Discover and read the best of Twitter Threads about #checkout

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Shareholder - COPELAND SECURITIES INC.

registered in British Virgin Islands

Linked country: Luxembourg
Agent: Mossack Fonseca Image
COPELAND SECURITIES INC.
offshoreleaks.icij.org/nodes/10207216

NICOLE JUNKERMANN- Shareholder - 15-DEC-2007
SANDRINE ZERBIB - Shareholder - 15-DEC-2007

Read 34 tweets
1/ Thread on our investment thesis in "in-store credit" market. We like to call it "Offline checkout".

In 1-line, transfer of workflow control in-store from merchant to consumer will unlock the in-store credit market in India.

#offline #checkout #thesis #fintech @Stellaris
2/ To begin with, let's understand the market top-down.

Annual consumer spends on offline merchants are over $1T, of which only a sliver is bought on credit.

Consumer durables and mobiles is the only category where over 25% spends are on credit. Rest categories are all small.
3/ If we talk about the unsecured consumer lending market, lending book stood at $73B pre COVID (to be precise Jan '19).

Of this, $54B was Personal loans, $13B was Credit card and only $6B was Consumer loans (In-store).
Read 24 tweets
Checkout flow have 5-7 screens starting from Cart to Payment Gateway. Imagine the first screen as a Card. These Cards slide down as we press Next. A new card adds at the top with the next set of info. Next & Back arrow at the top of the new card. That way all the information
will be on one page at all point of time throughout the process. Slide down & Review any info at any point of time just before moving into Payment Gateway.

#Quantitative #Analytics #DigitalMarketing #Digital #CreativeCommon #patent #DesignPatent #Wallmart #Mart #Shopify #Magento
Read 4 tweets

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