Discover and read the best of Twitter Threads about #FINTECH

Most recents (24)

Much awaited digital lending guidelines from RBI is out. The important point is that RBI is yet to decide on FLDG.
Here are recommendations (from Working Group on digital lending) accepted for "immediate implementation" 👇@livemint #digitallending #fintech
- REs (registered entities) have to ensure that all loan servicing, repayment, etc shall be executed directly in their bank account without any pass-through account/ pool account of any third-party.
- REs to ensure that any fees payable to LSPs is paid directly by them (REs) and not by borrower.
3) All-inclusive cost of digital loans as an Annual Percentage Rate (APR) to be disclosed upfront by REs.
Read 22 tweets
#Tether - Let's take a look at the team that created USDT and their strange connections - #illegal ones. 🧐

➡️ NYAG INVESTIGATION
➡️ Origin, core-team and shady connections/frauds

This is a continuation of the last thread, which you can find below ⬇️

THREAD 🧵🐋
[2/x] CHAPTER ONE - #NYAG INVESTIGATION - In the Bitfinex and Tether fraud case

Tether claimed at the outset that it would cooperate with the NYAG, after which it obstructed the handing over of relevant documents and prolonged the process.
Read 29 tweets
Looking at a little Strategy: 🧵

I hope putting out my game plan will help other get ideas on how to do a strategy for investing to maximize returns.
1/ I am finally getting comfortable with my strategy. I have a set amount now that I am contributing to each of my portfolios for #biotech, #tech and #crypto. My plan is to use the any rallies to fade some of the companies I want get rid of that disappointed me.
2/ Then I want to use that cash to accumulate more of the companies I like. The max tax loss I can take for a year about $3,000. That would reduce my taxes and get me back about 25% or $750 in tax savings. It will work out like getting some cash back on those losers.
Read 14 tweets
1/ FT Partners maintains the most comprehensive database of global #FinTech deal activity … some observations on Q2 activity levels …
2/ Overall, financing activity slowed notably compared to Q1 and the year ago period, but activity remained quite robust when compared to any other period besides 2021; activity did appear to wane as the quarter progressed
3/ In Q2 2022, total dollar volume raised by private FinTech companies reached $27.5 billion, down 27% compared to Q1 and down 31% compared to the year ago period; still Q2 was above every quarter prior to 2021 Image
Read 11 tweets
Great Map by @XX_1133_1221_11

I noticed I have seen Heng Swee Keat somewhere in my research mindmap before👀

A deep research thread to show #Singapore is a leader in the global #4IR #DLT #Technology #Race🌎

#MAS #Fintech #Research #DeepDive #Innovation #Complex #Ubin🧠
-🧵-
1. 2018 #NTP - Transformational platform - A one-stop interface that will enable traders to interact with all business stakeholders and regulators on trade-related TXNs

"Our vision is to be a truly global network, with efficient data flow to work together to facilitate trade"
2. These #NTP are ecosystems of the future building a regulated digital ecosystem in Singapore

#Ripple, #Tradeflow, #Xinfin, #Wadzpay as examples

ntp.gov.sg/public/search-…
#XDC #WeAreXDC #tradeflow #ICC
#Digitalization #TradeFinance #Platforms #DLT #Data #fintech #Innovation
Read 16 tweets
It's day 1 of London Tech Week! 🌟

Join us as we're at the @QEIICentre campus for a packed agenda with fantastic sessions to explore the next wave of tech innovation. On today's agenda: the Global Leaders Innovation Summit, @EQLHER, HealthTech Summit and more!

#LTW2022 Image
@RishiSunak, opened London Tech Week this morning with a headline keynote.

"If you’re an entrepreneur looking for funding, I want you to look at the UK and say: that’s where I want to be."

#LTW22 Image
Great to hear our Deputy Mayor for Business @RajeshAgrawal talk positively about London's #business ecosystem during his welcome address.

"There is no better place in the whole world to grow you business internationally than London."

#LTW22 Image
Read 16 tweets
How Cardano could realistically reach $200 per ADA (Yes, really!)

A Thread....

#Cardano #ADA $ADA $GOKEY Image
2/ Intro

At the moment, as we’re sitting with ADA comfortably below $0.70, it might seem like an absurd notion to even consider ADA potentially reaching $100, let alone $200.

But today we will be exploring realistic and sustainable ways that this can happen.

#realfi #proptech Image
3/ Setting the Scene

Crypto today is a $1.25 trillion industry. But compared to other industries it remains tiny.

For instance, research by @zillow suggests the aggregate residential real estate market in the US is $43.4 trillion

To equal this, #crypto would need to nearly 40x Image
Read 11 tweets
It's a bird..
It's a plane..

No - It's a DLT research care package containing a map of connections within the traditional finance system

Every partnership you can research using google. #connectthedots
#DLT #TradeFinance #Reseaerch #topics #digdeep #Regtech #IoV #ResearchTopics
"Where do I Start" 🧵
1. I started with the @ITFAworldwide. Who they are and what they do within the traditional finance market
2. What is their part and partners in the global system of trade finance/legacy banking?
3. Why they🤝 @XinFin_Official #XDC
4. You start to learn about an ecosystem of traditional finance players partnering to help utilize digital documents/trade instruments between SMEs, corps & banks.

They are helping innovate the expensive, antiquated and silo'd trade finance industry
#XDC
Read 11 tweets
@SmartDeFi is now @Streams_xyz!

Streams is the Easiest and Most Secure Way to Earn Passive Income.

Join the Waitlist for Early Access and a Chance to Win Up to $50,000 in Prizes 💰

Start a Stream Today!

#Streams #SmartDeFi #Investing #Ethereum

bloomberg.com/press-releases…
Introducing @Streams_xyz: The Easiest and Most Secure Way to Earn Passive Income 💰

🏦 Disappointed in Your Bank?
📈 Tired of 8.5% Inflation?
🛡️ Worried About Self Custody?

Start a Stream Today!

#Streams #Ethereum #Investing #Crypto #Fintech
Streams (streams.xyz) is an easy to use mobile app, secured by #Ethereum, that protects traditional investors from inflation while they earn passive income from their digital assets.

@Streams_xyz #Streams #SmartDeFi #Ethereum #Crypto
Read 13 tweets
Update on my strategy portfolio:

I picked my 7 companies for the growth side of things. Since I already have a full biotech portfolio, I focused on Tech for this portfolio. I went with a 70% tech and 30% income ratio.
Here are my 7 tech picks:
#Fintech
1. $SQ
2. $AFRM
#Automation
3. $PATH
4. $PLTR
5. $U
#EV
6. $LCID
7. $RIVN
I was going to go with small cap growth stocks, but figured I should probably go with large caps for the stability. I picked my old favorite $CM and $VZ as 2 of them. I will find a 3rd soon for the income side of this portfolio.
Read 4 tweets
#Fintech upadate:

I went through $SQ, $COIN, $HOOD, $PYPL, $AFRM and $SOFI. I looked at what each company offers as services. I listened to the Q1 calls to see if the management seems to be competent.
My rankings after stage 1 was

1. $SQ
2. $PYPL
3. $COIN
4. $AFRM
5. $SOFI
6. $HOOD
Then I went through the valuation, future potential and risks. I crossed off $PYPL on lack of future growth potential. They are already at $30 billion sales only growing about 13% a year.
Read 8 tweets
1/ My notes on #Fintech. My biggest concern with Fintech is so many of these companies are now highly linked to crypto. I have my own crypto portfolio and the biggest fear here is crypto turns out to be a fad and goes away.
2/ This means companies like $COIN who is 100% about crypto are highly levered to this risk. That is not my base case, but it is a risk I must diversify away from. I went through $COIN, $SQ and $HOOD.
3/ I will make $SQ my top pick in this space. It does have some risk with its big #Bitcoin segment, but its all about the electronic payments and cash app for me. I love those business and there seems to be little competition in the small business payments space.
Read 8 tweets
What do #blockchain startups & #TradFi companies have in common? They need #Fintech tools to build an ecosystem capable of supporting mass adoption...

.@raaadrigo joins .@AshBennington to discuss how to solve custody, compliance, payment settlement, API documentation & more 👇
"...crypto plays on one of the more interesting trends
within the overall market, which is it was a #retail first asset. There's a lot of adoption and a lot of support
around #crypto." - .@raaadrigo
"...that's why you're having #GoldmanSachs doing a #crypto backed loan with #GalaxyDigital. You're seeing other large banks begin to expose their high #networth clients to crypto." - .@raaadrigo
Read 4 tweets
The why and what of Cheq ( @cheqit_ )
👇

#fintech #comingsoon
@cheqit_ Tl;dr: Cheq gives you up to Rs 30k limit for spending anywhere

With us, you get:
✅ Greater convenience: One-tap payments everywhere
✅ Better rewards (0.5 - 4%) , Great offers
✅ 15-45 day zero interest repayment cycles

Follow @cheqit_ if you want early access
@cheqit_ From afar, the Indian payments market looks *extremely* crowded.
There are dime a dozen payment options for every customer.

But there's an easy way to split all of them up:
1) UPI vs Non-UPI
2) Debit vs Credit
Read 5 tweets
#Zerodha CEO @Nithin0dha does not believe that there's an opportunity to build many businesses valued at $100 million in India.

Read his full interview with Moneycontrol's @PriyankaIyer to find out why 👇
moneycontrol.com/news/business/…

@zerodhaonline #Startup #Funding #Fintech
@Nithin0dha @PriyankaIyer @zerodhaonline @Nithin0dha says that "The problem with raising money at high valuations is that once you've set the wrong expectations to your investors, then you have to do whatever to meet those expectations."

Read the full interview at 👇
moneycontrol.com/news/business/…

@PriyankaIyer ✍️ Image
@Nithin0dha added, "There cannot be 1,000 companies with a $100 million valuation because that would mean them having at least $10 million revenue."

Full interview by @PriyankaIyer at 👇
moneycontrol.com/news/business/…

@zerodhaonline #StartupWithMC #Funding Image
Read 4 tweets
🚨 @saltpe_ is hiring Frontend Development Interns🚨
Salt is built for reducing complexities in the operational and banking experience of exporters. They provide a banking, documentation management, and workflow automation platform for exporters (both manufacturing and services) across India.
Role: Frontend Development
Duration: 3-6 Months
Stipend: 15,000 INR (negotiable based upon work/ experience)
Read 9 tweets
it's been a long time coming but I'm excited to say we at @ODIHQ have updated our guidance for the #data ecosystem mapping methodology. A brisk 🧵 on what it is and why it is super cool theodi.org/article/mappin…
First off - I've been using this methodology with clients, partners and colleagues for four years now. But it was created before my time by some brilliant ex-colleagues including @ldodds, @IzyChampion and others. (sorry to those not named, hard to remember all the details!)
To the uninitiated, a #dataecosystem consists of all the people, communities, and organisations that are stewarding data, creating things from it, deciding what to do based on it, influencing any of those activities, or are affected by any of those activities.
Read 17 tweets
Global Real-time transactions💰

🇮🇳 India 48605 million
🇨🇳 China 18549 million
🇹🇭 Thailand 9734 million
🇧🇷 Brazil 8691 million
🇰🇷 S.Korea 7351 million

India accounted for the largest number of worldwide real-time transactions in 2021 😍
It is almost 3 times that of China & 6.5 times greater than the US, Canada, UK, France, and Germany combined.

#stocks #payment
➡️What is Real-time Payment?

It refers to instantaneous digital payments that facilitate the transfer of funds within a few seconds, as opposed to older payment systems such as credit notes or cash that required days to be credited across accounts.
Read 4 tweets
1/x

💰Amulet Raise News💰

Amulet (amulet.org) raises $6m in seed funding, led by @GumiCryptos!

We've created a 🧵 to highlight our investors! 👇
2/x

tl;dr:

👌 Amulet, the first Rust-based #DeFi insurance protocol raises $6m
👌 The seed round was led by gumi and joined by several others
👌 Amulet will initially deploy on @solana and will adopt a multi-chain strategy
👌 Amulet will offer insurance solutions for #Web3
3/x

Amulet is delighted to announce the success of our seed funding. 💸

Led by @GumiCryptos, the no.1 blockchain-focused VC firm with offices globally. gCC pride themselves on focusing exclusively on backing the BEST global entrepreneurs - also known as "Gumicorn Founders"
Read 19 tweets
With #Raisina2022 in full swing, @orfonline is delighted to announce the #RaisinaEdit— a selection of commentaries that unpack, interpret, & problematise contemporary global developments.

Edited by @anahitakhanna95 & @PreetiLourdes

orfonline.org/series/the-rai…
A key reason for the growth of the passion #economy is that it offers alternative ways of making money, innovative paths toward professional fulfilment & unprecedented career opportunities, writes @utkarsh_amitabh or-f.org/103498
The #circulareconomy is based on three principles driven by design: Eliminate waste and #pollution, circulate products and materials (at their highest value), and regenerate nature, says @Bharati09. orfonline.org/expert-speak/t…
Read 11 tweets
DOW almost -1,000 today
$HYG looking like +10bps
Fin Subs only +6bps
$COIN not in Fin Subs… got Jack hammered 3 5/8s trading 78 1/4 - 9 1/4
Total bag of nails
Read 4 tweets
Voxtur Analytics $VXTRF $VXTR.V $VXTR
will screen well very soon

THE EV/TTM Rev X will compress materially in next 5 wks with Q4 and Q1 filings

~11.5X EV/TTM Rev will drop to ~5.7X EV/TTM Revs

$RDFN $Z $OPEN $DOMA $MTTR
#ReTwit #Fintwit #Tech #SaaS #Fintech #stocks #Cloud
May 2nd: Q4 / Annuals filing deadline
Revs will increase Q4'20 to Q4'21 from $5.9mm to ~$39mm
So the $5.9mm will drop off from the TTM (Trailing Twelve Months) revenue number
So TTM Revs will go from $63.2 to $96.2 which means that at $1.50 share price the EV/ TTM Revs multiple
So TTM Revs will go from $63.2 to $96.2 which means that at $1.50 share price the EV/ TTM Revs multiple will compress from 11.47X to 7.54X

May 28th: Q1 '22 Filing deadline
And a few weeks later the Q1'21 of $14.5mm will drop off and be replaced with a new Q1'22 revenue of
Read 4 tweets
New tax year ONLY means more new money & hopefully a buoyant April / May! Q2 should finally see approvals by #VLRM of #Juno, #GSX deals and open the gates to lots of game changing blockbuster news to see the current trading range blown out of the waters and start attacking ATHs!
For the first time, Valereum's new Bridge Financial Platform will provide a tradeable NFT on multiple crypto exchanges that will securely link specific fiat listed securities (shares) and listed debt of all kinds!
#securities #blockchain #NFTs
@RPoulden
Purchasers trading a Valereum launched Bridge NFT can be sure it is backed by the underlying security due to the use of the Mattereum Asset Passport. This is a world leading financial innovation to create 24/7/365 digital trading bridging the Crypto world to the fiat world.
#ETH
Read 9 tweets

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