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Important thread for #crypto users, lenders, borrowers & intermediaries. Unsurprising result, given prior Singapore (Quoine) & UK (Robertson) authorities holding cryptocurrencies to be property; US has been there for (via twisty path) for a while now:
#Cryptopia like many other early #crypto trading platforms had quickly changing terms of service- i.e. it's contract with its customers. early T&C stated that the site took no ownership right over any customer's contributed #crypto. 
later amended T&C's expressly appointed #cryptopia as the agent of its users, created expressly custodial accounts, gave the platform the power to close accounts, expressly states that the platform holds assets on the customer's account. This contract matters- a lot.
