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Top 8 Outstanding #PersonalFinance Rules will save you 💹 4X more Money.

1. Rule of 72 - (2X your Money)
2. Rule of 114 - (3X your Money)
3. 40% EMI Rule
4. 3.4 Cr Retirement Rule
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& More [A Thread]👇 ...

#money #investing #moneyrule Image
1/ Rule of 72 📌

This rule will tell you how much time it takes to 2X your Investment.

By dividing the number 72 by the annual rate of return

➡️ Investment - 2 Lakh
➡️ Rate - 6%
➡️ Divide - 72/6 = 12 Yrs.

Your Rs 2 lakh will become
Rs 4 lakh in 12 years.
2/ Rule of 114 📌

Same this Rule will tell you how much time it takes to 3X your Investment.

➡️ By dividing the number 114 by the annual rate of return

You can use the above method for calculation.
Read 11 tweets
Even though #marriage #registration is taken lightly in India, it is one of the most #Important things to be done once the rituals and the parties are over.

Here are the #Benefits of a #registered marriage in India

=Thread=
1. If a #spouse is working abroad and wants to take his or her partner along requires the #marriage #certificate.
The foreign #embassies abstain from issuing a work #permit in the absence of a marriage certificate.
2. #Legal proceedings in case of succession of property to the #spouse are easy.

3. The court requires a #marriage #certificate to transfer #property or #custody of children in case of legal separation.
Read 8 tweets
A #BRILLIANT move by the @FinMinIndia hit 4 birds with one stone by introducing 3 changes in the Finance Bill. The 3 birds..
1) Higher Tax Collections
2) Capital Controls
3) Bank Deposits
4) Lower cost of Govt funding.
But will HURT GROWTH. Long #THREAD
What are the changes
1) End of LTCG on #debt, Gold ETFs, Overseas or Any mutual fund that invests in less than 35% india equity bought after 1 Apr-23
2) STT Raised by 25%
3) Tax Collected at Source (TCS) raised to 20% (5% earlier) & threshold reduced to Zero (Rs7 lac earlier)
TRIGGER POINT: The Banking system is facing a shortage of liquidity => PRIMARY motive for the Changes in the Finance Bill in my opinion.

WHAT CAUSED THE LIQUIDITY CRUNCH? Weak Deposit growth vs credit growth.... also reflected in rising Credit/Deposit ratio ImageImage
Read 28 tweets
Find our Massachusetts Commercial Cost-Savings Excellence Experts near your business location "in Boston MA or Marlborough MA", online:

Schooley Mitchell | Brian Plain
255 Cedar Hill St
Suite 200 D117 Marlborough, MA 01752
Phone: (508) 266-5814
linkedin.com/in/businessexp… #business
"#Companies or #Cambridge/MetroWest/Boston/ Marlborough, & #MA #SmallBusiness owners can #followme on Twitter at @SMBrianPlain 📞 1-508-266-5814. "Our #businessexpenseandcost #reductioncompany directions" on #GoogleMaps:

google.com/maps/place/Sch… Linkedin: linkedin.com/in/businessexp…" Brian Plain is a business consultant who lives and provides
Read 4 tweets
This is a threaded version of Chapter 14:

“The Twelfth Descent—Accumulation:”

of *Prodigal Human: The Descents of Man*

by Michael Adzema.

READ CH THREAD or CLICK a link for free BOOK...

READ BOOK… sillymickel.blogspot.com/2022/02/prodig… #psychology #greed #devolution #possession

PH 14/1 ImageImage
Chapter 14 is subtitled,

“The “Domestication” of Humans—

“The Ability to Store Things Changes Everything for Prehistoric Humans...But Not in the Way We Thought It Did—

“Eden Stormed...The Rich Begin Calling the Tune”

THREAD wp.me/pwMlb-3in #psychology #greed

PH 14/2 Image
[*Quotes/highlights:*] “This tragic, life-diminishing spinoff of our ability to gather & accumulate excessive ‘things’ was a desire to control even those of our own species: Our fellow humans became the last targets of our mania for control.” []

drive.google.com/file/d/1-dlEBH…

PH 14/3
Read 97 tweets
Find business insurance Massachusetts #companies & coverage #options for business auto, commercial property, & general liability at Lunova Insurance.

lunovainsurance.com
lunovainsurance.com/commercial/
twitter.com/lunovainsurance
zeemaps.com/map?group=4517…
brownbook.net/business/51075…
#business
At #LunovaInsurance, you #cansecurepolicyrates & coverage with #our 2023 "MA cheap small business owners policy insurance", online with "BOP Insurance Company & #AgencyRates at Lunova Insurance", locally & #online:

lunovainsurance.com/commercial/bus…

lunovainsurance.com/contact
#BusinessOwners
Massachusetts Small #Business Insurance Agency LunovaInsurance.com can "help you find insurance for your company".

More on our #Localmap on #Google for "Small Business Liability, Property & Auto Massachusetts Insurance Agency Rates, Lunova Insurance".
google.com/maps/d/viewer?…
Read 7 tweets
💥1/9: UK housing affordability since the year 1876 (UPDATED to 2022)

Average house~9x average earnings

Here’s a chart-thread of my research, as covered by:

@Bloomberg @Telegraph, @thisismoney, @TheSun, @guardian

Full article: schroders.com/en/insights/ec…

#houseprices #property
2/9 Last time UK houses were so expensive vs earnings was the year 1876

They were even more expensive previously…

What happened to change things? More houses, smaller houses, higher incomes.
3/9 Most people didn’t really benefit though, as over 75% rented at that time. Home ownership didn’t take off until 2nd half of 20th century.

Note the reversal post-2001. Home ownership becoming less attainable
Read 9 tweets
China Top 100 Developers See Jan Sales -32.5% Year on Year: CRIC
#China #property
China's Top 100 developers see Jan sales at 354.29 billion yuan, down by 32.5% year-on-year and 48.6% month-on-month: CRIC
#China #property
CRIC: China's property market supply and demand and transactions will not show obvious signs of warming up in short term and overall sales will remain low.
#China #property
Read 4 tweets
"We are #your Massachusetts small business insurance ANDProgressive Insurance near me:

Lunova Insurance
14A Winthrop St Marlborough, MA 01752 1-508-258-7195
lunovainsurance.com progressiveagent.com/local-agent/ma… google.com/maps/place/Lun… twitter.com/lunovainsurance twitter.com/places/14686fc…"
#Findlocal agents & 2023 rates and #progressive #insurance near me (Marlborough & Central MA with #cheapcommercial insurance) quotes for #Massachusetts small business insurance (Marlborough MA 01752) at Lunova Insurance, online at #LunovaInsurance today at lunovainsurance.com/insurance-quot…
#Learn how to get cheap commercial property, liability & auto insurance quotes with our MA agency "Lunova Insurance" today online at lunovainsurance.com/commercial/ Find our Commercial & Business "#Auto #BOP #GeneralLiability #Liability #Property #Lunova #Business #Commercial #Insurance
Read 5 tweets
[1/🧵] With all of the #XRPBuyback debate going on, there is one aspect that frequently gets misrepresented

▶️ People conflating the terms "#price" and "#value"

Because the definitions differ, it is essential to comprehend the distinctions

Let us evaluate it more closely. 👇🧵 Source: https://block-builders.net/ripple-for-the-first-time
[2/19] To have a better understanding of the subject, we must first define several terms that are crucial to #finance and explain the following in further detail:

🔹 "Price"
🔹 "Cost"
🔹 "Value"
🔹 "Store of Value" (#Bitcoin/#BTC)
🔹 "Internet of Value" (#Ripple) Source: Source: https://www.newsbreak.com/news/2100245153873
[3/19] We will also go through the following scenarios to see whether what we think we are talking about is correct:

1⃣ The chart in reference to the #USD
2⃣ You are about to sell your #property Source: https://elmetbenefits.com/
Read 21 tweets
"In 2023 #MAbusinesses can find our #BEST Lunova Insurance "Massachusetts commercial auto insurance and Massachusetts commercial property insurance" companies & quotes.
Lunova Insurance
14A Winthrop St Marlborough, MA 01752 1-508-258-7195
lunovainsurance.com #LunovaInsurance" "In 2023 MA businesses (located in Massachusetts) can f
Learn more about finding lower rates #foryourneworexisting Massachusetts commercial car insurance, (with #our MA business auto insurance rates) at "Lunova Insurance": lunovainsurance.com/insurance/comm… #MA #small #business #auto #insurance #companies #quotes #rates #prices #LunovaInsurance
Learn more #about finding #lowerrates for #yournew or existing Mass commercial building insurance, with #MAbusinessproperty insurance rates at "Lunova Insurance": lunovainsurance.com/insurance/comm… #MA #small #business #property #insurance #companies #quotes #rates #prices #LunovaInsurance
Read 11 tweets
"𝓓𝓲𝓭 𝔂𝓸𝓾 𝓴𝓷𝓸𝔀 Lunova Insurance can help you with Massachusetts, Connecticut, Maryland, North Carolina, Indiana & Florida "General Liability Insurance"?

More #online with our "Lunova Digital Small Insurance Agency", online, at #LunovaInsurance:
lunovainsurance.com/small-business…" "𝓓𝓲𝓭 𝔂𝓸𝓾 𝓴𝓷𝓸𝔀 Lunova Insu
Learn more about #LunovaInsurance cheap general liability insurance for business.

Lunova Insurance
14A Winthrop St Marlborough, MA 01752 1-508-258-7195
lunovainsurance.com/insurance/comm…

g.page/lunova-insuran…
#Lunova #insurance #agency #general #liability #insurance #company #cost #rate
"Directions to #LunovaInsurance local agency office 🏬 & insurance for business.

Lunova Insurance
14A Winthrop St Marlborough, MA 01752 1-508-258-7195
lunovainsurance.com/insurance/comm…

mapquest.com/us/massachuset…
#LunovaInsuranceAgencyMA #generalliability #insurance #company #cost #rate #MA"
Read 18 tweets
Did you know that companies, agents, quotes, & rates are available for "Randolph Commercial Insurance" at Lunova Insurance? Learn more about #RandolphCommercialInsurance at: lunovainsurance.com/randolph-insur…

Or go to: Randolph Commercial Insurance on Google Search google.com/search?q=Rando…
"Explore Lunova Insurance, for Randolph Commercial General Liability Insurance"" (#online at our agency's insurance #website) at:
lunovainsurance.com/insurance/comm…
#LunovaInsurance #Insurance #RandolphMA
#RandolphCommercialLiabilityInsurance #RandolphBusinesslLiabilityInsurance #Liability"
Read 5 tweets
PBoC's Shanghai Unit, Shanghai municipal banking and insurance regulator hold meeting on financial support for stable and healthy development of real estate market.
#Shanghai #property
#Shanghai: Promoting stable, healthy development of #property market is of great significance to stability of financial development, macroeconomy. Financial institutions must adhere to principle of "houses are for living in, not for speculation."
#Shanghai: Property developers must have a deep understanding of new situations, actively change development models, and cooperate with local governments to do their best to guarantee delivery of buildings.
#property
Read 4 tweets
China securities regulator CSRC says to adjust and optimize 5 measures in terms of equity financing for property developers with immediate effect.
#China #property
csrc.gov.cn/csrc/c100028/c…
China CSRC: Will resume M&As and supporting financing for real estate-related listed companies. Will resume refinancing of listed real estate enterprises and listed companies related to real estate. Will allow listed real estate companies to refinance in a non-public manner.
China CSRC: Will adjust and improve the listing policy of real estate enterprises in overseas markets. Will resume refinancing of H-share listed companies with real estate as their main business.
#China #property
Read 5 tweets
"Happy Small Business Saturday from #Local Marlborough MA 01752 our auto, home, & #business owners insurance #agency, Lunova Insurance:

Lunova Insurance
14A Winthrop St Marlborough, MA 01752 1-508-258-7195
lunovainsurance.com/marlborough-in… #Massachusetts #Insurance #SmallBusinessSaturday" "Happy Small Business Saturday from #Local Marlborough
Learn #howtoget better rates for your "small business owners insurance company coverage with General Liability Insurance, Commercial Auto/Truck Insurance, BOP, & Commercial Property Insurance in MA (#Near Marlborough) with Lunova Business insurance agents: lunovainsurance.com/insurance/comm…
#Explore #BetterRates for your small business owners #insurance #policy coverage with Commercial Auto/Truck Insurance, General Liability Insurance, BOP, & Commercial Property Insurance (#Near Marlborough Mass) with Lunova Business insurance quotes online: lunovainsurance.com/insurance/quot…
Read 8 tweets

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