Discover and read the best of Twitter Threads about #expensivetobepoor

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Went to pay mortgage, but the amount was weirdly less than usual. Called. For 9 years we paid an additional 131.93 per month for mortgage insurance, required because we had a HUD RISK-BASED loan. No longer have to pay it. So our monthly payment went down. #ExpensiveToBePoor #Hud
I never questioned it, because insurance on my biggest investment sounded like a good idea. I looked at my statements, I saw it, it gave me peace of mind. Oh good, if anything happens, I’m insured. Nope. That’s something different.
Banker I spoke to explained the insurance I had been paying, “not everyone has to pay this, usually it’s a condition of the loan” “Because I was a risky borrower?” “Well…I don’t know why, but the good news is you don’t have to pay it now!” “Oh…cool.” “You don’t sound excited…”
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