Discover and read the best of Twitter Threads about #SavePSB

Most recents (4)

आत्मनिर्भरता
नीचे लिखे शब्द पूर्णतया मेरे व्यक्तिगत विचार हैं और आपके विरोधाभाषी विचार भी सर्वथा स्वीकार्य हैं।

पिछले दिनों एक जुमला फ़ेका गया देश के लोगों की तरफ़ जिसे आत्मनिर्भर भारत का नाम दिया गया। भक्त बड़े ही खुश हुए और इस जुमले का बाहें फैला के स्वागत करने मे लग गए।
इस आत्मनिर्भर भारत की परिभाषा किसी को समझ नहीं आयी पर गुणगान सब करने लगे। हमारे राष्ट्रभक्त नेताजी की परिभाषा हमारे पल्ले तो ना पड़ी।
अब इनकी राष्ट्रभक्ति पे भरोषा करें तो इन्हे देशी पूँजीपतियों मित्रों के हाथों मे अर्थव्यवस्था का केन्द्रीकरण मंजूर और देश की असंगठित क्षेत्र
की मजबूती इन्हे खलती है। नेताजी की आर्थिक नीतियाँ पूंजीवादी मित्रों की किस हद तक मददगार हैं इस बात का अंदाजा इस महामारी काल मे भी उनके द्वारा की गयी अधिग्रहणों की संख्या से और उनके लगातार बढ़ रही सम्पत्तियों से लगाया जा सकता है।
Read 12 tweets
Customer Service is the key to survive for PSBs

The thread is a little long but could be useful in the context of enhancing the customer service standards in branch banking specifically for PSBs..

Out of my 13+ yrs of experience with three different kind of banks..

#SavePSB
I have no shame to accept the fact that PSBs are far below in customer service standards in banking. Data and reports may differ but it's an outcome of my banking experience.

You may get a clue n a way to act on for the survival of PSB status of (y)our bank n #StopPrivatisation
Even though after 1994, entry of big pvt banks in the banking, the PSBs have started to understand the essence of customer service but still there is a long way ahead..

It took time to realise d competition they have from pvt players to retain elite customers..

#SavePSB
Read 15 tweets
state-owned banks. have an important social objective—to meet the needs of the most vulnerable sections of the economy. Does Private Banks do that ?
PSBs are directed and obligated to help weaker sector despite huge loss, No private Bank would invest in it.
#StopPrivatization
PVTsn makes mngmnt more accountable to markets ✅
But
➡️PSBs,having been partially privatized since 92 banking sector reforms,are already subject to stock-market discipline-including corporate disclosures & regular audited financial reports.
➡️mngmnt is already accountable
2/n
➡️PVTsn would foster competition which would reduce cost of financial intermediation & improve bank profitability✅
BUT
➡️it is unclear how a change in ownership from gov to private hands would increase competition if the number of participants in the industry remain the same
3/n
Read 10 tweets
Customer Service is the key to survive for PSBs

The thread is a little long but could be useful in the context of enhancing the customer service standards in branch banking specifically for PSBs..

Out of my 13+ yrs of experience with three different kind of banks..

#SavePSB
I have no shame to accept the fact that PSBs are far below in customer service standards in banking. Data and reports may differ but it's an outcome of my banking experience.

You may get a clue n a way to act on for the survival of PSB status of (y)our bank n #StopPrivatisation
Even though after 1994, entry of big pvt banks in the banking, the PSBs have started to understand the essence of customer service but still there is a long way ahead..

It took time to realise d competition they have from pvt players to retain elite customers..

#SavePSB
Read 16 tweets

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