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I've had a job for half my life and I'm realizing my financial mindset hasn't changed. I'm still living like I'm a single 18 year old and not a homeowner, spouse and mother of two. Here's an ongoing thread of financial resources that I'm implementing or planning to use.
I made this video to kick off the year. When I did these things faithfully, I saw my debt decrease.
I'll start small. If I purchased frivolously within the last few weeks, I take back the items that I didn't need. I just bought $30 worth of matte lipsticks this weekend. They are all going back. That's $30 extra dollars I could have put on my car note or student loans.
