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This pandemic is a harsh reminder that no #healthinsurance is not an option.
Have heard of families getting financially ruined because of COVID related hospitalization cost.
In this thread I'm covering 10 vital aspects to consider before buying Health Insurance Policy.
Have heard of families getting financially ruined because of COVID related hospitalization cost.
In this thread I'm covering 10 vital aspects to consider before buying Health Insurance Policy.
1. Maximum Coverage
There are several crucial points like the room rent, ambulance cover, etc. which have an expense limit associated with it in TnC of the policy.
Choose a plan which covers all the essential pointers and an extensive range of diseases.
There are several crucial points like the room rent, ambulance cover, etc. which have an expense limit associated with it in TnC of the policy.
Choose a plan which covers all the essential pointers and an extensive range of diseases.
2. Claim Process
Research company’s background, the network of hospitals, settlement process, company’s management, claim settlement ratio etc.
Also check sublimit clause, inclusions & exclusions.
Research company’s background, the network of hospitals, settlement process, company’s management, claim settlement ratio etc.
Also check sublimit clause, inclusions & exclusions.
