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如何早期实现财务自由和退休的策略?
推荐这本《Early retirement extreme》,由 #Jacob Lund Fisker撰写一书。以下是这本书的20个关键点:
早期退休的关键在于 #储蓄 大部分 #收入
通过过简单朴素的生活和减少开支可以实现早期退休。
关注真正让你快乐的事情,而不是购买东西来给别人留下印象。
尽快还清所有债务。
投资于低成本的指数基金,避免主动管理的基金。创建一个多样化的投资组合来降低风险。
创建一个多样化的投资组合来降低风险。
持续学习和扩展你的技能,以增加你的赚钱潜力。
考虑开展副业或小型企业来增加你的收入。
制定预算并跟踪你的开支,以识别可以省钱的领域。
生活在较小的房屋或公寓中以减少住房开支。
避免购买新车,而是购买二手车。
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