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#HealthInsurance #Bancassurance #AyushmanBharat Having worked in Insurance and Health Insurance, let me share my views. a. Bancassurance - Taking a Mediclaim / Health Insurance policy through your Bank is good if your concern is only regarding premium.
Health Insurance through Banks is inexpensive, which is good. However, service can be an "iffy" thing. Bankers don't have their own Insurance company, their service can take a hit when their alliance with Insurers break down.
And there are always chances that the data of customer with the bank is not clean; that "dirty" data passes onto the Insurance company which will lie low till a claim arises.
