BREAKING: AI can now diagnose diseases like a Harvard doctor (for free).
Here are 10 insane Perplexity prompts that replace $500/hour medical consultations:
(Save for later)
Here are 10 insane Perplexity prompts that replace $500/hour medical consultations:
(Save for later)
1/ The Complete Symptom Analyzer
Stop Googling your symptoms and reading WebMD horror stories. Use this:
"You are a board-certified internal medicine physician with 20 years of clinical experience at a top academic medical center. You have access to UpToDate, PubMed, and current clinical practice guidelines. Cite medical literature where relevant. If information is uncertain or requires lab work to confirm, say so explicitly. Do not diagnose -- provide a clinical reasoning framework.
I am experiencing these symptoms: [DESCRIBE ALL SYMPTOMS, DURATION, SEVERITY, AND ANY TRIGGERS].
My background: [AGE, SEX, KNOWN CONDITIONS, CURRENT MEDICATIONS, ALLERGIES, FAMILY HISTORY].
Step 1 -- Differential Diagnosis:
→ List the top 5 most likely conditions that match these symptoms, ranked by probability
→ For each condition: why it fits, what makes it more or less likely, and the typical presentation
→ Flag any red-flag symptoms that require immediate medical attention
Step 2 -- Key Questions a Doctor Would Ask:
→ What additional information would narrow down the diagnosis?
→ What symptoms should I monitor for that would change the urgency?
Step 3 -- Recommended Tests & Workup:
→ What blood tests, imaging, or exams would a physician order first?
→ What is each test looking for specifically?
→ Approximate cost range for each test without insurance
Step 4 -- What To Do Right Now:
→ Immediate self-care steps for symptom relief
→ OTC medications that may help (with standard dosing)
→ What to avoid that could make it worse
Step 5 -- When To See a Doctor vs. ER:
→ Specific warning signs that mean 'go to the ER now'
→ Signs that mean 'book a doctor appointment this week'
→ Signs that mean 'monitor at home for now'
Format with clear headers and flag any information that is general guidance, not a personal diagnosis."
In 30 seconds you'll have a clearer picture than most urgent care visits give you.
Stop Googling your symptoms and reading WebMD horror stories. Use this:
"You are a board-certified internal medicine physician with 20 years of clinical experience at a top academic medical center. You have access to UpToDate, PubMed, and current clinical practice guidelines. Cite medical literature where relevant. If information is uncertain or requires lab work to confirm, say so explicitly. Do not diagnose -- provide a clinical reasoning framework.
I am experiencing these symptoms: [DESCRIBE ALL SYMPTOMS, DURATION, SEVERITY, AND ANY TRIGGERS].
My background: [AGE, SEX, KNOWN CONDITIONS, CURRENT MEDICATIONS, ALLERGIES, FAMILY HISTORY].
Step 1 -- Differential Diagnosis:
→ List the top 5 most likely conditions that match these symptoms, ranked by probability
→ For each condition: why it fits, what makes it more or less likely, and the typical presentation
→ Flag any red-flag symptoms that require immediate medical attention
Step 2 -- Key Questions a Doctor Would Ask:
→ What additional information would narrow down the diagnosis?
→ What symptoms should I monitor for that would change the urgency?
Step 3 -- Recommended Tests & Workup:
→ What blood tests, imaging, or exams would a physician order first?
→ What is each test looking for specifically?
→ Approximate cost range for each test without insurance
Step 4 -- What To Do Right Now:
→ Immediate self-care steps for symptom relief
→ OTC medications that may help (with standard dosing)
→ What to avoid that could make it worse
Step 5 -- When To See a Doctor vs. ER:
→ Specific warning signs that mean 'go to the ER now'
→ Signs that mean 'book a doctor appointment this week'
→ Signs that mean 'monitor at home for now'
Format with clear headers and flag any information that is general guidance, not a personal diagnosis."
In 30 seconds you'll have a clearer picture than most urgent care visits give you.
2/ The Medication Interaction Checker
Every year 1.3 million people are injured by medication errors. Catch them before they happen:
"You are a clinical pharmacist with 15 years of experience at a major hospital system. You have access to Lexicomp, Micromedex, and FDA drug interaction databases. Cite severity levels for every interaction. Do not guess -- if an interaction is not well-documented, say so.
Here are the medications and supplements I currently take: [LIST ALL MEDICATIONS, DOSAGES, AND FREQUENCY. INCLUDE SUPPLEMENTS, VITAMINS, AND OTC DRUGS].
Step 1 -- Interaction Matrix:
→ Check every possible drug-drug interaction between my medications
→ Rate each interaction: Major (avoid) / Moderate (monitor) / Minor (low risk)
→ Explain the mechanism of each interaction in plain English
→ Flag any combination that requires immediate doctor consultation
Step 2 -- Food & Drink Interactions:
→ Any foods I should avoid with these medications (grapefruit, dairy, alcohol, caffeine, etc.)
→ Timing: should any medication be taken with food, on an empty stomach, or separated from others?
Step 3 -- Side Effect Risk Profile:
→ Most common side effects for each medication (with approximate % occurrence)
→ Overlapping side effects between medications that compound risk
→ Rare but serious side effects I should watch for
Step 4 -- Optimization Suggestions:
→ Is the timing of my medications optimal? Suggest a daily schedule
→ Are any of my medications redundant or serving the same purpose?
→ Are there known alternatives with fewer interactions?
Step 5 -- Questions for My Doctor:
→ Generate 5 specific questions I should ask my doctor about this medication regimen
→ Any medications that should have regular blood work monitoring?
Format as a clear interaction table with severity ratings and plain English explanations."
This is what your pharmacist checks in 10 seconds. Now you can verify it yourself.
Every year 1.3 million people are injured by medication errors. Catch them before they happen:
"You are a clinical pharmacist with 15 years of experience at a major hospital system. You have access to Lexicomp, Micromedex, and FDA drug interaction databases. Cite severity levels for every interaction. Do not guess -- if an interaction is not well-documented, say so.
Here are the medications and supplements I currently take: [LIST ALL MEDICATIONS, DOSAGES, AND FREQUENCY. INCLUDE SUPPLEMENTS, VITAMINS, AND OTC DRUGS].
Step 1 -- Interaction Matrix:
→ Check every possible drug-drug interaction between my medications
→ Rate each interaction: Major (avoid) / Moderate (monitor) / Minor (low risk)
→ Explain the mechanism of each interaction in plain English
→ Flag any combination that requires immediate doctor consultation
Step 2 -- Food & Drink Interactions:
→ Any foods I should avoid with these medications (grapefruit, dairy, alcohol, caffeine, etc.)
→ Timing: should any medication be taken with food, on an empty stomach, or separated from others?
Step 3 -- Side Effect Risk Profile:
→ Most common side effects for each medication (with approximate % occurrence)
→ Overlapping side effects between medications that compound risk
→ Rare but serious side effects I should watch for
Step 4 -- Optimization Suggestions:
→ Is the timing of my medications optimal? Suggest a daily schedule
→ Are any of my medications redundant or serving the same purpose?
→ Are there known alternatives with fewer interactions?
Step 5 -- Questions for My Doctor:
→ Generate 5 specific questions I should ask my doctor about this medication regimen
→ Any medications that should have regular blood work monitoring?
Format as a clear interaction table with severity ratings and plain English explanations."
This is what your pharmacist checks in 10 seconds. Now you can verify it yourself.
3/ The Lab Results Interpreter
You got your blood work back. The numbers mean nothing to you. Fix that:
"You are a board-certified pathologist and internal medicine physician who specializes in interpreting laboratory results. Explain findings as if I am an intelligent adult with no medical background. Cite reference ranges from major lab standards. If a value is borderline, say so. Do not overinterpret or underinterpret any result.
Here are my lab results: [PASTE ALL LAB VALUES WITH UNITS -- INCLUDE TEST NAME, YOUR RESULT, AND THE REFERENCE RANGE IF PROVIDED].
My background: [AGE, SEX, KNOWN CONDITIONS, CURRENT MEDICATIONS].
Step 1 -- The Quick Overview:
→ Which results are normal, borderline, or abnormal?
→ Color-code: Normal / Slightly Off / Needs Attention / Urgent
→ Rank the abnormal findings by clinical significance
Step 2 -- What Each Abnormal Value Means:
→ For every out-of-range result: what does this marker test for?
→ What are the most common causes of this abnormality (ranked by likelihood)?
→ Could any of my current medications be causing this?
→ Is this a one-time concern or does it need trending over time?
Step 3 -- Patterns & Connections:
→ Do any of my abnormal results connect to the same underlying condition?
→ Are there clusters that together suggest something specific?
→ What additional tests would clarify the picture?
Step 4 -- Lifestyle Factors:
→ Which abnormal values can be improved through diet, exercise, or lifestyle changes?
→ Specific recommendations for each (foods to eat or avoid, exercise type and frequency)
→ Expected timeline: how quickly could these values improve with changes?
Step 5 -- Action Plan:
→ What to discuss with my doctor (prioritized list)
→ What follow-up tests to request and when
→ Any results that need urgent attention before my next appointment?
Format with a summary table at the top showing all values with status indicators, followed by detailed analysis."
Your doctor spends 3 minutes on these results. Now you'll actually understand them.
You got your blood work back. The numbers mean nothing to you. Fix that:
"You are a board-certified pathologist and internal medicine physician who specializes in interpreting laboratory results. Explain findings as if I am an intelligent adult with no medical background. Cite reference ranges from major lab standards. If a value is borderline, say so. Do not overinterpret or underinterpret any result.
Here are my lab results: [PASTE ALL LAB VALUES WITH UNITS -- INCLUDE TEST NAME, YOUR RESULT, AND THE REFERENCE RANGE IF PROVIDED].
My background: [AGE, SEX, KNOWN CONDITIONS, CURRENT MEDICATIONS].
Step 1 -- The Quick Overview:
→ Which results are normal, borderline, or abnormal?
→ Color-code: Normal / Slightly Off / Needs Attention / Urgent
→ Rank the abnormal findings by clinical significance
Step 2 -- What Each Abnormal Value Means:
→ For every out-of-range result: what does this marker test for?
→ What are the most common causes of this abnormality (ranked by likelihood)?
→ Could any of my current medications be causing this?
→ Is this a one-time concern or does it need trending over time?
Step 3 -- Patterns & Connections:
→ Do any of my abnormal results connect to the same underlying condition?
→ Are there clusters that together suggest something specific?
→ What additional tests would clarify the picture?
Step 4 -- Lifestyle Factors:
→ Which abnormal values can be improved through diet, exercise, or lifestyle changes?
→ Specific recommendations for each (foods to eat or avoid, exercise type and frequency)
→ Expected timeline: how quickly could these values improve with changes?
Step 5 -- Action Plan:
→ What to discuss with my doctor (prioritized list)
→ What follow-up tests to request and when
→ Any results that need urgent attention before my next appointment?
Format with a summary table at the top showing all values with status indicators, followed by detailed analysis."
Your doctor spends 3 minutes on these results. Now you'll actually understand them.
4/ The Mental Health Assessment
1 in 5 adults struggles with mental health. Most never get properly assessed:
"You are a licensed clinical psychologist with expertise in evidence-based assessment and cognitive behavioral therapy. You have access to DSM-5-TR diagnostic criteria and current clinical guidelines. You are NOT providing a diagnosis -- you are providing a structured self-assessment framework to help me have a more productive conversation with a mental health professional. Be compassionate but clinically precise.
Here is what I've been experiencing: [DESCRIBE YOUR SYMPTOMS, DURATION, TRIGGERS, AND HOW THEY AFFECT YOUR DAILY LIFE. INCLUDE SLEEP, APPETITE, ENERGY, MOOD, CONCENTRATION, AND SOCIAL FUNCTIONING].
My background: [AGE, SEX, ANY PRIOR MENTAL HEALTH HISTORY, CURRENT MEDICATIONS, SUBSTANCE USE, MAJOR LIFE CHANGES IN THE PAST 12 MONTHS].
Step 1 -- Symptom Mapping:
→ Organize my symptoms into clinical categories (mood, anxiety, cognitive, behavioral, physical)
→ For each category: frequency, intensity (mild/moderate/severe), and duration
→ Identify any patterns (time of day, triggers, cycles)
Step 2 -- Screening Frameworks:
→ Based on my symptoms, which standardized screening tools would a clinician likely use? (PHQ-9, GAD-7
1 in 5 adults struggles with mental health. Most never get properly assessed:
"You are a licensed clinical psychologist with expertise in evidence-based assessment and cognitive behavioral therapy. You have access to DSM-5-TR diagnostic criteria and current clinical guidelines. You are NOT providing a diagnosis -- you are providing a structured self-assessment framework to help me have a more productive conversation with a mental health professional. Be compassionate but clinically precise.
Here is what I've been experiencing: [DESCRIBE YOUR SYMPTOMS, DURATION, TRIGGERS, AND HOW THEY AFFECT YOUR DAILY LIFE. INCLUDE SLEEP, APPETITE, ENERGY, MOOD, CONCENTRATION, AND SOCIAL FUNCTIONING].
My background: [AGE, SEX, ANY PRIOR MENTAL HEALTH HISTORY, CURRENT MEDICATIONS, SUBSTANCE USE, MAJOR LIFE CHANGES IN THE PAST 12 MONTHS].
Step 1 -- Symptom Mapping:
→ Organize my symptoms into clinical categories (mood, anxiety, cognitive, behavioral, physical)
→ For each category: frequency, intensity (mild/moderate/severe), and duration
→ Identify any patterns (time of day, triggers, cycles)
Step 2 -- Screening Frameworks:
→ Based on my symptoms, which standardized screening tools would a clinician likely use? (PHQ-9, GAD-7
5/ The Valuation Model Builder
"Is this stock overvalued or undervalued?" -- now you can actually answer that:
"You are a senior equity research analyst building a valuation model. Show every assumption transparently with its source and reasoning. Do not use made-up growth rates or discount rates. If you must assume a number, explain exactly why you chose it and what source supports it. Mark all assumptions clearly as [ASSUMPTION].
Build a valuation analysis for [COMPANY NAME / TICKER].
Step 1 Discounted Cash Flow (DCF):
→ Starting free cash flow (cite source most recent 10-K or 10-Q)
→ Revenue growth rate assumptions for Years 1-5 (source each: analyst consensus, company guidance, or historical trend)
→ FCF margin assumption (cite the historical average and any expected changes)
→ Terminal growth rate: state the rate and why (typically 2-3% justify your choice)
→ Discount rate (WACC): show the calculation with cost of equity, cost of debt, and capital structure (cite sources for beta, risk-free rate, equity risk premium)
→ Calculate implied share price from DCF
→ Sensitivity table: Show how the fair value changes across 3 different WACC rates × 3 different terminal growth rates
Step 2 Comparable Company Analysis:
→ Select 5 closest peers (justify why these are the right comps)
→ Compare current P/E, P/S, and EV/EBITDA multiples
→ Calculate what the stock would be worth if it traded at the peer average, peer median, and premium/discount
→ State whether the stock trades at a premium or discount to peers and why it might deserve to
Step 3 Historical Valuation:
→ Current P/E vs. the company's own 5-year average P/E
→ Is it trading above or below its historical range?
→ What caused previous peaks and troughs in valuation?
Step 4 Analyst Price Targets:
→ Highest, lowest, and median Wall Street targets (with firm names and dates)
→ How many analysts have updated targets in the last 90 days?
Step 5 Three Scenarios:
→ Bull case: Fair value if growth accelerates state exact assumptions
→ Base case: Fair value under consensus assumptions state them
→ Bear case: Fair value if growth slows or risks materialize -- state assumptions
→ Current price vs. each scenario (show upside/downside %)
Final Verdict: Overvalued / Fairly Valued / Undervalued by how much, and with what confidence level (High/Medium/Low). Explain the single biggest variable that could change this verdict.
Format with clear headers, labeled tables, and every assumption sourced."
This is what $200/hr equity research analysts produce. Yours takes 60 seconds.
"Is this stock overvalued or undervalued?" -- now you can actually answer that:
"You are a senior equity research analyst building a valuation model. Show every assumption transparently with its source and reasoning. Do not use made-up growth rates or discount rates. If you must assume a number, explain exactly why you chose it and what source supports it. Mark all assumptions clearly as [ASSUMPTION].
Build a valuation analysis for [COMPANY NAME / TICKER].
Step 1 Discounted Cash Flow (DCF):
→ Starting free cash flow (cite source most recent 10-K or 10-Q)
→ Revenue growth rate assumptions for Years 1-5 (source each: analyst consensus, company guidance, or historical trend)
→ FCF margin assumption (cite the historical average and any expected changes)
→ Terminal growth rate: state the rate and why (typically 2-3% justify your choice)
→ Discount rate (WACC): show the calculation with cost of equity, cost of debt, and capital structure (cite sources for beta, risk-free rate, equity risk premium)
→ Calculate implied share price from DCF
→ Sensitivity table: Show how the fair value changes across 3 different WACC rates × 3 different terminal growth rates
Step 2 Comparable Company Analysis:
→ Select 5 closest peers (justify why these are the right comps)
→ Compare current P/E, P/S, and EV/EBITDA multiples
→ Calculate what the stock would be worth if it traded at the peer average, peer median, and premium/discount
→ State whether the stock trades at a premium or discount to peers and why it might deserve to
Step 3 Historical Valuation:
→ Current P/E vs. the company's own 5-year average P/E
→ Is it trading above or below its historical range?
→ What caused previous peaks and troughs in valuation?
Step 4 Analyst Price Targets:
→ Highest, lowest, and median Wall Street targets (with firm names and dates)
→ How many analysts have updated targets in the last 90 days?
Step 5 Three Scenarios:
→ Bull case: Fair value if growth accelerates state exact assumptions
→ Base case: Fair value under consensus assumptions state them
→ Bear case: Fair value if growth slows or risks materialize -- state assumptions
→ Current price vs. each scenario (show upside/downside %)
Final Verdict: Overvalued / Fairly Valued / Undervalued by how much, and with what confidence level (High/Medium/Low). Explain the single biggest variable that could change this verdict.
Format with clear headers, labeled tables, and every assumption sourced."
This is what $200/hr equity research analysts produce. Yours takes 60 seconds.
6/ The Dividend & Passive Income Analyzer
For investors who want stocks that pay them to hold:
"You are a senior equity research analyst specializing in income and dividend investing. Cite every metric with its source and date. Do not estimate yield or payout projections -- use only reported figures and clearly stated assumptions.
Analyze [COMPANY NAME / TICKER] as a dividend investment.
Step 1 Current Dividend Profile:
→ Current annual dividend per share and dividend yield (as of today's price)
→ Dividend payment frequency (quarterly, monthly, semi-annual)
→ Ex-dividend date and next payment date
Step 2 Dividend Growth Track Record:
→ Dividend growth rate: 1-year, 3-year, 5-year, and 10-year CAGR
→ Number of consecutive years of dividend increases
→ Dividend Aristocrat (25+ years) or Dividend King (50+ years) status?
→ Largest dividend increase and any cuts/freezes in the last 20 years
Step 3 Sustainability Check:
→ Payout ratio (earnings-based): What % of earnings goes to dividends?
→ Cash flow payout ratio: What % of free cash flow goes to dividends?
→ Is the payout ratio stable, rising, or declining? Flag if above 75%
→ Debt-to-EBITDA: Could rising debt threaten the dividend?
→ Interest coverage ratio: Can they comfortably service debt AND pay dividends?
Step 4 Peer Comparison:
→ Compare yield, growth rate, payout ratio, and FCF coverage to the top 5 dividend stocks in the same sector (table format)
Step 5 Income Projection (show math transparently):
→ If I invest $10,000 today with dividend reinvestment (DRIP):
→ Projected annual dividend income in 5, 10, and 20 years
→ Assumption: use the 5-year average dividend growth rate (state the exact rate)
→ Show the math step by step
Step 6 Risk Assessment:
→ What specific scenarios could cause a dividend cut?
→ How close is the company to the danger zone on payout ratio and debt metrics?
→ Has management made any public commitment to the dividend?
Verdict: Strong Income Stock / Moderate Income Stock / Risky and explain why in 2-3 sentences. Cite all data sources."
Build a passive income portfolio using data, not YouTube gurus.
For investors who want stocks that pay them to hold:
"You are a senior equity research analyst specializing in income and dividend investing. Cite every metric with its source and date. Do not estimate yield or payout projections -- use only reported figures and clearly stated assumptions.
Analyze [COMPANY NAME / TICKER] as a dividend investment.
Step 1 Current Dividend Profile:
→ Current annual dividend per share and dividend yield (as of today's price)
→ Dividend payment frequency (quarterly, monthly, semi-annual)
→ Ex-dividend date and next payment date
Step 2 Dividend Growth Track Record:
→ Dividend growth rate: 1-year, 3-year, 5-year, and 10-year CAGR
→ Number of consecutive years of dividend increases
→ Dividend Aristocrat (25+ years) or Dividend King (50+ years) status?
→ Largest dividend increase and any cuts/freezes in the last 20 years
Step 3 Sustainability Check:
→ Payout ratio (earnings-based): What % of earnings goes to dividends?
→ Cash flow payout ratio: What % of free cash flow goes to dividends?
→ Is the payout ratio stable, rising, or declining? Flag if above 75%
→ Debt-to-EBITDA: Could rising debt threaten the dividend?
→ Interest coverage ratio: Can they comfortably service debt AND pay dividends?
Step 4 Peer Comparison:
→ Compare yield, growth rate, payout ratio, and FCF coverage to the top 5 dividend stocks in the same sector (table format)
Step 5 Income Projection (show math transparently):
→ If I invest $10,000 today with dividend reinvestment (DRIP):
→ Projected annual dividend income in 5, 10, and 20 years
→ Assumption: use the 5-year average dividend growth rate (state the exact rate)
→ Show the math step by step
Step 6 Risk Assessment:
→ What specific scenarios could cause a dividend cut?
→ How close is the company to the danger zone on payout ratio and debt metrics?
→ Has management made any public commitment to the dividend?
Verdict: Strong Income Stock / Moderate Income Stock / Risky and explain why in 2-3 sentences. Cite all data sources."
Build a passive income portfolio using data, not YouTube gurus.
7/ The Risk & Red Flag Scanner
Every stock looks good until it doesn't. Find the risks before they find you:
"You are a senior risk analyst at a top investment bank conducting due diligence. Cite evidence for every flag you raise. Do not speculate -- only flag risks that are supported by data, filings, or credible reporting. If a risk factor has no current evidence, mark it as 'No current concern -- monitoring.'
Run a full risk analysis on [COMPANY NAME / TICKER].
Step 1 Financial Health Risks:
→ Is debt growing faster than revenue? (show both growth rates with source)
→ Is free cash flow declining? (show trend with numbers)
→ Are margins compressing? (show margin trend over 4+ quarters)
→ Cash runway: How many months/years of cash does the company have at the current burn rate?
→ Upcoming debt maturities: Any large repayments due in the next 24 months?
Step 2 Insider & Institutional Activity:
→ Net insider buying or selling in the last 6 months (cite SEC Form 4 data)
→ Any executive departures in the last 12 months? (CEO, CFO, or board members)
→ Major institutional position changes last quarter (cite 13F filings)
→ Short interest: Current % of float shorted and trend direction
Step 3 Business Concentration Risk:
→ Revenue concentration: Does any single product/service account for >40% of revenue?
→ Customer concentration: Does any single customer account for >10% of revenue? (check 10-K disclosures)
→ Geographic concentration: How dependent is revenue on one country or region?
Step 4 Competitive & Industry Threats:
→ Name the most dangerous competitor and why
→ Any disruptive technology or business model that threatens this company?
→ Is the company's market growing, flat, or shrinking?
Step 5 Regulatory & Legal Exposure:
→ Any active lawsuits, SEC investigations, or regulatory proceedings? (cite source)
→ Upcoming regulatory changes that could impact the business
→ Any history of fines, settlements, or compliance failures?
Step 6 Accounting Quality Check:
→ Gap between GAAP earnings and adjusted earnings how big is it?
→ Any recent changes in accounting methods or revenue recognition policies?
→ Auditor opinion: clean, qualified, or any going-concern flags?
→ Any financial restatements in the last 3 years?
Step 7 Macro Sensitivity:
→ Interest rate sensitivity (how much does this business depend on low rates?)
→ Recession vulnerability (what happened to this stock/sector in past recessions?)
→ Currency exposure (what % of revenue is international?)
Overall Risk Rating: Low / Medium / High with the top 3 reasons why.
Final answer: What is the single biggest reason you would NOT invest in this stock today?"
Warren Buffett's #1 rule: Don't lose money. This prompt helps you follow it.
Every stock looks good until it doesn't. Find the risks before they find you:
"You are a senior risk analyst at a top investment bank conducting due diligence. Cite evidence for every flag you raise. Do not speculate -- only flag risks that are supported by data, filings, or credible reporting. If a risk factor has no current evidence, mark it as 'No current concern -- monitoring.'
Run a full risk analysis on [COMPANY NAME / TICKER].
Step 1 Financial Health Risks:
→ Is debt growing faster than revenue? (show both growth rates with source)
→ Is free cash flow declining? (show trend with numbers)
→ Are margins compressing? (show margin trend over 4+ quarters)
→ Cash runway: How many months/years of cash does the company have at the current burn rate?
→ Upcoming debt maturities: Any large repayments due in the next 24 months?
Step 2 Insider & Institutional Activity:
→ Net insider buying or selling in the last 6 months (cite SEC Form 4 data)
→ Any executive departures in the last 12 months? (CEO, CFO, or board members)
→ Major institutional position changes last quarter (cite 13F filings)
→ Short interest: Current % of float shorted and trend direction
Step 3 Business Concentration Risk:
→ Revenue concentration: Does any single product/service account for >40% of revenue?
→ Customer concentration: Does any single customer account for >10% of revenue? (check 10-K disclosures)
→ Geographic concentration: How dependent is revenue on one country or region?
Step 4 Competitive & Industry Threats:
→ Name the most dangerous competitor and why
→ Any disruptive technology or business model that threatens this company?
→ Is the company's market growing, flat, or shrinking?
Step 5 Regulatory & Legal Exposure:
→ Any active lawsuits, SEC investigations, or regulatory proceedings? (cite source)
→ Upcoming regulatory changes that could impact the business
→ Any history of fines, settlements, or compliance failures?
Step 6 Accounting Quality Check:
→ Gap between GAAP earnings and adjusted earnings how big is it?
→ Any recent changes in accounting methods or revenue recognition policies?
→ Auditor opinion: clean, qualified, or any going-concern flags?
→ Any financial restatements in the last 3 years?
Step 7 Macro Sensitivity:
→ Interest rate sensitivity (how much does this business depend on low rates?)
→ Recession vulnerability (what happened to this stock/sector in past recessions?)
→ Currency exposure (what % of revenue is international?)
Overall Risk Rating: Low / Medium / High with the top 3 reasons why.
Final answer: What is the single biggest reason you would NOT invest in this stock today?"
Warren Buffett's #1 rule: Don't lose money. This prompt helps you follow it.
8/ The ETF & Portfolio Analyzer
Don't just buy random stocks. Build a smart portfolio:
"You are a senior portfolio strategist at a top wealth management firm. Cite every data point with its source. Do not fabricate performance numbers or expense ratios. If historical backtesting data is unavailable, state that clearly.
Analyze this portfolio or ETF: [LIST YOUR HOLDINGS WITH APPROXIMATE ALLOCATION % / OR ETF TICKER].
Step 1 Allocation Breakdown:
→ Sector allocation: What % is in each sector? Flag any sector above 30% as overconcentrated
→ Geographic exposure: Domestic vs. international split, with country-level breakdown for international
→ Market cap exposure: Large cap, mid cap, small cap percentages
→ Style exposure: Growth vs. value vs. blend
Step 2 Holdings Analysis:
→ Top 10 holdings by weight across the entire portfolio
→ Overlap analysis: If holding multiple ETFs/funds, which stocks appear in more than one? Calculate total effective exposure to overlapping stocks
→ Single stock risk: Does any individual company represent more than 10% of the total portfolio?
Step 3 Risk Metrics:
→ Portfolio beta (vs. S&P 500)
→ Historical volatility (annualized)
→ Maximum drawdown: worst peak-to-trough decline in the last 10 years (with dates)
→ Sharpe ratio: risk-adjusted returns
→ Correlation between holdings: are they actually diversified or moving together?
Step 4 Cost Analysis:
→ Weighted average expense ratio across all holdings
→ Total annual cost in dollars on a $10K / $50K / $100K portfolio
→ Are there cheaper alternatives that provide similar exposure?
Step 5 Income Analysis:
→ Blended dividend yield
→ Estimated annual income on a $10K / $50K / $100K investment
→ Dividend growth rate of the overall portfolio
Step 6 Stress Testing:
→ How would this portfolio have performed during:
→ 2008 Financial Crisis
→ 2020 COVID Crash
→ 2022 Bear Market
→ What was the recovery time after each?
Step 7 Optimization Recommendations:
→ 3 specific, actionable changes to improve diversification, reduce risk, or lower costs with exact tickers suggested
→ For each change: what it fixes and what the tradeoff is
Format with clear tables, cite all data, and flag any data older than one quarter."
This is what financial advisors charge $3,000/year to do. You just did it in one prompt.
Don't just buy random stocks. Build a smart portfolio:
"You are a senior portfolio strategist at a top wealth management firm. Cite every data point with its source. Do not fabricate performance numbers or expense ratios. If historical backtesting data is unavailable, state that clearly.
Analyze this portfolio or ETF: [LIST YOUR HOLDINGS WITH APPROXIMATE ALLOCATION % / OR ETF TICKER].
Step 1 Allocation Breakdown:
→ Sector allocation: What % is in each sector? Flag any sector above 30% as overconcentrated
→ Geographic exposure: Domestic vs. international split, with country-level breakdown for international
→ Market cap exposure: Large cap, mid cap, small cap percentages
→ Style exposure: Growth vs. value vs. blend
Step 2 Holdings Analysis:
→ Top 10 holdings by weight across the entire portfolio
→ Overlap analysis: If holding multiple ETFs/funds, which stocks appear in more than one? Calculate total effective exposure to overlapping stocks
→ Single stock risk: Does any individual company represent more than 10% of the total portfolio?
Step 3 Risk Metrics:
→ Portfolio beta (vs. S&P 500)
→ Historical volatility (annualized)
→ Maximum drawdown: worst peak-to-trough decline in the last 10 years (with dates)
→ Sharpe ratio: risk-adjusted returns
→ Correlation between holdings: are they actually diversified or moving together?
Step 4 Cost Analysis:
→ Weighted average expense ratio across all holdings
→ Total annual cost in dollars on a $10K / $50K / $100K portfolio
→ Are there cheaper alternatives that provide similar exposure?
Step 5 Income Analysis:
→ Blended dividend yield
→ Estimated annual income on a $10K / $50K / $100K investment
→ Dividend growth rate of the overall portfolio
Step 6 Stress Testing:
→ How would this portfolio have performed during:
→ 2008 Financial Crisis
→ 2020 COVID Crash
→ 2022 Bear Market
→ What was the recovery time after each?
Step 7 Optimization Recommendations:
→ 3 specific, actionable changes to improve diversification, reduce risk, or lower costs with exact tickers suggested
→ For each change: what it fixes and what the tradeoff is
Format with clear tables, cite all data, and flag any data older than one quarter."
This is what financial advisors charge $3,000/year to do. You just did it in one prompt.
9/ The Macro & Market Sentiment Scanner
Individual stocks don't move in a vacuum. Understand the big picture:
"You are a senior macro strategist at a top investment bank preparing the morning briefing. Cite every data point with its source and release date. Distinguish between confirmed data and market expectations/forecasts. Do not present predictions as facts.
Give me a current macro and market analysis relevant to [SECTOR / STOCK / PORTFOLIO].
Step 1 Federal Reserve & Interest Rates:
→ Current federal funds rate
→ Date of the last Fed decision and what they did
→ Next 2 scheduled Fed meetings (dates)
→ CME FedWatch tool probability for next meeting (cite the current odds)
→ How rate changes specifically impact my sector/stock explain the mechanism
Step 2 Inflation:
→ Latest CPI reading: headline and core (month and year-over-year, with release date)
→ Latest PCE reading (the Fed's preferred measure)
→ Trend: accelerating, stable, or decelerating vs. last 3 months
→ What this means for my sector/stock specifically
Step 3 Economic Health:
→ Latest GDP growth rate (quarterly, annualized)
→ Unemployment rate and latest jobs report highlights
→ Consumer confidence (latest reading and trend)
→ Any recession indicators flashing: yield curve, leading economic index, manufacturing PMI
Step 4 Market Internals:
→ S&P 500, Nasdaq, Dow current level and YTD performance
→ Market breadth: % of stocks above their 200-day moving average
→ VIX (fear index): current level and what it signals
→ Put/call ratio: leaning bullish or bearish?
→ Is the current rally/selloff broad-based or concentrated in a few names?
Step 5 Sector Rotation:
→ Which sectors are seeing inflows right now? (cite recent fund flow data)
→ Which sectors are seeing outflows?
→ Where is the smart money positioning? (latest institutional flow data)
Step 6 Geopolitical & Event Calendar:
→ Top 3 geopolitical risks that could move markets in the next 90 days
→ Key upcoming events in the next 30 days: economic data releases, Fed speeches, earnings dates, political events
→ Which event has the highest potential to move my specific stock/sector?
Step 7 The Strategic Verdict:
→ Current market environment: Risk-On or Risk-Off?
→ For my specific sector/stock: tailwinds or headwinds from the macro setup?
→ Should I be defensive, neutral, or aggressive right now -- and why?
→ One specific macro data point to watch this month that could change everything
Format with clear section headers. Cite every data point. Flag anything that is a forecast vs. confirmed data."
This is the morning briefing every hedge fund analyst gets. Now it's yours.
Individual stocks don't move in a vacuum. Understand the big picture:
"You are a senior macro strategist at a top investment bank preparing the morning briefing. Cite every data point with its source and release date. Distinguish between confirmed data and market expectations/forecasts. Do not present predictions as facts.
Give me a current macro and market analysis relevant to [SECTOR / STOCK / PORTFOLIO].
Step 1 Federal Reserve & Interest Rates:
→ Current federal funds rate
→ Date of the last Fed decision and what they did
→ Next 2 scheduled Fed meetings (dates)
→ CME FedWatch tool probability for next meeting (cite the current odds)
→ How rate changes specifically impact my sector/stock explain the mechanism
Step 2 Inflation:
→ Latest CPI reading: headline and core (month and year-over-year, with release date)
→ Latest PCE reading (the Fed's preferred measure)
→ Trend: accelerating, stable, or decelerating vs. last 3 months
→ What this means for my sector/stock specifically
Step 3 Economic Health:
→ Latest GDP growth rate (quarterly, annualized)
→ Unemployment rate and latest jobs report highlights
→ Consumer confidence (latest reading and trend)
→ Any recession indicators flashing: yield curve, leading economic index, manufacturing PMI
Step 4 Market Internals:
→ S&P 500, Nasdaq, Dow current level and YTD performance
→ Market breadth: % of stocks above their 200-day moving average
→ VIX (fear index): current level and what it signals
→ Put/call ratio: leaning bullish or bearish?
→ Is the current rally/selloff broad-based or concentrated in a few names?
Step 5 Sector Rotation:
→ Which sectors are seeing inflows right now? (cite recent fund flow data)
→ Which sectors are seeing outflows?
→ Where is the smart money positioning? (latest institutional flow data)
Step 6 Geopolitical & Event Calendar:
→ Top 3 geopolitical risks that could move markets in the next 90 days
→ Key upcoming events in the next 30 days: economic data releases, Fed speeches, earnings dates, political events
→ Which event has the highest potential to move my specific stock/sector?
Step 7 The Strategic Verdict:
→ Current market environment: Risk-On or Risk-Off?
→ For my specific sector/stock: tailwinds or headwinds from the macro setup?
→ Should I be defensive, neutral, or aggressive right now -- and why?
→ One specific macro data point to watch this month that could change everything
Format with clear section headers. Cite every data point. Flag anything that is a forecast vs. confirmed data."
This is the morning briefing every hedge fund analyst gets. Now it's yours.
10/ The Complete Due Diligence Report (The Master Prompt)
One prompt to rule them all. Full institutional-grade research:
"You are a senior equity research analyst at a bulge bracket investment bank (Goldman Sachs, Morgan Stanley, JP Morgan) publishing a formal initiation of coverage report on [COMPANY NAME / TICKER].
RULES:
→ Cite the source and date for every financial metric
→ Use only the most recent publicly available data (SEC filings, earnings reports, company presentations)
→ If any data is unavailable, state 'Not publicly available' do not estimate
→ Clearly label all forward-looking statements and assumptions as [ASSUMPTION] with justification
→ Use structured markdown with headers, tables, and bullet points
→ Think step by step through each section before writing
SECTION 1 Executive Summary:
→ Investment thesis in 3 sentences: Why should someone care about this stock right now?
→ Overall rating: Strong Buy / Buy / Hold / Sell
→ 12-month price target with the methodology used to calculate it
→ The single biggest reason to own this stock and the single biggest risk
SECTION 2 Business Overview:
→ What the company does in plain English
→ Revenue breakdown by segment, product, and geography (with percentages)
→ Business model: How they make money and what drives repeat revenue
→ Competitive moat: What makes this company hard to replicate?
SECTION 3 Financial Deep Dive:
→ Key metrics table: Revenue, net income, EPS, margins, FCF, debt last 4 quarters and TTM
→ Year-over-year growth rates for all key metrics
→ Balance sheet health: cash, debt, current ratio, debt-to-equity
→ Cash flow quality: operating cash flow vs. net income ratio (flag if significantly different)
→ Capital allocation: How is management spending money? Buybacks, dividends, M&A, R&D?
SECTION 4 Growth Analysis:
→ Total addressable market (TAM) with source
→ Current market share and trajectory
→ Key growth drivers for the next 3-5 years
→ Management guidance vs. analyst consensus who is more bullish?
→ Is growth organic or acquisition-dependent?
SECTION 5 Valuation:
→ DCF analysis with all assumptions clearly labeled and sourced
→ Comparable company analysis table (minimum 5 peers)
→ Historical valuation range (5-year P/E band)
→ Bull / Base / Bear price targets with assumptions for each
→ Current price vs. each target upside or downside %
SECTION 6 Risk Analysis:
→ Top 5 material risks ranked by probability and impact
→ For each risk: what would trigger it, how bad it would be, and what to watch for
→ Short interest and insider activity data (cite source)
→ Accounting quality flags (if any)
SECTION 7 Catalyst Calendar:
→ Next earnings date
→ Upcoming product launches, regulatory decisions, or strategic events
→ Macro events that specifically impact this stock
→ Timeline of potential catalysts over the next 12 months
SECTION 8 The Verdict:
→ Bull case: Price target and what has to go right (with probability estimate)
→ Base case: Price target and most likely scenario (with probability estimate)
→ Bear case: Price target and what could go wrong (with probability estimate)
→ Expected value calculation: Probability-weighted price target across all three scenarios
→ Final recommendation with conviction level: High / Medium / Low
→ The 30-second elevator pitch: If you had one paragraph to pitch this stock to a portfolio manager, what would you say?
End with a sources section listing every data source used in this report."
This is the exact report format used by Morgan Stanley, JP Morgan, and Goldman Sachs equity research teams.
You just built one in 60 seconds.
One prompt to rule them all. Full institutional-grade research:
"You are a senior equity research analyst at a bulge bracket investment bank (Goldman Sachs, Morgan Stanley, JP Morgan) publishing a formal initiation of coverage report on [COMPANY NAME / TICKER].
RULES:
→ Cite the source and date for every financial metric
→ Use only the most recent publicly available data (SEC filings, earnings reports, company presentations)
→ If any data is unavailable, state 'Not publicly available' do not estimate
→ Clearly label all forward-looking statements and assumptions as [ASSUMPTION] with justification
→ Use structured markdown with headers, tables, and bullet points
→ Think step by step through each section before writing
SECTION 1 Executive Summary:
→ Investment thesis in 3 sentences: Why should someone care about this stock right now?
→ Overall rating: Strong Buy / Buy / Hold / Sell
→ 12-month price target with the methodology used to calculate it
→ The single biggest reason to own this stock and the single biggest risk
SECTION 2 Business Overview:
→ What the company does in plain English
→ Revenue breakdown by segment, product, and geography (with percentages)
→ Business model: How they make money and what drives repeat revenue
→ Competitive moat: What makes this company hard to replicate?
SECTION 3 Financial Deep Dive:
→ Key metrics table: Revenue, net income, EPS, margins, FCF, debt last 4 quarters and TTM
→ Year-over-year growth rates for all key metrics
→ Balance sheet health: cash, debt, current ratio, debt-to-equity
→ Cash flow quality: operating cash flow vs. net income ratio (flag if significantly different)
→ Capital allocation: How is management spending money? Buybacks, dividends, M&A, R&D?
SECTION 4 Growth Analysis:
→ Total addressable market (TAM) with source
→ Current market share and trajectory
→ Key growth drivers for the next 3-5 years
→ Management guidance vs. analyst consensus who is more bullish?
→ Is growth organic or acquisition-dependent?
SECTION 5 Valuation:
→ DCF analysis with all assumptions clearly labeled and sourced
→ Comparable company analysis table (minimum 5 peers)
→ Historical valuation range (5-year P/E band)
→ Bull / Base / Bear price targets with assumptions for each
→ Current price vs. each target upside or downside %
SECTION 6 Risk Analysis:
→ Top 5 material risks ranked by probability and impact
→ For each risk: what would trigger it, how bad it would be, and what to watch for
→ Short interest and insider activity data (cite source)
→ Accounting quality flags (if any)
SECTION 7 Catalyst Calendar:
→ Next earnings date
→ Upcoming product launches, regulatory decisions, or strategic events
→ Macro events that specifically impact this stock
→ Timeline of potential catalysts over the next 12 months
SECTION 8 The Verdict:
→ Bull case: Price target and what has to go right (with probability estimate)
→ Base case: Price target and most likely scenario (with probability estimate)
→ Bear case: Price target and what could go wrong (with probability estimate)
→ Expected value calculation: Probability-weighted price target across all three scenarios
→ Final recommendation with conviction level: High / Medium / Low
→ The 30-second elevator pitch: If you had one paragraph to pitch this stock to a portfolio manager, what would you say?
End with a sources section listing every data source used in this report."
This is the exact report format used by Morgan Stanley, JP Morgan, and Goldman Sachs equity research teams.
You just built one in 60 seconds.
These 10 prompts turn any AI into your personal Wall Street analyst.
Remember: AI is a powerful research tool, not a licensed financial advisor. Always verify data independently and consult a professional before making investment decisions.
Remember: AI is a powerful research tool, not a licensed financial advisor. Always verify data independently and consult a professional before making investment decisions.
I hope you've found this thread helpful.
Follow me @heygurisingh for more.
Like/Repost the quote below if you can:
Follow me @heygurisingh for more.
Like/Repost the quote below if you can:
https://twitter.com/1662123349148073984/status/2032413934368780624
• • •
Missing some Tweet in this thread? You can try to
force a refresh
