I just introduced a bill to restrict taxpayer-backed mortgages to U.S. citizens only.
The sole purpose of our housing programs is to help Americans build wealth and achieve the American Dream. Illegal immigration is making that impossible.
A new Federal Reserve study confirmed what every American already knew in their gut.
Illegal immigration drove up your home prices 30% and your rent 20% under Biden.
Biden’s border crisis had a price tag, and you paid it.
Biden flooded this country with millions of illegal aliens between 2021 and 2024 — nearly double legal immigration over the same period.
Every one of them competed with you for a home, and housing supply didn’t follow.
You got priced out of your own country.
And while that was happening, Washington actively made it worse.
The FHA — your taxpayer-backed mortgage program — was handing federally subsidized loans to noncitizens with no permanent legal status.
6% of all FHA-insured mortgages went to noncitizens.
The results speak for themselves.
The average first-time homebuyer is now 40 years old, a record high. Home prices relative to income have nearly doubled since 1976.
Americans aren’t living the American Dream. They’re being priced out of it.
President Trump took the first step by cutting off FHA access for non-permanent residents, but an administrative action can be reversed on day one by the next Democrat president.
My bill makes it permanent.
My Homeownership Eligibility Reform Act locks it into statute — taxpayer-backed mortgages through FHA, Fannie Mae, and Freddie Mac for U.S. citizens only, permanently.
The American Dream belongs to Americans. It’s time Washington started governing like it.
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