Discover and read the best of Twitter Threads about #Silverload
Most recents (2)
🚨🚨 NEW RESEARCH ALERT 🚨🚨
@petrasmussen and I have published "When All that Glitters is Gold: Dominated Plan Choice on @CoveredCA for the 2018 Plan Year" in the @MilbankFund Quarterly
We look at consumer choices after #Silverload
TLDR: People are confused
1/13
@petrasmussen and I have published "When All that Glitters is Gold: Dominated Plan Choice on @CoveredCA for the 2018 Plan Year" in the @MilbankFund Quarterly
We look at consumer choices after #Silverload
TLDR: People are confused
1/13
Dominated choices happen when on all relevant attributes Item A meets or beats Item B.
In a rational framework no one should ever choose Item B as it is dominated by A.
Our research is part of a growing literature that shows many people choose Item B for health insurance
2/N
In a rational framework no one should ever choose Item B as it is dominated by A.
Our research is part of a growing literature that shows many people choose Item B for health insurance
2/N
Institutional context: Plan Years 2014-2017 #CostSharingReduction subsidies were directly paid to insurers by the Federal Government. CSR only applies to silver plans and there are 3 flavors (high, mid, low) from 100-150 FPL, 151-200 FPL and 201-250 FPL respectively.
3/N
3/N
1/23 Tweetstorm incoming
Congressional Democrats need to realized that #CSR termination is a net enrollment booster on the #ACA.
Riffing on @pauldemko great article about the new Democratic House's health policy oversight and agenda.
The decreased subsidies are CSR.
Congressional Democrats need to realized that #CSR termination is a net enrollment booster on the #ACA.
Riffing on @pauldemko great article about the new Democratic House's health policy oversight and agenda.
The decreased subsidies are CSR.
2/N CSR applies to people earning between 100-250% Federal Poverty Level (FPL) and was designed as a narrow, tightly targeted means tested program to reduce out of pocket expenses. Only applies to people who buy a Silver plan on the Exchange.
3/N President Trump suspended normal payments to insurers for CSR in October 2017.
Disaster?
Disaster?
