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Thread on #insurance. Those who think Insurance is a scam, a scheme for milking money and et al. No am not saying that those who think this way are wrong but let me clear few misconceptions and myths on Insurance. Am part of this industry for a long time.
Health Insurance: If one doesn't have insurance, can he set aside a regular every month to provide for that rainy day, when money will be required to pay for health care. People in the very high income brackets, but people from lower income to upper middle income class, can they?
As an individual may be one can, but can you provide for a family of 4 to 6 including parents? And will that money that you set aside in a bank - does it not have opportunity cost?
