Discover and read the best of Twitter Threads about #UPI123Pay

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Enable bank UPI with #Aadhaar OTP
timesofindia.indiatimes.com/articleshow/90… . This is a frankenstein monster, under the garb of supporting UPI123Pay / feature phone #UPI support and is compromising security risk for a majority of users. Lets understand in a #Thread

cc @suchetadalal @dilipasbe
This week @RBI launched #UPI123Pay aka a set of options to support #UPI on feature phone
rbi.org.in/Scripts/BS_Pre…

UPI PIN in addition to device binding constitute the 2 factors of authentication. As any #UPI user would know, (re)setting #UPI PIN requires debit card authentication
Did you know banks don't issue debit cards in rural india? How will they use the feature phone UPI then ?

livemint.com/industry/banki…

Push for a UPI ecosystem minus debit  cards  as RBI  vows  inclusion
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