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IDFC First bank has some amazing set of credit cards.🔥
The best part is that they are life time free🤑
A short thread on all the variants on offer 🧵 ⬇️
#ccgeek
The best part is that they are life time free🤑
A short thread on all the variants on offer 🧵 ⬇️
#ccgeek
🔶IDFC Millenia Credit card
(Entry Level card)
💳If you are looking for an entry-level card, IDFC’s FIRST Millennia credit card is the right choice for you.
💳This is a reward points-based credit card with a decent rewards program.
(Entry Level card)
💳If you are looking for an entry-level card, IDFC’s FIRST Millennia credit card is the right choice for you.
💳This is a reward points-based credit card with a decent rewards program.
💳It offers up to 10x Non-Expiring Reward points which can be redeemed at any point in time.
💳If someone is fond of traveling via trains, then this card provides complimentary Railway Lounge access four times a quarter making your traveling experience a lot more luxurious.
💳If someone is fond of traveling via trains, then this card provides complimentary Railway Lounge access four times a quarter making your traveling experience a lot more luxurious.
Lending money to friends and family can invite unnecessary headache🥵
The Do's & Don’ts of lending money to friends and family 🧵⬇️
The Do's & Don’ts of lending money to friends and family 🧵⬇️
🔴Don’t lend to someone you don’t trust
🔷 Ask why they need a loan
Knowing the purpose behind the loan helps you set better repayment terms. In fact, it also makes it easier for you to refuse the loan, should you find it risky.
🔷 Ask why they need a loan
Knowing the purpose behind the loan helps you set better repayment terms. In fact, it also makes it easier for you to refuse the loan, should you find it risky.
🔷Assess your financial situation
➡️Secondly, assess your own financial situation. Make sure that you have adequate savings to help them out and do not end up cutting down your living expenses or investments.
➡️Secondly, assess your own financial situation. Make sure that you have adequate savings to help them out and do not end up cutting down your living expenses or investments.
Can brand name & perception sometimes cost you customers?
The answer is Yes & Amex cards are a prime case study on it ✨
Tonight, we break a myth that Amex cards are useful only for rich people and not suitable for entry level & beginners 🧵 #ccgeek
The answer is Yes & Amex cards are a prime case study on it ✨
Tonight, we break a myth that Amex cards are useful only for rich people and not suitable for entry level & beginners 🧵 #ccgeek
1️⃣ Why beginners are hesitant?
🔷 Amex have positioned themselves as premium brand, so they feel it is out of reach!
🔷 Many fear high fee 😓
🔷 Less number of serviceable cities
🔷 Blindly sharing referral w/o explaining optimization creates suspicion in mind of applicant!
🔷 Amex have positioned themselves as premium brand, so they feel it is out of reach!
🔷 Many fear high fee 😓
🔷 Less number of serviceable cities
🔷 Blindly sharing referral w/o explaining optimization creates suspicion in mind of applicant!
2️⃣ Is Amex cards actually useful for people with bare minimum expenses?
🔷 Yes and to prove the same let's take example of a person having 12K - 30K per month expenses 🙋
🔷 Amex is famous for premium cards but irony is their entry level cards are most rewarding 😉
🔷 Yes and to prove the same let's take example of a person having 12K - 30K per month expenses 🙋
🔷 Amex is famous for premium cards but irony is their entry level cards are most rewarding 😉
EVERYTHING THAT YOU NEED TO KNOW ABOUT CLUB MARRIOTT🧵
There are Millions of Marriott Bonvoy members in India but only
few know about Club Marriott & its benefits.
Not any more !
This thread will tell you everything that you should know about Club Marriott 💪
Let's go 🏃
There are Millions of Marriott Bonvoy members in India but only
few know about Club Marriott & its benefits.
Not any more !
This thread will tell you everything that you should know about Club Marriott 💪
Let's go 🏃
[1/n]
1️⃣ What is Club Marriott ?
- Membership Program offering exclusive dining, accommodation, & other lifestyle benefits to its members.
- Applicable only for Asia specific hotel and resorts
- Not to be confused with Marriott Bonvoy loyalty program
1️⃣ What is Club Marriott ?
- Membership Program offering exclusive dining, accommodation, & other lifestyle benefits to its members.
- Applicable only for Asia specific hotel and resorts
- Not to be confused with Marriott Bonvoy loyalty program
[2/n]
2️⃣ Do All properties in Asia participate in this program?
- No
- ~350 hotel and resorts all over Asia
- ~80 hotel and resorts in India
Check this link 👇
clubmarriott.in/listing-pages/…
2️⃣ Do All properties in Asia participate in this program?
- No
- ~350 hotel and resorts all over Asia
- ~80 hotel and resorts in India
Check this link 👇
clubmarriott.in/listing-pages/…
EVERYTHING THAT YOU NEED TO KNOW ABOUT TAJ EPICURE🧵
TAJ hotels have most iconic properties in India but don't have any direct transfer partner except HSBC😄
Here is how you can get 2 complimentary nights, Insane discounts on food & Free spa for Just 20000+tax
Let's go 🏃
TAJ hotels have most iconic properties in India but don't have any direct transfer partner except HSBC😄
Here is how you can get 2 complimentary nights, Insane discounts on food & Free spa for Just 20000+tax
Let's go 🏃
[1/n]
1️⃣ What is Taj Epicure ?
- This is a membership program from Taj Hotels through which you can get discounts on almost everything (food, spa etc.) + free nights in Taj properties (on paid versions)
- Should not be confused with Taj Innercircle/Neu which is loyalty program
1️⃣ What is Taj Epicure ?
- This is a membership program from Taj Hotels through which you can get discounts on almost everything (food, spa etc.) + free nights in Taj properties (on paid versions)
- Should not be confused with Taj Innercircle/Neu which is loyalty program
[2/n]
2️⃣ Do all hotels of Taj participate in it?
- No, it is not that simple.
- Taj hotels have combined 131 Taj, SeleQtions and Vivanta properties.
- These properties may give all or some of the benefits of Taj Epicure.
2️⃣ Do all hotels of Taj participate in it?
- No, it is not that simple.
- Taj hotels have combined 131 Taj, SeleQtions and Vivanta properties.
- These properties may give all or some of the benefits of Taj Epicure.
EVERYTHING THAT YOU NEED TO KNOW ABOUT ACCOR MEMBERSHIP PROGRAM i.e. ACCOR PLUS 🧵
Accor is trending right now among #ccgeek due to transfer options from HDFC & Axis.
Most of you wanted to know about Accor Plus first out of all membership programs.
So, here it is !
Let's go 🏃
Accor is trending right now among #ccgeek due to transfer options from HDFC & Axis.
Most of you wanted to know about Accor Plus first out of all membership programs.
So, here it is !
Let's go 🏃
[1/n]
1️⃣ What is this Accor Plus Program?
- Accor plus is the membership program of AccorHotels which gives you exclusive benefits and discounts on hotel stays, dining, and other travel-related experiences.
- Should not be confused with ALL which is Accor's loyalty program.
1️⃣ What is this Accor Plus Program?
- Accor plus is the membership program of AccorHotels which gives you exclusive benefits and discounts on hotel stays, dining, and other travel-related experiences.
- Should not be confused with ALL which is Accor's loyalty program.
[2/n]
2️⃣ Do all brands of Accor hotels participate in it?
- A big NO
- Accor hotels has ~46 brands
- Only 23 brands participate in Accor plus program
👍 Banyan Tree, Sofitel, Fairmont, Pullman, Novotel
& Ibis hotels
👎 Raffles, Rixos & Orient Express
accorplus.com/in/benefits/mo…
2️⃣ Do all brands of Accor hotels participate in it?
- A big NO
- Accor hotels has ~46 brands
- Only 23 brands participate in Accor plus program
👍 Banyan Tree, Sofitel, Fairmont, Pullman, Novotel
& Ibis hotels
👎 Raffles, Rixos & Orient Express
accorplus.com/in/benefits/mo…
Hello 💳 and ✈️ Community #ccgeek
1/n
My 1st try to write a Thread on Airmile Redemption
Sector - India to Thailand
BLR/BOM/DEL to BKK/HKT
Leisure/Honeymoon destination
Not suggesting Best Ones, but just giving you options.
May not be 💯 correct. Please Pardon and Suggest
1/n
My 1st try to write a Thread on Airmile Redemption
Sector - India to Thailand
BLR/BOM/DEL to BKK/HKT
Leisure/Honeymoon destination
Not suggesting Best Ones, but just giving you options.
May not be 💯 correct. Please Pardon and Suggest
2/n
👉1st Option - Krisflyer
Singapore ✈️
🔸Economy Saver - 20k Miles
🔸Economy Advantage - 37k Miles
🔸Business Saver - 43k Miles
🔸Business Advantage - 65k Miles
+ 3k INR 💵 as Taxes & Charges
Thai ✈️
🔸 Economy - 27k Miles
🔸 Business - 65k Miles
Charges - 8 to 11k INR 🚨
👉1st Option - Krisflyer
Singapore ✈️
🔸Economy Saver - 20k Miles
🔸Economy Advantage - 37k Miles
🔸Business Saver - 43k Miles
🔸Business Advantage - 65k Miles
+ 3k INR 💵 as Taxes & Charges
Thai ✈️
🔸 Economy - 27k Miles
🔸 Business - 65k Miles
Charges - 8 to 11k INR 🚨
3/n
👉2nd Option - United Mileageplus:
Singapore ✈️
🔸Economy - 27.5k Miles
🔸Business - 55k Miles
+ 39.36 USD 💵 as Taxes & Charges
Thai ✈️
🔸Economy - 27.5k Miles
🔸Business - 55k Miles
+ 32.66 USD 💵 as Taxes & Charges
👉2nd Option - United Mileageplus:
Singapore ✈️
🔸Economy - 27.5k Miles
🔸Business - 55k Miles
+ 39.36 USD 💵 as Taxes & Charges
Thai ✈️
🔸Economy - 27.5k Miles
🔸Business - 55k Miles
+ 32.66 USD 💵 as Taxes & Charges
Accounts/channels to follow for Credit Card enthusiasts 🧵
Here is the list of people/channels you should follow on various social media platforms if you are looking for credit card knowledge and insights ✨
Do 👍 & 🔁 if you find it helpful
Here is the list of people/channels you should follow on various social media platforms if you are looking for credit card knowledge and insights ✨
Do 👍 & 🔁 if you find it helpful
1️⃣ Youtube
- Technofino (youtube.com/c/technofino) is the only channel worth exploring in my opinion
2️⃣ Twitter
In no order
- @TechnoFino
- @Skh27
- @CenturionGuy1
- @creditcardz_in
- @bhavyegoel
- @ChargePlate_in
- @CardMavenIn
- @tejasghongadi
- @thetrickytrade
- Technofino (youtube.com/c/technofino) is the only channel worth exploring in my opinion
2️⃣ Twitter
In no order
- @TechnoFino
- @Skh27
- @CenturionGuy1
- @creditcardz_in
- @bhavyegoel
- @ChargePlate_in
- @CardMavenIn
- @tejasghongadi
- @thetrickytrade
- @MilesPointsCard
- @BrownPoints
(Add names if I forgot someone)
Hashtag #ccgeek (kind of an effort)
3️⃣ Telegram
- Technofino discussion
For entry, DM me
4️⃣ Discord
- Miles Points Cards (MPC)
For entry contact @MilesPointsCard
- @BrownPoints
(Add names if I forgot someone)
Hashtag #ccgeek (kind of an effort)
3️⃣ Telegram
- Technofino discussion
For entry, DM me
4️⃣ Discord
- Miles Points Cards (MPC)
For entry contact @MilesPointsCard
RBI guidelines governing the issuance and operations of credit cards became effective from Today (except 3) ✨
This thread 🧵 will act as one stop point for checking all provisions explained in simple words 👇
Let's go 🏃
This thread 🧵 will act as one stop point for checking all provisions explained in simple words 👇
Let's go 🏃
[1]Applicability
- The guidelines applies to all banks except payment banks, co-operative banks and NBFCs operating in India
[2]New entry ⭐⭐⭐⭐
- Apart from banks, NBFC can also apply for Credit card issuance if Net owned fund > 100 crore & take special approval from RBI
- The guidelines applies to all banks except payment banks, co-operative banks and NBFCs operating in India
[2]New entry ⭐⭐⭐⭐
- Apart from banks, NBFC can also apply for Credit card issuance if Net owned fund > 100 crore & take special approval from RBI
[3]No place to hide bank policy
- Every bank has to have a well documented board approved policy
- Which should be reviewed and audited every six months
But most importantly ⭐⭐⭐
- The policy should be displayed prominently on website, so customers can also access it
- Every bank has to have a well documented board approved policy
- Which should be reviewed and audited every six months
But most importantly ⭐⭐⭐
- The policy should be displayed prominently on website, so customers can also access it
