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I messed up. I have been stupid with my finances for the past 3 years, as someone who comes from the kind of background I come from it was stupid thing to do

One of the mistakes we make is using the same banks we opened as students, without realizing it might be a costly mistake
One day i sat down and calculated all the monies I had spent on back transfers, card charges, plus how much value my money was losing just by sitting in a bank and I realized I may end up exactly where people in my background were: Struggling to make ends meet, one of my fears
At the end of the day, I am losing money just by keeping it in the traditional banks we know.

Some said "invest" which is good advice, but you can't invest everything you have, you still need to keep some in the banks to move around and stuff.
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