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I put Rs. 1 lac into @bharatpeindia #TwelvePercentClub and then shared this information on Twitter.

Earned more via referral cashbacks than I have from interest from the principal till date 😅😅
By the way, if you want to invest into #TwelvePercentClub, you can use this link…

Note that this is P2P lending, and thus isn't 100% risk free. But it has been 6 months for me now, no defaults yet, everyday it increases by Rs. 33
I do like the liquidity though - the app allows me to withdraw entire amount (principal + interest) at any time. I have tried doing it with Rs. 1k first and have seen it works before putting Rs. 1L here.
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