400-year-old Ottoman bazaar, famous for handmade silver jewellery, traditional clothes and handicrafts. We bought so many things that Manasi could do a separate "Shopping Haul" video here 😂 Image
Image
Practical Details:

Visa:
We applied for an Albanian e-Visa which took about a month to arrive.

The process is old-school. They accept swift payment only, no credit cards, no online payments for visa fee. Documents must be scanned through proper scanners as they don't accept documents scanned via scanning apps on the phone.

Cost: €15 per person + bank charges.
(Still far simpler and cheaper than a Schengen visa process)

Flights:
LOT Polish Airlines
Delhi – via Warsaw – Tirana
Round trip: ₹65.7K per person.
Albania surprised us.

It was raw, beautiful, layered with history, and filled with quiet moments that stay with you long after you leave.

And this was only half the story.

Stay tuned for Part 2, where we visit the 2nd country of this trip - Prepare to be swept away by its insane beauty and our exciting travel stories!Image
Image
Follow @DoBaniye, like, share, comment and bookmark the thread for your future travels!
Find our other Travel threads here:
20,000+ people get easy actionable tips on credit cards, travel, and rewards.
You can too!

Follow our WhatsApp Channel:
🔗 whatsapp.com/channel/0029Va…

• • •

Missing some Tweet in this thread? You can try to force a refresh
 

Keep Current with Do Baniye| Credit Cards, Travel & Lifestyle

Do Baniye| Credit Cards, Travel & Lifestyle Profile picture

Stay in touch and get notified when new unrolls are available from this author!

Read all threads

This Thread may be Removed Anytime!

PDF

Twitter may remove this content at anytime! Save it as PDF for later use!

Try unrolling a thread yourself!

how to unroll video
  1. Follow @ThreadReaderApp to mention us!

  2. From a Twitter thread mention us with a keyword "unroll"
@threadreaderapp unroll

Practice here first or read more on our help page!

More from @DoBaniye

Feb 6
Not using SmartBuy with your HDFC card? You’re losing up to 30% rewards on your spends! ❌

What is SmartBuy and how to use it to get maximum benefits?

Your complete guide to SmartBuy is here! 👇🧵 Image
1⃣ What is SmartBuy?

It’s HDFC Bank’s reward accelerator portal.

When you book via SmartBuy using eligible HDFC cards, you get bonus Reward Points (RPs) — up to 10X on spends like:

▪️ Flights
▪️ Hotels
▪️ Gift vouchers
▪️ Select brands

🔗 offers.smartbuy.hdfcbank.comImage
2⃣ Infinia Accelerated SmartBuy Rewards

🔹 10X (33.3%) – Hotels, Jockey, Pharmeasy, IGP
🔹 5X (16.7%) – Flights, RedBus, Zoomcar, Nykaa, Myntra, MMT, Instant Vouchers
🔹 3X (10%) – IRCTC

🧢 Caps:
* 15,000 RPs/month
= ₹1.125L monthly spend on 5X partners Image
Read 9 tweets
Jan 13
🧵 How can you get up to 15.7% rewards on accelerated spends?

With the HDFC Bank Regalia Gold - The mid-tier, all-rounder credit card!

👉Base rewards: 1.3%
👉3x–10x on SmartBuy: 4–13.3%
👉Milestones: Extra 2.3%
👉Easy Redemption via:
  🔸 SmartBuy (flights/hotels)
  🔸 Miles Transfer

Here’s the full breakdown👇Image
🔹 Base Rewards
* 4 RPs per ₹150
* 1 RP ≈ ₹0.5
* 1.3% reward rate
* Exclusions: fuel, EasyEMI, e-wallet loading, rent, property management services, maintenance, packers & movers, etc, govt transactions
* Insurance limits: 2000 RP per calendar month (₹75,000 spend)
* Grocery limits: 2000 RP per calendar month (₹75,000 spend)
* 1% fee on Utility above ₹50K spends in a calendar month

Apply here: bitlii.cc/en/cjA2TR
🔹 5x on certain brands
* 5X rewards = 6.7% back
* Marks & Spencer, Myntra, Reliance Digital, Nykaa
* Capped at 5,000 RPs/calendar month (₹37,500 spends)

🔹 SmartBuy Accelerated
* 3X–10X = 4%–13.3%
* Capped at 2,000 RPs/day (₹18,750 spends)
* Capped at 4,000 RPs/calendar month (₹37,500 spends)
Read 15 tweets
Dec 28, 2025
Last year at this time: Our Philippines travel story!

We explored the Philippines for 20 days and have curated our best experiences for you!

With visa-free entry for Indians (14 days), it is now even more convenient.

Here’s your 10-day itinerary! 🧵👇 Image
Image
Day 1: Welcome to Cebu & Moalboal's Coastal Charms

* Morning/Afternoon: Arrive in Cebu (ideally via a morning flight to maximize your day!). From Cebu airport, skip the city hustle and head straight for a picturesque 2-3 hour drive to Moalboal. We found that pre-booking a cab for this journey made it seamless after a long flight.

* Late Afternoon: Settle into your accommodation in Moalboal. We absolutely loved staying in a cozy Airbnb tucked away from the main hustle – it offered us that tranquil, authentic Filipino welcome we cherished. Take a moment to breathe in the fresh coastal air.

* Evening: It's time to explore Panagsama Beach, the lively heart of Moalboal! While it's bustling, it has a great vibe. Follow our lead and treat yourselves to delicious sushi and refreshing daiquiris at one of the beachfront spots. If you're up for it, find a café with live music – we stumbled upon one famous for its mango French toast and chicken shawarma, a truly unique combo!
Day 2: Adrenaline at Kawasan Falls & The Sardine Spectacle

* Early Morning (Essential!): Get ready for an adrenaline rush at Kawasan Falls! We highly recommend starting your canyoneering adventure early to beat the crowds and truly experience the raw beauty of the falls. The water is unbelievably clear, and the trek through the jungle, those exhilarating cliff jumps (we did 10m and 7m!), and Tarzan swings are simply unforgettable. Drifting through the river like logs was surreal!

* Late Morning/Noon: Head back from canyoneering, refreshed and exhilarated. After a quick rest and lunch, prepare for a breathtaking underwater experience.

* Afternoon: This is what makes Moalboal truly special: the Sardine Run! Dive into the ocean and swim through a massive, glittering school of sardines. The sunlight catching them underwater creates an absolutely unreal silver spectacle. Keep an eye out for majestic sea turtles that often glide alongside you – it was a once-in-a-lifetime experience for us.

* Evening: Relax and unwind after an eventful day. Explore more local eateries in Panagsama or find a quiet spot to reflect on the day's adventures.Image
Image
Read 15 tweets
Dec 9, 2025
The Ultimate Axis Credit Card Thread

Breaking down every major Axis Bank card with real numbers, reward strategies, and hacks to maximise value.

We’ll add each card breakdown in the replies below.

Bookmark this thread. Image
Read 19 tweets
Nov 29, 2025
The Ultimate HDFC Credit Card Thread

Breaking down every major HDFC Bank card with real numbers, reward strategies, and hacks to maximise value.

We’ll add each card breakdown in the replies below.

Bookmark this thread. Image
Read 17 tweets
Nov 24, 2025
🧵 How can you get up to 15.7% rewards on accelerated spends?

With the HDFC Bank Regalia Gold - The mid-tier, all-rounder credit card!

👉Base rewards: 1.3%
👉3x–10x on SmartBuy: 4–13.3%
👉Milestones: Extra 2.3%
👉Easy Redemption via:
  🔸 SmartBuy (flights/hotels)
  🔸 Miles Transfer

Here’s the full breakdown👇Image
🔹 Base Rewards
* 4 RPs per ₹150
* 1 RP ≈ ₹0.5
* 1.3% reward rate
* Exclusions: fuel, EasyEMI, e-wallet loading, rent, property management services, maintenance, packers & movers, etc, govt transactions
* Insurance limits: 2000 RP per calendar month (₹75,000 spend)
* Grocery limits: 2000 RP per calendar month (₹75,000 spend)
* 1% fee on Utility above ₹50K spends in a calendar month

Apply here: bitlii.cc/en/cjA2TR
🔹 5x on certain brands
* 5X rewards = 6.7% back
* Marks & Spencer, Myntra, Reliance Digital, Nykaa
* Capped at 5,000 RPs/calendar month (₹37,500 spends)

🔹 SmartBuy Accelerated
* 3X–10X = 4%–13.3%
* Capped at 2,000 RPs/day (₹18,750 spends)
* Capped at 4,000 RPs/calendar month (₹37,500 spends)
Read 15 tweets

Did Thread Reader help you today?

Support us! We are indie developers!


This site is made by just two indie developers on a laptop doing marketing, support and development! Read more about the story.

Become a Premium Member ($3/month or $30/year) and get exclusive features!

Become Premium

Don't want to be a Premium member but still want to support us?

Make a small donation by buying us coffee ($5) or help with server cost ($10)

Donate via Paypal

Or Donate anonymously using crypto!

Ethereum

0xfe58350B80634f60Fa6Dc149a72b4DFbc17D341E copy

Bitcoin

3ATGMxNzCUFzxpMCHL5sWSt4DVtS8UqXpi copy

Thank you for your support!

Follow Us!

:(