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HDFC Bank

2QFY23 Result Update

#hdfcbank #2qfy23

Standalone numbers:

Net Interest Income (#NII) at 21,021cr (up 19% YoY)
#Loan Growth 23% YoY, #Deposit Growth 19% YoY

Non-interest Inc (Inc treasury) at 7,596cr (up 3% YoY, lower growth due to less treasury income this year)
#Treasury Inc at 253cr (lower by 71% YoY, due to higher bond yield this year vs last year)

Total Operating Exps at 11,225cr (up 21% YoY)
Cost to Income Ratio at 39.2% vs 37% last year.

Operating Profit at 17, 392cr (up 10% YoY, lower growth due to lower treasury inc this yr)
Provision for Loan loss / NPA at 3,240cr (lower by 17% YoY, no covid related provision this year and better recovery)

Net Profit at 10,606cr (up by 20% YoY)
Consolidated Net Profit at 11,125cr (up by 22% YoY)

Net NPA Ratio at 0.33% vs 0.40% last year, 0.35% as on 1QFY23.
Read 10 tweets
Volteamos a ver algo que se mueve... Afinamos la vista y la reconocemos ¡es una araña violinista!
Entramos en pánico y queremos huir sin mirar atrás... pero esperen, no todo esta perdido
¡Va hilo con recomendaciones para ti, que convives con violinistas!👇
Primero demos un repaso a las características de una araña violinista (gén. #Loxosceles):
- Patas sin espinas evidentes, delgadas, acomodadas hacia los lados
- 6 ojos acomodados en pares
- Color uniforme (sin rayas o manchas)
- Mancha en forma de violín👇
No las confundamos con las arañas tigre (género #Scytodes). Aunque presentan también 6 ojos acomodados en pares, existen muchas diferencias:
- Coloración con un claro patrón atigrado
- Patas muy delgadas, igualmente atigradas
- Prosoma ("cabeza") Abobada👇
Read 18 tweets
@nim_lang just did a quick (& stupidly simple) benchmark comparing asyncHttpServer with a plain @nodejs http server. The #Nodejs server seems ~3.5x faster than the #nim one... I did expect opposite results! Am I doing something stupid or is this expected? ImageImageImage
After setting up the @nim_lang "-d:release" flag and changing the @nodejs implementation to use the cluster module, these are some new results. ImageImage
@nim_lang is winning (as expected) but just slightly (62k vs 51k req/sec). Again, this is a silly benchmark, but nonetheless a good proof of @nodejs raw performance with async workflows!
Read 4 tweets
Gracias a las personas que expresaron su opinión sobre si el alacrán de la foto es o no un espécimen de importancia médica.

No lo es. Pertenece a la familia #Vaejovidae, género #Vaejovis #NIM

Hablemos entonces un poco sobre esto 👇(sigue)
El ejercicio surgió debido a que en la red circula una imagen donde se comparan un par de alacranes y se habla de si son o no "venenosos" enlistando algunas características:

*Color (claro u oscuro)
*Pinzas (delgadas o gordas)
*Aguijón (simple o doble)

¿Es cierto esto?
Primero lo primero, esta imagen al parecer se elaboró en Argentina (desconozco el autor). Las especies que aparecen pertenecen probablemente a los géneros #Tityus sp y #Bothriurus sp, endémicos de la zona.
Aclaremos entonces, TODOS los alacranes conocidos son venenosos 👇
Read 16 tweets

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